Equity Prime Mortgage Ratings & Reviews

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NMLS ID: 21116

Equity Prime Mortgage

(3.8 of 5) 129 Reviews

78% of our customers would recommend this lender.

About Equity Prime Mortgage

Equity Prime Mortgage is a licensed mortgage lender with branches nationwide, specializing in residential mortgage lending. We are a direct lender providing funding for the purchase or refinance of a primary residence, a second home or investment property....

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Loan Officers

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Joe Carithers Atlanta, GA
James Prince Crofton, MD
Timothy Britt Atlanta, GA
Matt Macenzi Atlanta, GA
April Shakoor Atlanta, GA
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Customer Reviews

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129 Reviews

(3.8 of 5)
  • Loan Officer Review
    from Hemet, CA
    (5 of 5)
    Recommended!
    Reviewed:

    What can I say but a wonderful experiance!

    (0) (0)
    Joe was so wonderful to work with – he was very diligent with the follow up and any questions that we had during the process was explained quickly. He was extremely knowledgeable about the industry and the many different options available, even possessed the ability to explain each one in detail and in a language we could understand. This made choosing the best option very easy and gave us peace of mind that we were making the right choice for our family. We were informed what paperwork would be needed beforehand, this allowed us time to line up all necessary documents and gave us the ability to provide quickly once the request came in. Because of this the loan was able to close quickly and we had no unexpected obstacles come up during the process. If we ever refinance again we would go with Joe and of course would recommended him to all of our family and friends, knowing they would be in the best of hands and would be properly informed of their options before making such a big decision makes this recommendation easy. Thank you Joe for your assistance – we are saving so much money each month, we have now completed some projects on the house and have increased the amount of money we are able to save each month. We appreciate all you have done for us... Read More

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  • Loan Officer Review
    from Los Angeles, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Service

    (0) (0)
    Joe was very professional, knowledgeable and efficient, and he kept me informed at every step in the process. I would definitely use him again.

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  • Lender Review
    from Agoura Hills, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great loan company for customer service and rates

    (0) (0)
    They have a great, and easy-to-use website to upload all the required docs. It also allowed us to electronically sign alot of our paperwork, which saved tons of time. They were extremely responsive to my emails and were always friendly and helpful. I never felt pressured to buy...

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  • Loan Officer Review
    from Agoura Hills, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Forget the other agents, go with Joe!

    (0) (0)
    Joe was quick to respond to my request for a quote. During our initial conversation, he took time to explain the entire process rather than trying to close the sell on me. I talked with several companies and agents, and his rates were very comparable. So, I decided to go with him because of the personal touch he gave during our conversation. He continued to stay in constant contact with me, we probably exchanged 50 texts or more over the next 30 days, and answered any questions we had during the process...which there were several.... Read More

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  • Lender Review
    from Stanton, CA
    (4 of 5)
    Recommended!
    Reviewed:

    Refinance 2016

    (0) (0)
    Good experience, good feedback and over all good customer service.

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  • Loan Officer Review
    from Stanton, CA
    (4 of 5)
    Recommended!
    Reviewed:

    Refinance 2016

    (0) (0)
    Good company to work with. Responsive and timely.

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  • Lender Review
    from New Jersey
    (1 of 5)
    Reviewed:
    Date of Service:
    November 26, 2013

    Would not help

    (2) (0)
    Would not help. Would not recommend.

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  • Lender Review
    from Maryland
    (5 of 5)
    Recommended!
    Reviewed:

    Loan Refi

    (1) (1)
    I worked with Art Mikhelson as my Loan office for Equity Loans to setup my refi to suit my needs. After that I was moved to Sean Croker as the loan processor who took care of all the loan docs and underwriting. My loan funded and settled exactly when they told me that it would. This is my fourth mortgage experience and was at the top for ease and diffidently the fastest to close as of yet. Both Sean and Art made this a very easy process to navigate... Read More

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  • Lender Review
    from New Jersey Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    September 5, 2013

    Unresponsive

    (3) (1)
    When I first spoke with them they talked a good game. Then they went dark for 2 weeks and I repeatedly tried to reach my representative. I sent an email to the manager and he simply forwarded it to my rep who still didn't get back to me. They are completely unresponsive and seem a bit shady. I moved on to another firm.

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  • Lender Review
    from Colleyville, TX Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    July 23, 2009
    Loan Closed On:
    November 5, 2009

    Oct2009

    (7) (3)
    Two problems. 1. Took to long to close. We were originally told we would close in 12-17 days and it was more than 30 days before we closed. 2. A big problem was that less than 24 hours until closing and after the banks had closed for that day, we were told we had to pay our Property Tax and produce a receipt at time of closing or pay the Title Company. Coming up with an additional $9,000 when we had planned to wait until January for tax purposes was uncomfortable... Read More

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Equity Prime Mortgage is a licensed mortgage lender with branches nationwide, specializing in residential mortgage lending. We are a direct lender providing funding for the purchase or refinance of a primary residence, a second home or investment property. We offer Conventional, FHA, VA, Jumbo, Reverse Mortgage and USDA financing solutions.