Banc Home Loans Ratings & Reviews

NMLS ID: 530611

Banc Home Loans

(4.1 of 5) 590 Reviews

84% of our customers would recommend this lender.

About Banc Home Loans

For decades, millions of Americans have dreamt of owning a home only to awaken to closed doors, obstacles and excuses. And it’s primarily due to a poor experience starting with the home lending process. At Banc Home Loans, a division of Banc of California,...

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Loan Officers

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Aria Ehrari Irvine, CA
Randy Guanko Irvine, CA
Duc Dang Irvine, CA
Barbara Potter Irvine, CA
Alberto Ramirez Irvine, CA
Christian Saldana Irvine, CA
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Customer Reviews

590 Reviews

(4.1 of 5)
Review Breakdown
  • (297)
  • (162)
  • (47)
  • (39)
  • (45)
  • from Tarzana, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Best Loans Ever!

    (0) (0)
    Fast processing, reasonable cost. I would recommend this to everyone. Thank you!

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  • from Bridgeport, CT
    (5 of 5)
    Recommended!
    Reviewed:

    A satisfied customer.

    (0) (0)
    Friendly team. Easy process and fast service.

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  • from Santa Clara, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great mortgage partner

    (0) (0)
    Very reliable... Best rates, best service.

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  • from Beaumont, CA
    (5 of 5)
    Recommended!
    Reviewed:

    OFFICE MANAGER

    (0) (0)
    Excellent service

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  • from Stafford, VA
    (5 of 5)
    Recommended!
    Reviewed:

    great service, quick

    (0) (0)
    great service, quick

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  • from Columbia City, IN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 16, 2015

    A Competitive Rate with Excellent Customer Service

    (0) (0)
    Banc Home Loans initially called several times in a short period, bothering us like the rest of the mortgage companies, but once I took one of their calls and chose them as our company based on their low offered rate, they proved to be a worthwhile company. My loan officer, Savy Voeun, worked with us during the complicated VA IRRRL refinance process, and she responded quickly and effectively to all of our questions and concerns, as did the loan processor Kimberly Griffith. Their customer service and responsiveness were excellent and probably the best parts of the process. The only minor complaint that I have is that BANC kept trying to raise the amount of closing fees as the process went along. However, they did lower the fees back down after I complained. Overall, I still rate BANC Home Loans as an excellent company to work with, and I would still recommend them to others... Read More

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  • from Lynwood, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    August 5, 2015
    Loan Closed On:
    October 28, 2015

    Banc Home Loans has best People and Rates!

    (0) (0)
    I was in search of a refinance w/ cash out and i took a try on lending tree. After dozens of calls from different lenders. I asked for few rough estimates using my credit score, loan balance and estimated home value. I chose Khaled Trabulsi of BANC HOME LOANS because of his willingness to try to get the best loan for me. His offer wasn't set in stone to my current situation. All the other lenders gathered my information and gave me their estimates and informed me that with my credit score it was the best I would get. Well that wasnt the best for Khaled, we went over my credit and with his knowledge and desire to help. We found that if i disbursed $500 over a few credit cards(3). My credit score would rise to a score that would get me a better loan with better rates and lower payments and also be able to cash out the money I needed to remodel my kitchen. It took about 2 months to get my score up but the refinance took about 3 weeks . Very satisfied with Khaled and Banc Home Loans. Khaled wants to help, not just make a buck off your bad /not so good credit by offering you a high fee/ high interest loan... Read More

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  • from Valparaiso, IN
    (5 of 5)
    Recommended!
    Reviewed:

    Refi

    (0) (0)
    Everyone that I work with at BANC Home Loans was very professional. Would recommend them to anyone

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  • from Worcester, MA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    September 16, 2015

    Great to deal with

    (0) (0)
    Ryan Conliss and Joel Garcia handled our refinance. These guys are responsive and work fast. I work the same way. I have zero patience for poor communication. Not the case with Banc Home Loans. Would definitely recommend these guys.

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  • from Denver, CO Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    August 18, 2015

    BANC did what no other finance company could!!

    (0) (0)
    BANC HOME LOAN REVIEW FOR LENDING TREE 10/28/2015 Randall and Sheila Northglenn, Colorado We had been trying for over 2 years to refinance our home. Due to a Chapter 7 Bankruptcy in 2006, where we DID NOT reaffirm our mortgage, we had no mortgage payment history on our credit bureaus. Also we were being told by our mortgage finance company that our home did not really belong to us since we did not reaffirm the mortgage. We could live in it as long as we liked just so long as we made the payments. However, if we stopped making the payments, it would revert to them, the finance company. In order for the home to revert back into our ownership, we had to either refinance or sell. Catch 22, we couldn’t refinance due to the lack of payment history! We did not want to sell! We found one company that was willing to refinance us into an FHA loan with Private Mortgage Insurance for a year and at the end of that year they would refinance us again into a Conventional Mortgage with no Private Mortgage Insurance. This was not ideal for several reasons. 1. Their closing costs were insanely high plus we would have to pay them twice, 2. The Private Mortgage Insurance was almost $100.00 a month for a home we have lived in for over 20 years and 3. The interest rate was outrageously high. When Ryan Conliss from BANC HOME LOANS called me, I did not believe him when he told me the closing costs, interest rate and he could do a conventional loan! I had to ask him several times if he was certain that he was understanding what I was telling him. I refused to fill out the preliminary paperwork because it scared us and this must be to good to be true. Well, after he explained that the paperwork was not the final paperwork and didn’t lock us into anything, I filled it out and from that point on everything just flowed like water downhill. It went smoothly and easily. We were scared out of our minds that this was somehow a trick, bait and switch, or we were overlooking something that was not going to be good. We were wrong! We are now in an amazing CONVENTIONAL, FIXED RATE MORTGAGE with a 15 year term. We paid off several things including a car, took out 25k in cash to do repairs and remodels that we have been putting off, we were able to skip a payment on our mortgage and all for almost the same amount we were paying before the refinance. It was a complete WIN WIN for us and we could not be happier! Thank you RYAN CONLISS and BANC HOME LOANS for a job more than well done! Randall and Sheila in Colorad... Read More

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For decades, millions of Americans have dreamt of owning a home only to awaken to closed doors, obstacles and excuses. And it’s primarily due to a poor experience starting with the home lending process. At Banc Home Loans, a division of Banc of California, N.A., our mission is to simplify and streamline the lending process, and to open more doors to homeownership with flexible lending products and exceptional service.
We help our customers discover the solutions that best fit their unique situation. Starting with the fact that the word “no” isn’t in our vocabulary. If one solution isn’t working for our customers, we simply find another. And unlike big, impersonal banks and online-only lenders, we’re local and work with the speed and convenience that it takes to make a deal close. Call or visit a Banc Home Loans location today to enjoy a whole new lending experience.