First Commonwealth Mortgage Inc. Ratings & Reviews

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NMLS ID: 1401

First Commonwealth Mortgage Inc.

(4.9 of 5) 1529 Reviews

97% of our customers would recommend this lender.

About First Commonwealth Mortgage Inc.

"Experience the Difference" "Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored...

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Loan Officers

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Ilianna El Chebib Louisville, KY
Jeff Feger Louisville, KY
Jessica Agruso Louisville, KY
Ruth Linn Louisville, KY
Emmett Bowles Louisville, KY
John Changaris Louisville, KY
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Customer Reviews

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1529 Reviews

(4.9 of 5)
  • Lender Review
    from Saint Paul, MN Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 18, 2018

    Very disappointed and costed me loss of money

    Im not a typed of person who would spending time to write reviews, unless it’s highly necessary for others to learn from my bad experience that resulted me in loss of money. I’m a single parent that need to utilize my time efficiently per priority scale. I’m totally scammed for $525 to pay their “assigned” appraisal BEFORE they did their due diligence to get the very basic requirement data of “Verification of Employment ” from my employer. In addition on my end, I’ve submitted all the needed informations: Paystubs, banking accounts to the loan officer, Jessica Agruso. I was applying a mortgage loan for around $140k in May’18; where I’d put quiet a big down payment of $22k. They did verify with my checking account where the down payment fund was. However, my loan was disapproved after they charged me for the Appraisal with the reason of my irregular hours of employment that I’ve been with that floating’s staff status for a year. In the nursing filed, that’s common practice. If only they had completed their mandatory diligences as it supposed to be, rather than trapping client to pay them for unnecessary fee; I’d haven’t lost my time and money $525. I wasn’t informed well before giving my credit card’s information about the total charged. She’s unable to answer me when I asked how much that would be. Per recorded phone, she just told me, this appraisal fee would be credited back, so I don’t need to worry. $525 is not a small amount of money. I worked hard for that. Therefore, I submitted a dispute charge formally, to my credit card and now it’s been under investigation. ... Read More

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  • Loan Officer Review
    from Bloomington, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Clayton Peak

    I most definitely would recommend Clayton Peak to anyone who is wanting to buy a home. He is patient, thorough, and knowledgeable. He was excellent at navigating the hurdles, answering all my questions, and working with realtors to ensure everything went smoothly. Thanks to Clayton, my experience with home buying was easy and very positive. Many thanks for a job well done... Read More

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  • Lender Review
    from Bloomington, IN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    April 12, 2018
    Loan Closed On:
    June 29, 2018

    Home purchase

    First Commonwealth made the entire daunting process of buying my home easy. The loan officer was available for questions and clarifications when I needed and helped iron out the difficult issues created by the seller's agent. I would not hesitate to recommend Mr. Peak to anyone considering buying a home. I owe him a big thanks and my gratitude! He was always there for me and is awesome to work with... Read More

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  • Lender Review
    from Spring Hill, TN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    April 7, 2018

    Friendly loan processing

    They made me feel better, less anxious, less nervous with ufront information, upfront clarity how much loan they will approve etc., I worked with my loan officer Bill Tway remotely and still felt like I met him in person and everything was friendly.

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  • Loan Officer Review
    from Plainfield, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Amazing customer service

    Best loan agent I've ever worked with. Incredibly responsive, knowledgeable, and personable. Can't speak highly enough of him and his work.

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  • Lender Review
    from Plainfield, IN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    February 11, 2018

    Amazing customer service

    Superb customer service and responsiveness. Went above and beyond to assist with all elements of home purchase, including discussing my questions about the sale of my previous home. Hands-down the best experience I've had with a mortgage company.

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  • Lender Review
    from Denver, CO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Jenny Vermillion is wonderful!

    I cannot say enough positive things about Jenny Vermillion. I was a first time home buyer in an extremely competitive market. Jenny coached me through things and helped above and beyond with any questions I had. Her responsiveness to myself and lender at any time of the day (and we're 2 time zones west!) really helped us turn a quick close which was the deciding factor in winning my home. There was not a single hiccup or mis-step in the short time we had to close. I shopped heavily for rates and never found anyone to beat First Commonwealth. Above anything else, through our months of communication, I really felt like I could trust Jenny, which really helped ease the stress and uncertainty that comes with this type of purchase. I would recommend Jenny and First Commonwealth to anyone I know who is looking for a home and certainly plan to be a repeat customer... Read More

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  • Lender Review
    from Manassas, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    March 19, 2018
    Loan Closed On:
    April 26, 2018

    First Commonwealth is Top-Notch!

    All I can say is BILL GIVENS !!! He was supremely professional, courteous and friendly. We were buying a second home (condominium) in FL, and Bill made me feel like we were his top priority. His communication and follow-thru were impeccable, and his knowledge of the process was top-notch! I didn't really deal with anyone else from First Commonwealth, but if they are anything like Bill Givens, then you can be assured a very positive and efficient experience (as much as such dealings CAN be). Companies are companies, but it's the PEOPLE who make the difference, and in our experience Bill Givens made that difference. We now own that condo in Florida, and Bill was our partner in making that happen. ... Read More

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  • Loan Officer Review
    from Silver Bay, MN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Excellent Service

    Amy was the perfect person for me to work with. She kept me up-to-date with the process, which I had never gone through before, and very willing to work with me through my situation. She went above and beyond with her service and I can't thank her enough. It was a pleasure working with her and I would do it again.

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  • Lender Review
    from Silver Bay, MN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    November 13, 2017

    Fantastic Service

    Very impressed!!! My banker went above and beyond to make the processed move quicker than it normally would have and I really appreciated that.

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"Experience the Difference" "Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!