Cardinal Financial Company, Limited Partnership Ratings & Reviews

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NMLS ID: 66247

Cardinal Financial Company, Limited Partnership

(4.8 of 5) 1058 Reviews

96% of our customers would recommend this lender.

About Cardinal Financial Company, Limited Partnership

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and...

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Loan Officers

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Guy Jackson Scottsdale, AZ
Shawn Burke Scottsdale, AZ
Quoc Tran Chandler, AZ
Jessica Gibson Charlotte, NC
Danielle Medina Chandler, AZ
Alicia Chermansky Charlotte, NC
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Customer Reviews

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1058 Reviews

(4.8 of 5)
  • Lender Review
    from Winter Garden, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent company

    Very easy process they work really hard to have everything ready the date promised. Awesome crew.Mrs Stephanie Collins was great help thanks for all you did 😊

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  • Loan Officer Review
    from Winter Garden, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Outstanding service

    Amazing customer service.Guy never fall behind on my loan process he definitely treated me like family. Thank you for your outstanding service and for make this process so easy to handle .🌟🌟🌟🌟🌟

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  • Loan Officer Review
    from Dickinson, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great experience

    I have done several mortgage transactions and Emanuel at Cardinal financial has been by far the best mortgage specialist I have ever dealt with! The process was so simple I almost thought it was too good to be true compared to my past experiences. Emanuel is a professional at what he does and I would highly recommend him, thank you Emanuel!

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  • Lender Review
    from Spicewood, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    A good company to work with.

    Overall a very good experience. One of our representatives could use a little work, but every other person we encountered were knowledgeable and helpful. The company worked to get us good terms/rates and were honest through the process.

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  • Loan Officer Review
    from Spicewood, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Trustworthy. Honest. Sincere.

    Lacy went above and beyond the call to ensure that we had a smooth transaction. She fought hard for us to get the best rates and stayed in contact from day #1 until closing, even after she was required. The customer service and communication was top notch. More impressive and meaningful than any of that however, was her honesty and integrity through the process. She told us from the start that she would do her best and if we ever reached a point that we couldn't work through, she would let us know and we would part as friends. Many in this business are high-pressure and all about making the sale. Lacy is "high-quality people". Trustworthy. Honest. Sincere. She was the sole decision point for us in who we chose to use for our re-finance.... Read More

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  • Lender Review
    from Vinton, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great Experience

    We were hesitant to begin this process, as we wanted to be sure we were making the right decision for us and our personal situation. We spoke in great detail with Shawn, our loan contact person & he was a tremendous help. He looked at all of our options, and explained the best option for us financially. Everyone we encountered was friendly, and helpful- and very prompt. We would recommend this company!... Read More

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  • Lender Review
    from Fayetteville, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Cardinal Financial/Sebonic is amazing!!

    My husband and I recently purchased a new home and secured financing through Cardinal Financial/Sebonic. I simply cannot praise them enough. The entire process went great with no issues. Customer service is outstanding! Our loan originator, Todd Kanus was amazing. From the very first phone call to the day we closed, he was there every step of the way. I cannot say enough about him. Because of Todd, we will be referring anyone that we know in the market for a new home, to Cardinal Financial.... Read More

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  • Loan Officer Review
    from Albuquerque, NM
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Joe Carey Recommendation

    When I received the initial call from Joe to get some basic information about my loan needs and what I was looking to do on my home refinance I felt that he was very professional and he had genuine care for my situation. He was very conscious of my needs, and he I work very well together in getting items gathered and information entered so my loan could be entered in a timely fashion. I felt that he was there for us every step of the way, and he was the "X" factor if you will in me choosing Cardinal Financial for my home refinance needs. At the end of my loan process, and to it's eventual successful closing he and I became friends in a way that we both worked hand in hand to assure a successful closing. He was very due diligent in his efforts to provide real time communication and his open and honest approach on our options were crucial to the final results. In closing, I would highly recommend Joe Carey for any and all of your home refinance needs as he truly cares and follows through on what he promises to do. Not everyone these days puts in the extra efforts to assure the job gets done. He was available to be me on the weekend and at night if I should had any questions and/or concerns. He did a fantastic job and give him the high ratings for his efforts and performance throughout my home loan refinance. :-) Very Satisfied Customer of Joe Carey's! ... Read More

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  • Loan Officer Review
    from Sharpsburg, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Quick refi

    Needed a cash out refi for some unforeseen medical bills. I put my info into the Lendingtree app and Shawn was the first to call back at a lightning speed. He walked me through the process and was transparent through it all. The knowledge and attentiveness to my loan was made this a very comfortable process. I would highly recommend Cardinal Financial and Shawn Burke

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  • Loan Officer Review
    from Bellingham, WA
    (3 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Loan Officer Review

    I recently closed on a cash out refi and working with Adam was a pleasure. He was extremely professional, funny, attentive and responsive throughout the entire process. He really took the time to understand my financial situation and worked on finding the best solution. Thank you Adam! ***Edit 01/03/19 I've been trying to get a hold of Adam for follow up questions for sometime now. He initially responded but completely stopped communication the same day. (This is also after I recommended Adam to a family member which closed with him as well). I'm not sure what happened, but I'm a bit disappointed.... Read More

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Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 1,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day.
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.