Bay Equity Home Loans Ratings & Reviews

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NMLS ID: 76988

Bay Equity Home Loans

(4.6 of 5) 8 Reviews

88% of our customers would recommend this lender.

About Bay Equity Home Loans

Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in ten western states and growing. It first achieved $100 million per month in loans funded,...

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Loan Officers

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Jeffrey Nicola Bellevue, WA
Matt Wolfe Brea, CA
Timmothy Moore Irvine, CA
Timothy Hardin Ladera Ranch, CA
Mark Malmberg Irvine, CA
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Customer Reviews

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8 Reviews

(4.6 of 5)
Review Breakdown
  • Lender Review
    from Bogart, GA
    (1 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    None - we connected, but I didn't move forward

    less than ideal

    My experience with Chase Murray as the loan officer was nothing less than an emotional roller coaster of a nightmare. However, Bay Equity regional managers did work with me to resolve the issue.

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  • Loan Officer Review
    from Seattle, WA
    (5 of 5)
    Recommended!
    Reviewed:

    Super fast and professional closing

    Jeff and his team were just amazing. After an atrocious ordeal with another lender I had to make a quick switch and Jeff stepped up in incredible and immediate ways often working way beyond the norm to get things done and in order for the next steps. He closed my deal in less than 14 days- start to finish! And, I came away with a better long term deal than the original lender was offering. Communication was fluid and I always felt like he was on top of everything. I highly recommend Jeff and his team... Read More

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  • Loan Officer Review
    from Newbury Park, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Tony Was Great!

    Tony Rice was great to work with. Always returned calls and emails quickly and got us our refinancing done in a short amount of time. Very happy with his service.

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  • Lender Review
    from lake oswego, OR Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    April 19, 2014

    fantastic

    My credit was not perfect and they made it seem easy. My loan officer walked me through the whole process. Zach was great.

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  • Loan Officer Review
    from Beaverton, Oregon
    (5 of 5)
    Recommended!
    Reviewed:

    Zachary Todd was my loan officer

    My loan officer was not listed but he was awesome and walked me through the whole process step by step.

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  • Loan Officer Review
    from San Francisco
    (5 of 5)
    Recommended!
    Reviewed:

    T Rice

    Tony delivered on every promise. We were very pleased with the entire process.

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  • Loan Officer Review
    from Torrance, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Could not be Happier

    My entire refinance process was seamless and painless. Prospect Financial and Tony Rice were top notch and could not be any better to deal with. I would recommend them to anybody including family and friends. Tony was professional and even went the extra step to get me full lender credits. Even the bank that funded the loan is wonderful to work with.

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  • Lender Review
    from Broomfield, CO Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    April 29, 2013

    Great lender to work with

    This lender worked extra hard to get my mortgage completed in an acceptable manner despite many challenges.

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    We are actively working with the client. The client started the process at the end of April 4/30 and he lives in a rural area of CO. The appraisal took about a month to complete because of the location and lack of appraisers. The valuation of the home presented a potential structural problem and he was aware of this issue as he had recently purchased the house FHA. We were watching market conditions hoping for continued improvement and the borrower was aware that he was floating. When the market shifted dramatically we expected some retracement and it never came. When the appraisal came in it affected his rate/cost structure as well. The client didn’t know if he wanted to proceed or not. We have been actively working with the consumer to make him happy. In a call today with him he said he wrote the review out of frustration however he would revisit it once the loan was complete to give a more appropriate review.
Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in ten western states and growing. It first achieved $100 million per month in loans funded, and recently reached a company milestone of $2 billion in loan production. The company is a direct lender with in-house Underwriters for FHA, VA, Conventional and Jumbo loan programs. By providing fast service and better rates, Bay Equity is quickly becoming the preferred choice for Buyers, Home Owners and Realtors.