Cardinal Financial Company, Limited Partnership Ratings & Reviews

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NMLS ID: 66247

Cardinal Financial Company, Limited Partnership

(4.6 of 5) 799 Reviews

96% of our customers would recommend this lender.

About Cardinal Financial Company, Limited Partnership

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and...

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Loan Officers

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Guy Jackson Scottsdale, AZ
Irene Martinez Chandler, AZ
quo -viet tran Chandler, AZ
Joshua Heinz Irving, TX
Michael Gruber Charlotte, NC
Janson Haase Chandler, AZ
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Customer Reviews

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799 Reviews

(4.6 of 5)
  • Lender Review
    from Youngstown, NY Confirmed LendingTree Customer
    (5 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    March 13, 2017

    Great and easy company to work with.

    (0) (0)
    They gave me the best rate at the lowest costs. Also removed a $760 dollar fee from a credit mistake that was my fault! Closed on the day I asked for!

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  • Lender Review
    from Cary, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Terrific experience

    (0) (0)
    The loan originator was personable and informative...and,importantly, not pushy.

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  • Lender Review
    from Nashville, TN
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward

    Terrible process with a bait and switch at the end

    (0) (0)
    Awful. After 4 months of delays and unresponsiveness from their end, they added $14k of surprise "extension" fees to the closing disclosure the day of closing, as the notary was on the way to my house for signing. They then told me they couldn't honor the original terms, I could accept a higher rate or pay the extension fees. I refused so after 4 months of work, I'm having to start the process all over again... Read More

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  • Lender Review
    from Missouri City, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    They do what they promise in the first quote.

    (0) (0)
    I bought my first home with Sebonic, Tamara Eastridge. I had a friend who had bad experience with a lender. They added $2000 to his closing costs out of nowhere and he had to buy the home. So I was afraid that I might have same problem. At the closing, they gave me even better price compared to their first quote. They do what they say. I definitely suggest working anyone who has an approval from Sebonic. They answered all my questions and helped me with all documents. Thanks to Emily Hogan, loan processor, as well. A Great Lender... Read More

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  • Lender Review
    from San Diego, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    refi in SD

    (0) (0)
    Very happy to work with them

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  • Loan Officer Review
    from San Diego, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Refi in SD

    (0) (0)
    We refinanced our loan about a year ago and Chad did not help us. I told him we wanted to refinance about a year later to be relieved of our PMI. He had put me on his calendar and then sent me an email as I had requested. He set us up with a great loan saving about $250 a month and had us closing within 30 days. He was there for any questions I had and everything went very smoothly. Thank You Chad... Read More

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  • Loan Officer Review
    from Hightstown, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward

    Great Customer Service

    (0) (0)
    Ari is very professional, courteous, knowledgeable, patient and kind. I highly recommend him to anyone looking for a mortgage. He will go out of his way to help you and he will take the time to educate and explain things to you. Thank you, Ari, for all of your help! We greatly appreciate it.

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  • Loan Officer Review
    from Chandler, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    A++ Loan Officer

    (0) (0)
    As a realtor Phil has been a pleasure to work with! When I sent him a client I know they are in excellent hands and I don't have to worry about anything. The level of customer service he gives my clients is unlike any other I have experienced in the industry. He has programs that always have the clients best interests in mind. Rates are competitive and transactions go smoothly, what else would you want... Read More

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  • Lender Review
    from Houma, LA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    JOB WELL DONE

    (1) (0)
    I received outstanding service from everyone at Cardinal Financial Company. They were very helpful and were available anytime I contacted them. Mike and Sabrina Saladana were amazing in helping me close my loan.

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  • Loan Officer Review
    from Houma, LA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Job Well Done!

    (1) (0)
    When I first started out seeking a lender to refinance my mortgage, I received calls from numerous lending institutions. However, I kept going back to the message Mike left. Once I contacted Mike he was very helpful and told me exactly what was needed and he knew the importance of closing this loan was for me. Mike kept in touch with me and directed me to their website and told me exactly what was needed. I started the loan process on 04/12/2017 and closed on 05/03/2017. I was contacted by Sabrina Saladana to prepare my loan and she was equally helpful in closing my loan. They worked diligently to see that my loan was closed without problems. I commend Mike and Sabrina for doing a great job in completing my loan as quickly as they did. I will definitely recommend Mike to a friend... Read More

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Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 1,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.