First Commonwealth Mortgage Inc. Ratings & Reviews

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NMLS ID: 1401

First Commonwealth Mortgage Inc.

(4.9 of 5) 1465 Reviews

97% of our customers would recommend this lender.

About First Commonwealth Mortgage Inc.

"Experience the Difference" "Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored...

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Loan Officers

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Ilianna El Chebib Louisville, KY
Jessica Agruso Louisville, KY
Amy Baxter Louisville, KY
Timothy Heyne Louisville, KY
Emily Pirraglia Louisville, KY
Jeff Feger Louisville, KY
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Customer Reviews

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1465 Reviews

(4.9 of 5)
  • Loan Officer Review
    from Hopkins, MN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Pleasure to work with

    Amy gave us excellent customer service through the whole process. She responded very quickly to all questions that we had, and explained clearly what we needed to do to keep the process moving forward. Even with this being an out-of-state lender for us, we knew we were in very capable hands and felt great about our choice to work with Amy and First Commonwealth Mortgage... Read More

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  • Lender Review
    from Hopkins, MN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    August 28, 2017

    Great experience

    Amy Baxter was fantastic to work with through the whole process! We were contacted by many lenders through Lending Tree, and others tended to be very pushy even when we said we were putting our house search on hold. Amy gave us the space we needed when we weren't looking, but was very available and able to give us a pre-approval on short notice when we found our house. She responded quickly to all questions that we had. Rates & fees were better than some others, and similar to the better offers we had. FCM gave us the best mortgage we could find. We closed early and everything went very smoothly with no hitches... Read More

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  • Loan Officer Review
    from Mishawaka, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Better than expected

    Tim was able to compete against two other lenders for my business. He delivered on time, pushed to get things done ahead of the original schedule, and was more than willing to ask every question I sent his way (and there were a lot!). Text, email, phone.... he was available. Hands down, a much better experience than I expected. Friends and coworkers kept preparing me for the stress and even some nightmare scenarios. Tim made sure nothing like that came near me. He understood my budget constraints, found me a rate that only made me squirm a little, and explained every last detail. He has a great sense of humor, and was very personable. I would recommend Tim anytime, and every time. My sales agent complimented his thoroughness and stated I had selected well.... Read More

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  • Loan Officer Review
    from Keyport, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Hats Off for a Job Well Done

    I said this in my emails to Amy: "I can't thank you enough" but thank you, once again, for your guidance and for making this process a very pleasant experience. There are no limits to her dedication when it comes to helping me, which I am sure she does with everyone else. She made me feel like I was the only client she had for the last 3 weeks. And now, she made me a new home owner. I wish that I can say my appreciation and gratitude to her in person one day. For the millionth time....THANK YOU! From a very happy and very satisfied first-time home buyer... Read More

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  • Lender Review
    from Keyport, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    September 15, 2017

    First Time Home Buyer Friendly

    As a first time home buyer, it's nice to know that someone is really looking out for you. Amy Baxter guided me in a very positive way through the entire process and made this stressful experience into a pleasant one. I had 2 other offers from different lenders but Amy made a huge impact on my decision to stay with her. Her dedication and professionalism was above and beyond her regular work duties and I truly appreciated that. She promised since day 1 of the application that we will close in 3 weeks, and we surely did! Proud and happy to say, I am now a new homeowner... Read More

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  • Lender Review
    from Winter Garden, FL Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    August 6, 2017

    Great buying experience

    First Commonwealth was the lender that had the best rates and reviews when I turned to Lending Tree prior to starting my home search. I was contacted by several pushy lenders. However, when I reached out to First Commonwealth, Bill Bell was responsive, patient and always took a problem-solving approach whenever complications arose. He was quick to respond to questions and provide advice throughout the whole process. And when he was not sure about something, he sought consultation and got back to me quickly with a response. Bill was also pleasant to interact with and always professional.... Read More

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  • Lender Review
    from Brandywine, MD Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    August 17, 2017

    New Home

    Loved working with Bill. He was very responsive. A joy to work with him.

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  • Loan Officer Review
    from Spring, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Emmett made the loan process easy!

    Emmett is obviously an experienced loan officer and was on top of everything required to move on our mortgage. We closed in less than 30 days once we made an offer on a house. We appreciated Emmett's attentiveness to our loan!

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  • Lender Review
    from Spring, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    May 8, 2017

    Done in a month!

    From the time we made an offer on our house to closing was less than a month. Emmett was on top of everything and was always available to answer any questions we had. I recommend Emmett and First Commonwealth without reservation!

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  • Loan Officer Review
    from Fairfax, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Jeff Wills

    Great guy, Jeff provided us with the best rates, the friendliest service. Closing costs we're alot lower than we expected. He made buying our first home smooth and pain free. Over all I would recommend him and this company to friends and family.

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"Experience the Difference" "Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!