First California Mortgage Company
50% of our customers would recommend this lender.
About First California Mortgage Company
Since 1977, First Cal (First California Mortgage Company) has been working with homeowners to fulfill the dream of homeownership. Our broad range of loan programs, competitive direct-lender pricing, and straight talk about mortgage financing has garnered...Read more
Lender ReviewTheB55 from Denver
Hope things go wellThis lender seemed good and responsive ... until there were some hiccups in the process. Debra Wieland was thorough at the start -- requested lots of documents based on my situation trying to anticipate questions from processing and underwriting. Then they contracted an appraisal company with an extremely overworked appraiser. At first, I'd call the appraiser back only to get a message her voicemail was full. Finally, after two weeks of trying, I thought to text her hoping it was a cell phone. So, the appraisal came in late, but was significantly above what I'd estimated on the loan app so I thought that was good. The pictures in the appraisal raised a couple of questions and suddenly the day before the rate lock expired I had to jump through some additional hoops. They did do a rate lock extension but expensive. Debra stopped returning phone calls or emails with inquiries about where we were in process. Finally, everything seemingly in order, at 12:45 on the day of closing, Debra ordered me to provide 3 more pieces of documentation. I think if everything had gone well and according to the timetable of their process it might have been a somewhat pleasant experience. If you choose this lender, pray everything goes well because their process correction procedures stink... Read More
Was this review helpful?
Loan Officer ReviewJohn from Durham, NC.Recommended!
Excellent Employee and Rates!Michael West with Lending Solutions has the most exceptional employees who are making a huge difference and setting themselves apart every day! I have worked with Michael West twice in the last year, for refinancing a rental property and for purchase of my new home. He offered unbeatable rates and credits, exceptional services and smooth application and closing processes. On my home purchase financing, we couldn't have won the bid without their ability and diligence to close quickly. They worked so hard and delivered a quick turn-around. Our loan application and closing were completed within 20 days, just as what they promised! Both the buying and selling agents were also impressed with the diligence and hard work they put in, on top of the best rates and credits! We will highly recommend them to anyone... Read More
Was this review helpful?