Discover Personal Loans Ratings & Reviews

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Discover Personal Loans

(3 of 5) 1585 Reviews

98% of our customers would recommend this lender.

About Discover Personal Loans

A Discover Personal Loan can be used many ways – whether your goal is consolidating debts, paying for big life events, taking care of major purchases or handling unexpected bills. Discover Personal Loans can be an ideal solution for individuals with good...

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Customer Reviews

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1585 Reviews

(3 of 5)
Review Breakdown
  • Lender Review
    from Augusta, ME Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 18, 2017
    Loan Closed On:
    October 26, 2017

    Happy Mixup

    Applied for loan through Lending Tree. Agent was very friendly and extremely helpful and sympathetic to needs. Waited a couple days to hear back and got what I thought was a rejection, but in an email sent from Lending Club. I sought a more expensive loan through a competitor and got it at a high rate. A day later, was called by another friendly agent from Discover wanting to discuss the loan. Told her I was rejected. She put me on a loan specialist who explained the delay was a bit longer than usual (4 days) but asked if I still wanted the loan. Competitor was 30%, Discover offered 16%. so said yes. Loan approved in 10 minutes, competitor paid off and payment much lower per month. Excellent and very happy! I still have no idea what that rejection from Lending Club was about... never applied through them... Read More

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  • Lender Review
    from Gastonia, NC Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    July 24, 2017

    Dissatisfied

    I was provided 3 offers for a personal loan through Lending Tree and was denied by Discover. I see I am not the only one having this problem!

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  • Lender Review
    from Sebastian, FL Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    May 14, 2017

    Unhappy

    I was approved from lending tree but then denied from discover... Very distastefull..

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  • Lender Review
    from Truth Or Consequences, NM Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 20, 2017

    Thanks

    Was very impressed.no hassles.thank u.

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  • Lender Review
    from Whitney Point, NY Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    May 12, 2016

    NOT AN HONEST LENDER

    PLEASE DO NOT USE THIS LENDER. WAS RECOMMENDED BY LENDING TREE, BUT THIS COMPANY IS NOT HONEST. THEY DO A HARD PULL AND THEY ARE NOT TRUTHFUL TO THEIR DISCLOSURE. WITH A 715 SCORE THEY TURNED ME OFF, TELLING ME i HAVE CHARGE OFF, AND I HAVE NONE, NO CHARGE OFF, NO LATE PAYMENTS AND NEVER DECLARED BANKRUPTCY. I WAS HOPING TO CONSOLIDATE 2 LOANS WITH HIGH INTEREST I TOOK FOR MY KID COLLEGE LAST SUMMER, WAS NOT LOOKING FOR ONE PENNY MORE, AND THEY TURNED ME OFF. THEY RUINED MY DAY, AND I AM CALLING MY ATTORNEY, BECAUSE I NEED THE HARD PULL OFF MY REPORT. PLEASE DO NOT APPLY WITH THIS LENDER, YOU BETTER OFF GOING TO YOUR LOCAL BANKING. IS MY GOD HONEST TRUT... Read More

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  • Lender Review
    from New York, NY Confirmed LendingTree Customer
    (3 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    October 17, 2016

    Loan review

    I got a personal loan to pay off high interest credit cards, even with excellent credit i would swear my interest on this loan would not even be the 11.90 % over 5 yrs. you pay a monthly payment and only about half goes toward the loan, the other half is eaten up in the interest on the loan. Lending tree sends me messages saying i can refinance for lower, but they never show who is offering that refinance loan, so once i pay this off, never again for me, make sure you know what your interest on your loan is .... Read More

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  • Lender Review
    from Phoenix, AZ, United States
    (5 of 5)
    Recommended!
    Reviewed:

    Quick, painless, and easy loan

    Had no idea Discover even did personal loans, so excited that I got an offer in the mail. Got online and filled out the application and got instantly approved called the next day after uploading some documents and within 48 hours had my disbursements being sent out to pay off my other debt.

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  • Lender Review
    from Brooklyn, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Loan process and speed were amazing

    The experience was very simple, the process was easy. I applied over the phone and the representative was very supportive, friendly and informative. Explained how APR differs on different amounts and length of the loan. APR is a little high, but lower than major credit cards.Excellent choice if you need short time loan for pretty large amount of money.

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  • Lender Review
    from Illinois
    (5 of 5)
    Recommended!
    Reviewed:

    Appication was simple

    service rep was spot on. was able to answer all questions to my satisfaction

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  • Lender Review
    from Wisconsin
    (5 of 5)
    Recommended!
    Reviewed:

    Simple!

    The process was so simple and fast even for the large amount I asked for.. The customer service people were all so helpful and cheery. Made my life easier. Thank you so much!

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A Discover Personal Loan can be used many ways – whether your goal is consolidating debts, paying for big life events, taking care of major purchases or handling unexpected bills. Discover Personal Loans can be an ideal solution for individuals with good credit and a strong financial history. With no origination fees you’ll receive 100% of your approved loan amount. You get competitive, fixed rates with flexible repayment options to help you reach your goals. Plus, you can check your rate with no impact to your credit. Discover Personal Loans cover many loan uses, like life’s big events, wedding and vacation loans, major purchases, furniture, or debt consolidation. Our 100% U.S. based loan specialists can help you decide which loan term works best and how quickly you want to pay it off.