Brightwire Loans Ratings & Reviews

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NMLS ID: 1074453

Brightwire Loans

(5 of 5) 36 Reviews

100% of our customers would recommend this lender.

About Brightwire Loans

Brightwire Loans wants to earn your business.  We offer three competitive advantages: 1.     Low wholesale interest rates. 2.     Fast Closings. Usually 20 days or less. 3.    ...

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Loan Officers

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Todd Harrington Lyndhurst, NJ
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Customer Reviews

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36 Reviews

(5 of 5)
Review Breakdown
  • (36)
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  • Lender Review
    from Manahawkin, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Cleared to close in 11 DAYS! Elite Service

    What a Godsend to be led to a company called Brightwire Loans! I cannot say enough about Brightwire Loans, and, in particular, about Todd Harrington and the customer-focused services they provide. Todd Harrington's vast array of knowledge and resources regarding the entire home buying process is impressive in and of itself, however, his drive, determination and personal attention to details sets Brightwire Loans far above the rest. Although several challenges presented along the way, I was able to secure a loan which not only included a $4600 lender grant, but also a 1% down payment and No PMI. That is not a typo. One percent down and No PMI. Even more impressive, Todd Harrington worked to insure I was cleared to close in 11 DAYS (7 Business Days) which translated into closing on my new home only 14 DAYS after I applied for the loan. The entire process was smooth thanks to Todd and his team. Whether by email, fax, phone or text, everyone at Brightwire was willing and able to answer my endless questions and provide the support necessary to carry out the monumental task of closing this loan in such a short amount of time. A consummate professional, from pre-approval to closing, Todd Harrington consistently demonstrated a high level of commitment and financial intelligence. Todd also took the time to attend the closing in person. His timely responses, availability, patience, and friendly, calm demeanor add a personal touch rarely seen in business today. Brightwire Loans and Todd Harrington provide an elite level of service. Highly recommended.... Read More

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  • Lender Review
    from West Creek, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent Customer Service

    It was our pleasure to work with Todd Harrington from Brightwire! My husband and I started working with Todd after working with another mortgage broker on a sale that collapsed. Our original broker was adversarial throughout the process. When we switched to Brightwire we were thrilled to find that Todd and his team were incredibly customer focused. They made an ordinarily overwhelming process extremely easy to navigate! Todd's professionalism and knowledge was invaluable to us. Todd guided us through the process so that we were able to lock-in at the best rate possible. He really took all of the stress out of an ordinarily stressful time. We qualified for a mortgage in record time without any hassle! We highly recommend Todd and his team!... Read More

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  • Loan Officer Review
    from Denville, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Todd is great to work with on loans.

    Five Stars for Brightwire! 1. Closed in 21 Days. 2. Grant of $5,200! 3. Understanding of a first time home buyer. 4. Completed the loan without a problem. 5. Excellent customer service and customer focused! 6. Very knowledgeable about the home buying process. If I could tell you face to face, I would say that "I highly recommend Todd Harrington."

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  • Lender Review
    from Denville, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Five Stars!

    Five Stars for Brightwire! 1. Closed in 21 Days. 2. Grant of $5,200! 3. Understanding of a first time home buyer. 4. Completed the loan without a problem. 5. Excellent customer service and customer focused! 6. Very knowledgeable about the home buying process. If I could tell you face to face, I would say that "I highly recommend Todd Harrington."

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  • Loan Officer Review
    from Point Pleasant Beach, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Cleared Loan for Closing in Only 13 Days!

    Not knowing the process (moved from VA to NJ), Todd and his team were amazing at explaining, keeping the process moving, clearing my loan in only 13 days, and being there at closing to help with any questions. I was told by my agent and attorney the timetable was not possible but Brightwire made it happen! This is how the home lending should be. I cannot recommend Brightwire enough.... Read More

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  • Lender Review
    from Point Pleasant Beach, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Cleared Loan for Closing in ONLY 13 Days

    Not knowing the process (moved from VA to NJ), Todd and his team were amazing at explaining, keeping the process moving, clearing my loan in only 13 days, and being there at closing to help with any questions. I was told by my agent and attorney the timetable was not possible but Brightwire made it happen! This is how the home lending should be. I cannot recommend Brightwire enough. ... Read More

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  • Loan Officer Review
    from Jersey City, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great Experience!

    My good friend recommended working with Todd Harrington through the buying process- especially since I was a first time home buyer. Todd was extremely receptive, timely with responses, friendly, and most importantly, very knowledgeable about the entire home buying process. We navigated through some pretty challenging circumstances with my employer and the title insurance company with what seemed like at ease. I was even abroad for a few weeks, and I'm so grateful that Todd worked around that. The best part of it all is that Todd was able to qualify me for a special first-time buyer program with NO PMI at only 10% down payment! Finally, it was very comforting when he joined me in person for my closing. I would highly recommend working with Todd because I have nothing but great things to say about my experience. ... Read More

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  • Lender Review
    from Jersey City, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great Experience

    My good friend recommended working with Todd Harrington through the buying process- especially since I was a first time home buyer. Todd was extremely receptive, timely with responses, friendly, and most importantly, very knowledgeable about the entire home buying process. We navigated through some pretty challenging circumstances with my employer and the title insurance company with what seemed like at ease. I was even abroad for a few weeks, and I'm so grateful that Todd worked around that. The best part of it all is that Todd was able to qualify me for a special first-time buyer program with NO PMI at only 10% down payment! Finally, it was very comforting when he joined me in person for my closing. I would highly recommend working with Todd because I have nothing but great things to say about my experience. ... Read More

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  • Loan Officer Review
    from Whippany, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great experience

    Todd helped me with a conventional mortgage for my first purchase of a home. Todd and his team were great with answering my questions, giving me realistic expectations, and estimating all the costs associated with the purchase so I really knew what to expect in the process. I also had a few issues in my past that may have impeded a purchase, but those were no issues for Brightwire. As I negotiated prices with my lender, Todd was able to get me revised prequalification letters matching the higher purchase prices within minutes. This sped up the negotiation process immensely, which was very important since there was another potential buyer bidding against me. Time was of the essence for me, since I needed to be out of a rental by the end of the month. Todd and his team were able to get me a mortgage with a great rate within 15 days. Even my realtor was amazed that we were able to close so quickly. Todd came to my closing and walked me through all the lending documents. I would highly recommend Todd and Brightwire.... Read More

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  • Loan Officer Review
    from Clifton, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Todd is A-mazing

    I am so happy we found Brightwire Loans. As first time buyers we were pulling our hair out over all the bad advice we got elsewhere. We seemed to be spinning in circles. It seemed every one in our experience was mainly focused on commission, how quickly we could get to closing and not assisting us with making the best decisions as this is the biggest purchase of our life. You hope that the professionals you hired would act as such. After being totally frustrated I turned to Google. Brightwire popped up in my area with their 5 star reviews... I was skeptical but decided to give them a call. From the first phone call I could tell the difference in their level of service. Todd and Patrik were so patient and knowledgeable answering all our questions as well as providing us with the best advice and suggestions. Night and day to the previous people we spoke with. At this point we stopped shopping because we trusted Todd and just did what he told us. If you just started shopping for your home I suggest you talk to Todd and get pre-qualified before you even find your realtor. He searches all the lenders and will find you the best option based on your situation. I cannot say thank you enough for being the best part of what was becoming a headache. I work with newly engaged couples and am going to refer Brightwire to all my clients... Read More

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Brightwire Loans wants to earn your business.  We offer three competitive advantages: 1.     Low wholesale interest rates. 2.     Fast Closings. Usually 20 days or less. 3.     Direct, Honest, easy-to-understand answers to all loan-related questions.   First-Time-Homebuyers – Do you feel overwhelmed with all of the options, decisions, and costs associated with purchasing your first home? Call Us! We will help you navigate a smooth path to homeownership.