Cardinal Financial Company, Limited Partnership Ratings & Reviews

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NMLS ID: 66247

Cardinal Financial Company, Limited Partnership

(5 of 5) 883 Reviews

95% of our customers would recommend this lender.

About Cardinal Financial Company, Limited Partnership

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and...

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Loan Officers

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Jessica Gibson Charlotte, NC
Guy Jackson Scottsdale, AZ
quoc tran Chandler, AZ
Jeff Critchfield Irving, TX
Aleks Shadley Tigard, OR
John Moran Scottsdale, AZ
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Customer Reviews

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883 Reviews

(5 of 5)
  • Loan Officer Review
    from Moreno Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    QUICK, PAINLESS AND EASY!

    I shopped a few lenders lending tree sent my way, and Emanuel with cardinal financial company was by far the least high pressure mortgage specialist I talked to. Not only was he just there to help and not sell me something, he explained everything in detail and helped me understand everything. The loan funded 13 days after we moved forward. This was the fastest a loan has ever happened for me. I would highly recommend Emanuel with cardinal financial.... Read More

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  • Loan Officer Review
    from Cary, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Wonderful

    Dana was professional and efficient - we loved working with her! She was willing to take a call in the evening to get our rate locked in and was overall fantastic to work with.

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  • Lender Review
    from Cary, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Fantastic!

    We just purchased a home with Cardinal Financial and we had an excellent experience! Our originator and our loan processor were both professional and easy to work with - they made the process easy! This is the second time that we have used Cardinal and we recommend them to everyone!

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  • Lender Review
    from Keller, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great Experience!!

    I worked with Corey Kastler and Jessica Flores. We just closed on our house on May 15th. The entire process for us went completely seamless. We had some issues on our credit report that were incorrect and they were somehow able to get them removed. That resulted in a lower interest rate! The entire process from start to finish took less than 30 days. I will definitely be recommending Corey and his team to friends... Read More

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  • Lender Review
    from Windsor, CO
    (1 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    None - we connected, but I didn't move forward

    Misleading information

    When discussing options with a loan officer, he stated he could do something for me and promised to call back the next day. I never received a call and when I reached out to him what he was offering was entirely different than what he originally said he could do. Seemed like a bait and switch to me.

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    Hello, Cardinal values all feedback and appreciates the opportunity to address your claims. After reviewing your file, Cardinal identified you were connected with a Loan Officer on 5/16/2018 who discussed loan options with you. He explained that rates fluctuate daily and your rate could only be guaranteed if you locked into a loan. He emailed you the next day, 5/17/2018, the rates had fluctuated and were not as beneficial as they had been the day before. As you had not locked into your loan, Cardinal could not guarantee the rate provided on 5/16/2018. Cardinal regrets if you perceived this as a bait it switch, however, it was standard market fluctuation. On behalf of Cardinal Financial, we are sorry we were not able to work with you to achieve your mortgage goals and we wish you the best. Kindly, Cardinal Financial
  • Loan Officer Review
    from Cedar City, UT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great

    Sarah was amazing and very helpful, efficient, and professional. We cant thank her enough for helping us refinance our loan.!

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  • Lender Review
    from Cedar City, UT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    AMAZING

    Cardinal Financial is an amazing company. They are very professional and efficient. I would recommend them to anyone. Thanks Cardinal Financial for assisting us with our refinance.

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  • Lender Review
    from Lake Havasu City, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Jeff Critchfield Review

    Jeff did an outstanding job. Unfortunately we had to call him on several occasions to get thru the dash board portion of the loan process, after he sent our loan application on to the next step. The dash board wasn't as user friendly as we would have liked.

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  • Loan Officer Review
    from Lake Havasu City, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Jeff Critchfield Review

    Jeff always answered his phone to answer any questions that we had. He was on his days off, moving, planning his wedding and honeymoon, but took the time to make sure our experience was going smoothly. He even helped us get questions answered from the title company, when he could have just referred us to them. Jeff is a conscientious employee that genuinely wants his customers satisfied and use his services again. ... Read More

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  • Loan Officer Review
    from Pueblo, CO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Sarah Watts

    Sarah was the right pick for my mortgage needs. Everything went smooth and closed in less then 30 days. I would highly recommend Sarah for you mortgage needs.

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Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 1,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.