Commonwealth Mortgage, LLC Ratings & Reviews

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NMLS ID: 1023

Commonwealth Mortgage, LLC

(5 of 5) 31 Reviews

100% of our customers would recommend this lender.

About Commonwealth Mortgage, LLC

Commonwealth Mortgage, LLC is a direct lender, also known as a mortgage banker. As such, we make loans with our own funds and close loans in our name. Our customers are amazed at our low rates, low costs, professional staff and timely closings which...

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Loan Officers

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Julie Long Woburn, MA
Michael Demers Woburn, MA
Kimberley Morin Woburn, MA
Juli Lemire Woburn, MA
Jason Darrow Woburn, MA
Michael Richards Woburn, MA
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Customer Reviews

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31 Reviews

(5 of 5)
Review Breakdown
  • (31)
  • (0)
  • (0)
  • (0)
  • (0)
  • from Worcester, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Refinance

    (0) (0)
    All up front and accurate (or very close to) project costs and upfront numbers. Detailed and very responsive to any questions or concerns I had. Reviewed thoroughly all the details with me, providing a sense of comfort on my decision to proceed with this lender for my refinance.

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  • from Gilford, NH
    (5 of 5)
    Recommended!
    Reviewed:

    ReFi

    (0) (0)
    The credit market is tight due to our past banking issues in 2008. When you provide your information as required everything goes smoothly. Remember, we are selling our credit worthiness to investors. This is my second mortgage with Commonwealth and there is a reason why I used them again.

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  • from West Chester, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Superior Customer Service

    (0) (0)
    The whole process was extremely smooth and seamless from start to finish! All of CM's folks were courteous, caring, and willing to help in any way possible. Response time to queries were very rapid. I have been in business many years with a very heavy sales and marketing background. CM's people are very well trained in both the mortgage business and customer service. CM should be very proud of the organization that has been built and how it's people, (the face of the organization) represent the company. ... Read More

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  • from Newbury, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (0) (0)
    Excellent customer service, fast, all digital, very streamlined close. Best mortgage experience I have ever had. I highly recommend Commonwealth Mortgage.

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  • from Westford, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Positive experience

    (0) (0)
    I did my first refinance with Julie in 2014. It was super smooth. That was the reason I came back to Julie again this year. There were a couple of mistakes during this refinance. But we are human and human makes mistakes. As long as we are trying to accommodate with each other and can get the job done, we are fine. I had hard time to schedule a date for closing with attorney so that the funding date can be on Monday or Tuesday. Julie stepped in. Everything worked out like a charm. I have my confident in Julie. I highly recommend Common Wealth to anyone who needs to do refinance. ... Read More

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  • from Lunenburg, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Great rate, great service

    (0) (0)
    Couldn't beat the rate. Commonwealth's no cost/no fee refi is really no cost/no fee. I refinanced for just 1/4 point and readding a few years back to my 30 year term. Saved me $100-200 a month, and over $600 per year in interest. Things went very well. The underwriting process is very thorough and required extensive documentation, but it is very nice and convenient that it can all be done online, so overall it was quite smooth. The staff was extremely helpful in navigating the process and they communicate very effectively, primarily by email, and when needed to answer questions, by phone... Read More

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  • from Buffalo Grove, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Breath of fresh air

    (0) (0)
    We refinanced with Commonweath Mortgage just a month ago. I found them by searching for refinance rates online. Found their website and rate calculator and submitted a rate lock request for a rate that was 0.375% lower than any other rate I could find from mortgage agencies. I received a call the next day and the lady I talked to informed me that we qualify for an even better rate (another 0.25% lower) than I initially requested! Of course I was happy about the lower rate, asked some questions and proceeded with the refinancing process. The numbers we got in the initial papers were exactly what we talked about on the phone. The papers themselves are filled in and submitted in a very easy to use and convenient electronic system. We filled out and submitted papers the same day they were requested and got reply/saw progress the very next day. I mostly communicated through email and any questions were answered the same or next day (depending on how late I sent my questions). The one time I wasn't able to get an answer within 24 hrs, the owner himself replied and helped me get the information I needed. From my previous experiences dealing with mortgage companies, the closing costs were surprisingly low. Other companies would tell me one thing then somehow work their way to raising the rates by the time closing is due. Not so with Commonweath - what they showed me in the very first disclosure is what I paid at the end. There were tiny adjustments in the numbers, since initial numbers were a best estimate after all, but I am talking +$10-20 here and -$10-20 there. Overall same closing costs. I am very happy with my experience. Working with them was a breath of fresh air for me. I would recommend this company to anyone and everyone... Read More

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  • from Dracut, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Refinance

    (0) (0)
    This was my 2nd time completing a refinance with Commonwealth Mortgage and I would highly recommend them. Very professional staff makes the process as smooth as possible along with the great rates. I would not hesitate to use them in the future.

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  • from Elkins Park, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Wonderful experience!

    (0) (0)
    I was looking to refinance to a 15 year mortgage at a lower rate. Julie phoned me immediately, took my application over the phone, and gave me all the information I needed. The process was easy and stress-free. I sent all the requested information and documents, Julie and her team processed everything quickly and efficiently. A notary came to my home and we closed on time. Highly recommende... Read More

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  • from Naperville, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Can't be happier for the refinance with them

    (0) (0)
    I was looking for a refinance, quoted here and CWM showed up with the best rate, Soon after applying, got a call and initiated the process.. Overall, they are very responsive and helpful to address my concerns and questions. Of course, the rate is the key, as always. Was blocked by the HOA master insurance policy and expired the locking window, they extended the rate and got it closed successfully. 5 stars and will recommend to anyone who want to do refinance... Read More

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Commonwealth Mortgage, LLC is a direct lender, also known as a mortgage banker. As such, we make loans with our own funds and close loans in our name. Our customers are amazed at our low rates, low costs, professional staff and timely closings which is why Commonwealth Mortgage, LLC has become New England's most trusted mortgage lender. You will not find another lender with more experience, education, honesty and integrity than Commonwealth Mortgage, LLC.