Customized Mortgage Solutions, LLC Ratings & Reviews

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NMLS ID: 214882

Customized Mortgage Solutions, LLC

(4.1 of 5) 7 Reviews

86% of our customers would recommend this lender.

About Customized Mortgage Solutions, LLC

Customized Mortgage Solutions is a direct lender that originates loans for residential, commercial and mixed use properties. CMS specializes in conventional, FHA, VA, HARP/HAMP, reverse mortgages, 203k, construction loans as well as numerous other products....

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Loan Officers

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Michael Maloof Whippany, NJ
Michael Fanelli Whippany, NJ
Richard Messano Whippany, NJ
Jonathan Sang Whippany, NJ
Michael Romano Whippany, NJ
Harold Rypkema Whippany, NJ
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Customer Reviews

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7 Reviews

(4.1 of 5)
Review Breakdown
  • Lender Review
    from Pompano Beach, FL
    (4 of 5)
    Recommended!
    Reviewed:

    Mortgage Loan

    (0) (0)
    Our refinancing took a few weeks longer than promised. Overall my experience with them were good.

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  • Loan Officer Review
    from Pompano Beach, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Mortgage Loan

    (0) (0)
    Michael was easy to work with.

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  • Loan Officer Review
    from New Egypt, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience with a Great Rep

    (1) (0)
    Mike was the person who got us through the whole process. There was never a time when he gave up on us or making our dreams of home improvements a reality. Yes, it's his job. However, Mike went above and beyond. Thank you Mike

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  • Loan Officer Review
    from Monroe Township, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Michael Maloof review

    (1) (0)
    I would like to give a huge huge thanks to Michael Maloof, for the time and effort he put into making this refi work for me. His approach and welcoming personality are the main reasons I chose and elected to stay with CMS and am very happy with my experience. Once again a huge thanks to you and your team for stepping up big time and giving me the opportunity to build trust, while keeping my sanity throughout the entire process... Read More

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  • Lender Review
    from Gambrills, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Best Loaner Officer, Michael Fanelli

    (1) (0)
    When everyone else turned me down and said there was no hope for me. I turned to the internet and found Customized Mortgage Solutions. I filled some information out and not long after that Customized Mortgage called me and that's when I met Michael Fanelli, Loan Officer. That's the day my life changed. I told him my situation and he said no problems we can work this out together. He was the nicest, friendliess person I have met in a long time. He listen to me and treated me like I was his only customer. I had so much confidence in him. We emailed all the time keeping me up with what was going on. Two months later went to closing and Michael has made my life happy again. Thank you so much Michael for all you did for my husband and me. I will also think of you as a friend. If I ever need anything down the road I will be calling you. Thanks again. Debbi... Read More

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  • Lender Review
    from Tampa, FL
    (4 of 5)
    Recommended!
    Reviewed:

    Got loan at good percentage

    (1) (0)
    As far as rating Customized Mortgage Solutions, LLC. I think its going to vary greatly depending on the individual loan officer. I had Michael Maloof, so he was always accessible. The type of loan you get and requirements by lender can make for a painful experience , but you can't judge CMS on that criteria. Customized Mortgage Solutions job is to get you through that painful experience and they did that for me. I got a FHA Home equity loan. I had poor credit , so there a was a LOT of paperwork required on my part, but thats how it is. Also the appraisal for a FHA loan is also a inspection. Your house has to meet certain requirements so you better do your home work. With that said , I hated the all the paper work, but CMS did there part and I got a decent loan, certain debt was paid at closing , and I got my much needed cash.... Read More

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  • Lender Review
    from Corona, CA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    August 26, 2015

    Stay Away

    (0) (0)
    I worked with the loan origination guy for a few weeks. He was pretty flaky. After I sent in all my financial documentation, he said he was taking a leave of absence and would pass my file off to his manager. I never heard another word from them. They wasted my time and time is money. Avoid these guys at all costs.

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Customized Mortgage Solutions is a direct lender that originates loans for residential, commercial and mixed use properties. CMS specializes in conventional, FHA, VA, HARP/HAMP, reverse mortgages, 203k, construction loans as well as numerous other products. Our outstanding reputation coupled with our professional and knowledgeable loan specialists provide our clients with first class service from start to finish. Our loan specialists will walk you through the entire process starting with the submission of your loan file to its speedy and timely closing. Throughout the whole process our loan specialists are here to provide meaningful solutions to your financial questions.