First Direct Lending, LLC Ratings & Reviews

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NMLS ID: 1110278

First Direct Lending, LLC

(4.9 of 5) 211 Reviews

98% of our customers would recommend this lender.

About First Direct Lending, LLC

First Direct Lending is a direct lender offering programs that cover a wide range of credit scores and special situations. Whether you have a perfect credit history or not, our loan agents will work with you to help accomplish your home loan goals.

Loan Officers

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Amir Jawaid Irvine, CA
Ricky Stearman Irvine, CA
Natalie Crump Irvine, CA
Charlene McFadden Irvine, CA
Chip Esajian Irvine, CA
Christian Porter Irvine, CA
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Customer Reviews

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211 Reviews

(4.9 of 5)
  • Loan Officer Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (0) (0)
    With the addition of a beautiful baby girl to our family, we needed to refinance, consolidate debt (credit cards) and lower our interest rate on our current mortgage. We had never missed or been late with a mortgage payment in 2.5 years and still did not meet criteria for a refinance from our initial mortgage company. After initially speaking with the loan consultant, Gerardo, I was optimistic First Direct could do what we needed. Throughout the process, he answered questions (a lot of questions) promptly and informatively. Each step of the way was explained and executed as said. Chelsie, the loan processor, was equally efficient and persistent. As with all things, wrinkles arose but never became issues. Between the two, they always knew how to continue moving forward with the process and ultimately get the loan approved, closed and funded. I cannot thank the two of them enough. Words alone cannot express the feeling of financial freedom that we now experience. I would definitely recommend this organization to anyone and if they're fortunate, they'll have the opportunity to work with the same team as we did. Thanks Gerardo and Chelsie. You guys are the best... Read More

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  • Lender Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (0) (0)
    With the addition of a beautiful baby girl to our family, we needed to refinance, consolidate debt (credit cards) and lower our interest rate on our current mortgage. We had never missed or been late with a mortgage payment in 2.5 years and still did not meet criteria for a refinance from our initial mortgage company. After initially speaking with the loan consultant, Gerardo, I was optimistic First Direct could do what we needed. Throughout the process, he answered questions (a lot of questions) promptly and informatively. Each step of the way was explained and executed as said. Chelsie, the loan processor, was equally efficient and persistent. As with all things, wrinkles arose but never became issues. Between the two, they always knew how to continue moving forward with the process and ultimately get the loan approved, closed and funded. I cannot thank the two of them enough. Words alone cannot express the feeling of financial freedom that we now experience. I would definitely recommend this organization to anyone and if they're fortunate, they'll have the opportunity to work with the same team as we did. Thanks Gerardo and Chelsie. You guys are the best... Read More

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  • Lender Review
    from Saint Petersburg, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Home Refianance

    (0) (0)
    I had a great Experience when recently refinancing my home. We all know how hectic are lives can be but the staff at First Lending made it easy. Both Scotty my Loan Consultant and Chelsie my Loan Process were extremely helpful and very Knowledgeable. My loan closed quickly and they went out of their way to make sure my Escrows where in order which allowed me to get more Cash Back once the loan funded. I would highly recommend them... Read More

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  • Lender Review
    from San Fernando, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Highly recommend!

    (0) (0)
    I was hesitant to call from an ad on the radio. But I have to said this company is the best, they really do care and are very professional. They help us to get a lower interest rate. Omar Tavesora, Jared Mathis and Kate Shaver they were very efficient and professional. I highly recommend them!

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  • Lender Review
    from Banning, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Algiers

    (0) (0)
    Woohoo

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  • Loan Officer Review
    from Banning, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Algiers

    (0) (0)
    She was great to work with throughout the loan process. She made the refi hassle free.

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    It was great working with you! Thank you for your business!
  • Loan Officer Review
    from White House, TN
    (5 of 5)
    Recommended!
    Reviewed:

    Loan Officer Review

    (0) (0)
    Charlene was absolutely wonderful to work with. Her professionalism, promptness and communication were well above what I expected. Charlene made my husband and I feel like we were family and I would recommend anyone who is looking for a loan or a refinance to contact Charlene!!!

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    So glad we had the opportunity to help you! Thank you for trusting me and my company to help you!
  • Lender Review
    from White House, TN
    (5 of 5)
    Recommended!
    Reviewed:

    Mortgage Refinance

    (0) (0)
    Experienced, capable and friendly staff.

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  • Loan Officer Review
    from Murfreesboro, TN
    (5 of 5)
    Recommended!
    Reviewed:

    Very knowledgeable, friendly, and hardworking

    (0) (0)
    I was hesitant to call a company from a flier I received in my mailbox. However, my wife and I were needing to refinance our home to obtain a lower interest rate and potentially some cash out for some home renovations. Donnie and his team (Leonela and Jennifer) were all great to work with. They know their stuff inside and out. They went above and beyond throughout the entire process, even when a third-party appraiser created unnecessary delays and ultimately didn't want to include homes comparable to ours. While it took longer than expected to close due to the appraisal delays, the First Direct team continued to push for answers and scheduled a closing during one of the busiest holiday weeks of the year. Thanks to this team for all their hard work. I'd recommend them to anyone who is looking to refinance... Read More

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  • Lender Review
    from Murfreesboro, TN
    (5 of 5)
    Recommended!
    Reviewed:

    Very knowledgeable, friendly, and hardworking

    (0) (0)
    I was hesitant to call a company from a flier I received in my mailbox. However, my wife and I were needing to refinance our home to obtain a lower interest rate and potentially some cash out for some home renovations. Donnie and his team (Leonela and Jennifer) were all great to work with. They know their stuff inside and out. They went above and beyond throughout the entire process, even when a third-party appraiser created unnecessary delays and ultimately didn't want to include homes comparable to ours. While it took longer than expected to close due to the appraisal delays, the First Direct team continued to push for answers and scheduled a closing during one of the busiest holiday weeks of the year. Thanks to this team for all their hard work. I'd recommend them to anyone who is looking to refinance... Read More

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First Direct Lending is a direct lender offering programs that cover a wide range of credit scores and special situations. Whether you have a perfect credit history or not, our loan agents will work with you to help accomplish your home loan goals.