Banc Home Loans Ratings & Reviews

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NMLS ID: 530611

Banc Home Loans

(4.1 of 5) 644 Reviews

88% of our customers would recommend this lender.

About Banc Home Loans

For decades, millions of Americans have dreamt of owning a home only to awaken to closed doors, obstacles and excuses. And it’s primarily due to a poor experience starting with the home lending process. At Banc Home Loans, a division of Banc of California,...

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Loan Officers

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Savy Voeun Irvine, CA
Donald Rea Irvine, CA
Randy Guanko Irvine, CA
Duc Dang Irvine, CA
Rita Rebollar Irvine, CA
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Customer Reviews

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644 Reviews

(4.1 of 5)
  • Loan Officer Review
    from Cascade, WI
    (5 of 5)
    Recommended!
    Reviewed:

    Sean should get a raise

    (0) (0)
    Sean was great! He kept me informed every step of the way. He was always friendly & courteous.

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  • Loan Officer Review
    from Wilmington, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Once in a lifetime interest rate thanks to Savy

    (0) (0)
    Savy walked me through the loan process and was there every step of the way. I got an amazing rate thanks to Savy.

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  • Loan Officer Review
    from Hesperia, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Awesome experience

    (0) (0)
    Great customer service, willing to go the extra mile to make me comfortable with the loan and she even work after hours to expedite the close of my loan. I already did two loans through her and would always use her service and recommend to everyone in the future.

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  • Loan Officer Review
    from Cleveland, MO
    (5 of 5)
    Recommended!
    Reviewed:

    Savy and Banc Home Loans are the Best

    (0) (0)
    Savy is the best person to work with. I didn't think I would have been able to get my house refi but she made it happen. Savy went way above what was expected and did a Great Job. Savy is very professional and very easy to work with. Savy not only made it possible but also made it easy to understand. I will do my future business with her and Banc Home Loans and wish them the best... Read More

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  • Lender Review
    from Mohave Valley, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    Very Happy

    (0) (0)
    Fast and easy.

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  • Loan Officer Review
    from Mohave Valley, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    Extremely Happy!

    (0) (0)
    Barbara was great to work with and made refinancing and smooth process. She was quick to respond to any questions or concerns we had. I would highly recommend her. Five stars!

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  • Lender Review
    from Peoria, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    A creative refi solution

    (0) (0)
    On top of the process at all times. Solved my reluctance to load the electronic signature app on my computer. My loan officer was a very god listener and understood exactly what I was seeking. He came up with several creative solutions and helped me make the best choice. The process was quick, thorough and highly successful.

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  • Loan Officer Review
    from Peoria, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    Creative solution to a refinance request

    (0) (0)
    Kyle responded quickly to my internet inquiry. He was a good listener and understood my desire to borrow $16K at the lowest closing costs to spend on fixing up my house for sale in 15 months. I told him I wasn't that concerned with the interest rate, as long as my new PTI was somewhere close to my old one and the closing costs were low. He had several creative solutions. We settled on Increasing my rate from 4.37% to 4.5% to receive almost $2500 in lender credits. So I ended up with cash at closing of $16,000, closing costs of $2,000 with credits of $2500 and a PTI that increased by only $60 per month. Kyle was very patient with an 82 year old who was not too proficient in computer apps, and often careless about completing the paperwork. We still managed to get through the process in 60 days from first contact to closing. Great job, Kyle! Thanks again. ... Read More

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  • Loan Officer Review
    from Kahului, HI
    (5 of 5)
    Recommended!
    Reviewed:

    Chad Simmons thumbs up!

    (0) (0)
    I just wanted to first say I'm a real life person here to review Chad and my opinion and experience are true to the best of my knowledge. Chad did a really great job for me in my cash out refi. At first I must admit I was very skeptical of the whole process due to really bad experiences with other banks. But Chad was honest with me from the start. He made sure all his bases were covered before he submitted anything to underwriting or his superiors to review. He kept in contact with me almost daily thru emails and calls and whenever I had a question, if he didn't answer the phone, he called back promptly or sent email which I just thought was awesome because to some other banks you're just a number. He has a great "co-pilot" too in Joel Garcia who handles processing who also did a wonderful job in assisting Chad. The whole BOC team chipped in at one point or another I think. So overall YES I'd highly recommend BOC to anyone. And especially Chad Simmons. This man knows what he's doing, he's trustworthy, he works really hard, he doesn't get rattled if things don't go exactly as planned, and yes let me say again, HE KNOWS WHAT HE'S DOING! Really great experience with this company.... Read More

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  • Loan Officer Review
    from Mooresville, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Would do it again

    (0) (0)
    I refinanced a new construction home. They helped me with all my required documentation and got my loan together very fast. I wouldn't hesitate to use them again. Thanks Liz.

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For decades, millions of Americans have dreamt of owning a home only to awaken to closed doors, obstacles and excuses. And it’s primarily due to a poor experience starting with the home lending process. At Banc Home Loans, a division of Banc of California, N.A., our mission is to simplify and streamline the lending process, and to open more doors to homeownership with flexible lending products and exceptional service.
We help our customers discover the solutions that best fit their unique situation. Starting with the fact that the word “no” isn’t in our vocabulary. If one solution isn’t working for our customers, we simply find another. And unlike big, impersonal banks and online-only lenders, we’re local and work with the speed and convenience that it takes to make a deal close. Call or visit a Banc Home Loans location today to enjoy a whole new lending experience.