Cardinal Financial Company, Limited Partnership Ratings & Reviews

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NMLS ID: 66247

Cardinal Financial Company, Limited Partnership

(4.8 of 5) 800 Reviews

96% of our customers would recommend this lender.

About Cardinal Financial Company, Limited Partnership

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and...

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Loan Officers

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Jessica Gibson Charlotte, NC
Guy Jackson Scottsdale, AZ
quo -viet tran Chandler, AZ
Joshua Heinz Irving, TX
Jeff Critchfield Irving, TX
Chad Smith Scottsdale, AZ
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Customer Reviews

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800 Reviews

(4.8 of 5)
  • Loan Officer Review
    from Albuquerque, NM
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Refi

    Quo-Viet tran was great to work with. He made the process very easy and explained everything thoroughly. I highly recommend Mr Tran to anyone looking to refinance

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  • Lender Review
    from Anderson, SC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    January 11, 2017

    Trustworthy Mortgage Service

    Very friendly and helpful team. Did most of communications through email, which was my choice. I spoke with them on the phone a few times. Doing online does require you to download a lot of documents, which Is time consuming. However, these are the same documents you would be taking to any local mortgage service. Once all the initial application is completed, it’s so easy.. you can sign in to your account and check progress daily. Attorney came to our home on closing day and was super friendly knowledgeable and quick!! Recommending to everyone... Read More

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  • Lender Review
    from West Chester, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Cardinal knocked it out of the park!

    I was more than a little nervous about the prospect of working with someone that I 1) found on the internet based on great advertised rates and 2) would never meet in person. I'd never purchased a home before and the entire prospect was daunting. As I began to discuss an application with Mike, I felt more comfortable with each passing conversation. He is kind, friendly, thorough, and knowledgable. I'm a tough client - extremely detail-oriented and very quick to pick up the phone - and Mike made himself available, and maintained his kind, patient demeanor throughout the process. He answered my questions and addressed my concerns professionally, and accurately. When all was said and done, the process was seamless and stress-free, my rate was better than every other offer, my closing costs were far below market, and I was a home owner with a lot more money (and likely time) than I would have had remaining had I worked with the other lender I was courting. This went so well that I was genuinely sad to close, and say goodbye to Mike....well, until we buy our next place... Read More

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  • Lender Review
    from Bedford, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Smooth Process

    Cardinal Financial Company was professional and made me feel comfortable throughout the entire process. Maria and her team are knowledgeable and took the time to answer all my questions. I will definitely use Cardinal Financial again.

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  • Loan Officer Review
    from Hicksville, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Borrower

    Sergio was very friendly and had a great communication skills; He was willing to listen attentively whenever problems have occurred to delay my refinances and he solved the problems promptly. I was very happy to work with Sergio.

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  • Lender Review
    from Riverside, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Awesome company

    This is the best experience I have ever had with a refinance. Loan processor was great and easy to get a hold of. I would recommend Cardinal to any of my family and friends.

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  • Loan Officer Review
    from Sherman, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Highly knowledgeable, excellent communication

    Stephen spent an exceptional amount of time with me before the decision and that earned my business.

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  • Lender Review
    from Sherman, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Highly recommended

    Excellent communication. speedy process and professional people. Highly recommended!

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  • Loan Officer Review
    from Apex, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Patrick Byers - refinancing review

    Patrick was prompt in his communications and very helpful with every stage of our refinance. He was knowledgeable of the offers available to meet our goals. On a personal note he was very courteous, respectful, and friendly. It was a pleasure to work with Patrick on our refinance.

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  • Loan Officer Review
    from Jamaica, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    He is a man of his word

    He was very helpful when I was refinancing my house. When I felt like the process was getting slower, he stood up for me even though he was not the one that started the refinancing; he accelerated it and I closed within one and half week he took over the paperwork. He took his time and explained everything in details to me. Everything went on smoothly the way he told me. I would definitely recommend him to anyone who likes his/her mortgage loan handle in a professional way and in a timely manner... Read More

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Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 1,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.