Brightwire Loans Ratings & Reviews

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NMLS ID: 1074453

Brightwire Loans

(5 of 5) 17 Reviews

100% of our customers would recommend this lender.

About Brightwire Loans

Brightwire Loans wants to earn your business.  We offer three competitive advantages: 1.     Low wholesale interest rates. 2.     Fast Closings. Usually 20 days or less. 3.    ...

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Loan Officers

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Todd Harrington Lyndhurst, NJ
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Customer Reviews

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17 Reviews

(5 of 5)
Review Breakdown
  • (17)
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  • Loan Officer Review
    from Whippany, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience

    (0) (0)
    Todd helped me with a conventional mortgage for my first purchase of a home. Todd and his team were great with answering my questions, giving me realistic expectations, and estimating all the costs associated with the purchase so I really knew what to expect in the process. I also had a few issues in my past that may have impeded a purchase, but those were no issues for Brightwire. As I negotiated prices with my lender, Todd was able to get me revised prequalification letters matching the higher purchase prices within minutes. This sped up the negotiation process immensely, which was very important since there was another potential buyer bidding against me. Time was of the essence for me, since I needed to be out of a rental by the end of the month. Todd and his team were able to get me a mortgage with a great rate within 15 days. Even my realtor was amazed that we were able to close so quickly. Todd came to my closing and walked me through all the lending documents. I would highly recommend Todd and Brightwire.... Read More

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  • Loan Officer Review
    from Clifton, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Todd is A-mazing

    (0) (0)
    I am so happy we found Brightwire Loans. As first time buyers we were pulling our hair out over all the bad advice we got elsewhere. We seemed to be spinning in circles. It seemed every one in our experience was mainly focused on commission, how quickly we could get to closing and not assisting us with making the best decisions as this is the biggest purchase of our life. You hope that the professionals you hired would act as such. After being totally frustrated I turned to Google. Brightwire popped up in my area with their 5 star reviews... I was skeptical but decided to give them a call. From the first phone call I could tell the difference in their level of service. Todd and Patrik were so patient and knowledgeable answering all our questions as well as providing us with the best advice and suggestions. Night and day to the previous people we spoke with. At this point we stopped shopping because we trusted Todd and just did what he told us. If you just started shopping for your home I suggest you talk to Todd and get pre-qualified before you even find your realtor. He searches all the lenders and will find you the best option based on your situation. I cannot say thank you enough for being the best part of what was becoming a headache. I work with newly engaged couples and am going to refer Brightwire to all my clients... Read More

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  • Lender Review
    from Livingston, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    a dream come true

    (0) (0)
    Todd and Brightwire Loans is truly an unbelievable company. The home buying process was extremely stressful for numerous reasons, but Todd, time and time again sweeped in to save the day. He was available day and night for any questions we had. He explained things in full detail, with no frustration what so ever. Not only did he supersede any expectations we had, but he also helped push things along with our attorney and realtor. This company is a god send and the business model is one that all companies should mimic, in that Brightwire does not over extend themselves, like most companies do---and nearly bite your head off when you ask for a status update. I highly recommend and cannot say enough great things about this company and Todd!!... Read More

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  • Loan Officer Review
    from Livingston, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Todd the God send!!

    (0) (0)
    Todd and Brightwire Loans is truly an unbelievable company. The home buying process was extremely stressful for numerous reasons, but Todd, time and time again sweeped in to save the day. He was available day and night for any questions we had. He explained things in full detail, with no frustration what so ever. Not only did he supersede any expectations we had, but he also helped push things along with our attorney and realtor. This company is a god send and the business model is one that all companies should mimic, in that Brightwire does not over extend themselves, like most companies do---and nearly bite your head off when you ask for a status update because they are too busy. I highly recommend and cannot say enough great things about this company and Todd!!... Read More

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  • Lender Review
    from Hawthorne, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    In Todd I Trust...

    (0) (0)
    I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business... Read More

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  • Loan Officer Review
    from Hawthorne, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    In Todd I Trust...

    (0) (0)
    I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business... Read More

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  • Lender Review
    from Lincoln, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Fantastic

    (0) (0)
    My husband and I were very impressed by working process with Todd. He is professional, knowledgeable and responsible. As first time homebuyer, I had lots questions and needed guide. At every our questions, I received straightforward answers. Also, he advised some options which I could choose. He monitored interest rate everyday and informed me. Therefore, we had best interest rate. He explained every single details and his working style was fast, accurate and clear. After we were approved for loan, he cleared our loan for CLOSING in ONLY 19DAYS! Also, he came in person to our closing. He is sincere from beginning to end. Again, it was great experience working with him. I strongly recommend him. ... Read More

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  • Lender Review
    from Ho Ho Kus, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Mr

    (0) (0)
    As first time home buyers, we are really lucky to have Todd as our Mortgage broker. Todd was referred by our realtor and the whole experience of our mortgage loan application was very clear and smooth. Todd would explain every step to us, work along with our realtor and lawyer and be with us to the every end of house purchase. He also calls us every six months after we moved in with the latest interest rates to help us check if it is a good time to do refinance. The biggest benefits we got from Todd are his efficiency and transparency. He gets mortgage processed and approved really fast while monitoring interest rates every day to make sure we get the best number. This helped us a lot in house purchase. He would always reply any questions we have, no matter it is at night or on weekends. He would explain to us patiently and clearly on any number or entry that we don't understand. The whole calculation is explained very clearly and all the documents bear no faults. We also really appreciate Todd's sincerity and honesty. He does not bluff. When he says it can be done, it will be done. The whole experience was really comfortable and satisfying. He is the agent we can trust and rely on... Read More

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  • Lender Review
    from Jersey City
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent Communication and Overall Experience

    (0) (0)
    Our experience with Todd at Brighwire Loans was truly first rate. We met Todd from a friend's referral who said he helped them close on their home in record time. We were so pleased with our experience that wanted to pass it along. A little about our situation and the deal in question: both of us work in w-2 salaried positions, so the income was not an issue. Todd pre-qualified us in a day with very little back and forth. Once we signed a contract, Todd took over. He project managed the entire transaction, from coordinating attorney's, arranging for the appraisal with the realtor and AMC, making sure the appraiser submitted the report back and pushing the lender to get the commitment letter issued. Where Todd really shone, however, was in dealing with the condo association management company. The association management company was totally unresponsive in getting back to the lender with timely information throughout the transaction, but ultimately failed to disclose a special assessment owed on the property. The seller planned to pay the assessment, but because it was not disclosed, things nearly unraveled. Todd kept his cool and actually did the association's job in documenting the assessment so all the association had to do was confirm the numbers. It completely saved the deal so we could close. We can't say enough good things about Brightwire and thoroughly appreciate all of Todd's hard work and effective communication... Read More

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  • Lender Review
    from Wanaque, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great Work!

    (0) (0)
    My wife and I got married in June of 2014. We started are home search shortly thereafter and were overwhelmed with all the choices and options that we needed to make as a first time homebuyers. We both work busy schedules which make the process even more stressful and hectic. That is why working with Todd was so GREAT! Todd made the entire process easy to understand and gave us IMMEDIATE feedback whenever we needed it! We received our closing documents well in advance of closing which made the entire process much smoother. If you are looking for someone to go above and beyond and help you every step of the way then Todd is the guy to go with... Read More

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Brightwire Loans wants to earn your business.  We offer three competitive advantages: 1.     Low wholesale interest rates. 2.     Fast Closings. Usually 20 days or less. 3.     Direct, Honest, easy-to-understand answers to all loan-related questions.   First-Time-Homebuyers – Do you feel overwhelmed with all of the options, decisions, and costs associated with purchasing your first home? Call Us! We will help you navigate a smooth path to homeownership.