Cardinal Financial Company, Limited Partnership Ratings & Reviews

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NMLS ID: 66247

Cardinal Financial Company, Limited Partnership

(4.6 of 5) 864 Reviews

96% of our customers would recommend this lender.

About Cardinal Financial Company, Limited Partnership

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and...

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Loan Officers

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Jessica Gibson Charlotte, NC
Guy Jackson Scottsdale, AZ
quo -viet tran Chandler, AZ
Joshua Heinz Irving, TX
Gordon Powell Charlotte, NC
Jeff Critchfield Irving, TX
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Customer Reviews

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864 Reviews

(4.6 of 5)
  • Loan Officer Review
    from Blountville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great Customer Service

    I found working with Jeff on my recent home was very easy. I could always contact him when I had a question or a concern and he dealt with it quickly and efficiently. Being a veteran himself, he treated my case with the type of professionalism you would expect from a fellow vet. I would highly recommend him to anyone looking for a home loan.

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  • Lender Review
    from Grapevine, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent Refinance Services

    Cardinal Financial is a professional organizational which has excellent, knowledgeable employees to help them achieve their goals. It has been my experience that the employees I worked with were very helpful, sincere and prompt.

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  • Lender Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Fantastic

    Great Company. Very easy to work with. Fast review and approval time. Very competitive rates and fees. Great communication. Everything you need and want from a lender.

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  • Loan Officer Review
    from Carson City, NV
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Fantastic!!!!

    I do not remember my loan officer's name, he was great!

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  • Loan Officer Review
    from Los Angeles, CA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Gwendoly, CA

    "I really appreciate everything Quoc did for me to refinance my mortgage. Upon my initial contact with Quoc I had something’s that avoided me from immediately qualifying for a refinance. However, Quoc assured me that he would do everything to help me get out my adjustable rate mortgage. And he did, as soon as he was able to get the ball rolling, my refinance was approved and funded within the time line that Quoc had stated. I am very happy & satisfied with the outcome. I truly appreciated his responsiveness and reassurances during the process. I would definitely use him again. Thanks for everything you did." G. Martin, Los Angeles, CA ... Read More

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  • Loan Officer Review
    from Brownwood, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Review

    Jeff went above and beyond during the entire process and was very helpful to us. If at anytime I sent an email he answered it promptly and that included on his days off. He was always very understanding and kind. It was a blessing working with Jeff and I would highly recommend him to anyone that may be looking to buy or refinance a home. Lisa

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  • Loan Officer Review
    from Blountville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    VA Loan easy

    We applied for a VA Loan and the process was so simple with exception of a charge off on our credit report. Jeff was able to get us great rate and terms and little cash to close. He went the extra mile and was always able to talk with us about any concerns day or way in to the night hours. He treated us like family.

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  • Loan Officer Review
    from Austin, TX
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward

    Lack of Responsiveness

    It has been 11 days since I spoke with Vinesa and she has not returned my emails. I could see that she pulled my credit report but then just stopped responding.

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    We value all feedback and are continually looking for areas where we can improve. After researching your grievance, Cardinal has identified we were working on different loan scenarios to get you into the most appropriate and beneficial loan program. Unfortunately, this took longer than anticipated and the employee involved was unexpectedly out of the office and did not provide an update on the status of your loan inquiry. This has been addressed with the employee involved who has reported she has connected with you to provide an update. On behalf of Cardinal Financial, we are sorry your experience was not up to your expectation. Should you require additional assistance, please reach out to our Consumer Advocacy Department.
  • Loan Officer Review
    from Glendale, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Awesome!

    Jason was great and really made the re-fi process easy!

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  • Lender Review
    from Salt Lake City, UT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    AWESOME!

    These guys were great! We closed in 18 days! I worked with John D'Amato and Liz McCaffrey, and they were professional, fast, and competent. I would not hesitate referring Cardinal Financial (Sebonic). Great rate, no bank fees, no hassle's.

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Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 1,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.