First Mortgage Direct Ratings & Reviews

Write Review
NMLS ID: 244476

First Mortgage Direct

(5 of 5) 13 Reviews

100% of our customers would recommend this lender.

About First Mortgage Direct

First Mortgage Direct, the online lending division of First Mortgage Solutions, is the premier online destination for residential lending. Licensed in Colorado, Georgia, Iowa, Kansas, Missouri, Nebraska, Texas and Virginia as well as with the Federal...

Read more

Loan Officers

View All
Kelly Sadler Kansas City, MO
Brandon Severino Kansas City, MO
Danny Park Kansas City, MO
Charles Riddle Kansas City, MO
Ryan Wiebe Bison, KS
Michelle Modtland Kansas City, MO
View all

Customer Reviews

Write Review

13 Reviews

(5 of 5)
Review Breakdown
  • (13)
  • (0)
  • (0)
  • (0)
  • (0)
  • Loan Officer Review
    from Oswego, IL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent service- highly recommend

    Lucas Baker fulfilled all my needs in a timely and efficient manor. I am very pleased with the experience and would recommend Luke to a friend or family member. The entire process, start to finish, took less than 30 days even though both Christmas and New years fell right in the middle. Excellent service and very quick to reply to any and all questions. Very Impressed!... Read More

    Was this review helpful?

  • Loan Officer Review
    from Salem, OR
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great Experience

    Derek was very responsive to all aspects of the transaction and stayed in communication with us throughout the process!

    Was this review helpful?

  • Loan Officer Review
    from Wapato, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Your 24/7 Loan Officer

    2 months ago me and my wife got denied with our USDA loan by a different lender because my wife didn't quality for the minimum months required for her employment. Lucas Baker of First Mortgage helped me to purchase the same property through FHA loan. Of course without my wife's salary it became almost impossible for me to get approved but he's been always positive and patient guiding as through the entire process and helped us improve my DTI ratio, obtaining the documents needed for the loan, bank statements, credit card bank statement report, etc to the point that I've learned so much that I think I can be a Loan Officer myself someday. Then 4 days before the closing the underwriter gave us last minute conditions concerning the Appraisal Report and Flood Insurance. But with Luke and his entire team at First Mortgage's effort we met the deadline with a day to spare. They even had the loan funded on the day of the closing. I am so thankful for Luke our 24/7 loan officer that we're able to reach anytime of the day whenever we had some questions. For us the constant communication is one of the key that helped us purchase the property. One thing I almost forgot, he made sure that the other key parties like my my realtor, insurance agent, appraiser, title company and others were timely informed and are in constant communication with each other. And of course I highly recommend Lucas "Luke" Baker to a friend... Read More

    Was this review helpful?

  • Lender Review
    from Lenexa, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great Company

    Very responsive and professional!

    Was this review helpful?

  • Loan Officer Review
    from Lenexa, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Fast and Straightforward!

    Derek was extremely responsive and knowledgeable! We had a quick turn around on an investment property we purchased and Derek and his staff turned it around in under 30 days! If I needed anything, he let me know right away and he had his underwriting department review each condition I sent in to ensure they were acceptable. Derek and Katie were AWESOME!!!

    Was this review helpful?

  • Lender Review
    from Saint James, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Outstanding

    Amazing company that lives up to what they state Honesty, Integrity, Experience, Honestly the Best Experience I have had with Financing. Quick doesn't even begin to sum up the refi process, accessibility to my Loan Officer was Outstanding... I Highly recommend Luke Baker, he said what he can do and did what he said in the blink of an eye. I'm impressed and that is a very nice thing to say in this day and age. ... Read More

    Was this review helpful?

  • Loan Officer Review
    from Saint James, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Beyond Outstanding

    Have to say this was a Fantastic refinance experience, beyond easy compared to other experiences in the past, Mr Baker made himself constantly available and made the refi happen so quickly that I am beyond impressed. I highly recommend Luke Baker if you want your expectations exceeded 10 fold.

    Was this review helpful?

  • Lender Review
    from Columbia, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Derek Fricke

    Well executed and great experience with First Mortgage Direct. Thank you Derek Fricke.

    Was this review helpful?

  • Loan Officer Review
    from Columbia, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Derek Fricke

    I truly appreciated working with Derek Fricke. He was a consummate professional! Always timely with his communication and requests from both myself and my client. As a first time home buyer Derek did a great job working in tandem with me helping her understanding the process and feeling we both had her best interest at heart. We even closed the loan a week early and funding was ready and available. It doesn't get much better than the experience I had as a realtor working with a lender. I look forward in working with him in the future. ... Read More

    Was this review helpful?

  • Lender Review
    from Mission, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great rates and Service!!!

    The process was Smooth and Easy!!! Not to mention they had the best rate available!!!

    Was this review helpful?

First Mortgage Direct, the online lending division of First Mortgage Solutions, is the premier online destination for residential lending. Licensed in Colorado, Georgia, Iowa, Kansas, Missouri, Nebraska, Texas and Virginia as well as with the Federal Housing Authority (FHA), the Veterans Administration (VA), and the United States Department of Agriculture (USDA), it is our goal to get all of our customers through our quick and painless lending process, and into the best loan program possible.