First California Mortgage Company
0% of our customers would recommend this lender.
About First California Mortgage Company
Since 1977, First Cal (First California Mortgage Company) has been working with homeowners to fulfill the dream of homeownership. Our broad range of loan programs, competitive direct-lender pricing, and straight talk about mortgage financing has garnered...Read more
Lender ReviewTheB55 from Denver
Hope things go wellThis lender seemed good and responsive ... until there were some hiccups in the process. Debra Wieland was thorough at the start -- requested lots of documents based on my situation trying to anticipate questions from processing and underwriting. Then they contracted an appraisal company with an extremely overworked appraiser. At first, I'd call the appraiser back only to get a message her voicemail was full. Finally, after two weeks of trying, I thought to text her hoping it was a cell phone. So, the appraisal came in late, but was significantly above what I'd estimated on the loan app so I thought that was good. The pictures in the appraisal raised a couple of questions and suddenly the day before the rate lock expired I had to jump through some additional hoops. They did do a rate lock extension but expensive. Debra stopped returning phone calls or emails with inquiries about where we were in process. Finally, everything seemingly in order, at 12:45 on the day of closing, Debra ordered me to provide 3 more pieces of documentation. I think if everything had gone well and according to the timetable of their process it might have been a somewhat pleasant experience. If you choose this lender, pray everything goes well because their process correction procedures stink... Read More
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