First Mortgage Direct Ratings & Reviews

Write Review
NMLS ID: 244476

First Mortgage Direct

(5 of 5) 21 Reviews

100% of our customers would recommend this lender.

About First Mortgage Direct

First Mortgage Direct, the online lending division of First Mortgage Solutions, is the premier online destination for residential lending. Licensed in Colorado, Georgia, Iowa, Kansas, Missouri, Nebraska, Texas and Virginia as well as with the Federal...

Read more

Loan Officers

View All
Kelly Sadler Kansas City, MO
Brandon Severino Kansas City, MO
Marty Overfelt Kansas City, MO
Danny Park Kansas City, MO
Lucas Baker Kansas City, MO
Michelle Modtland Kansas City, MO
View all

Customer Reviews

Write Review

21 Reviews

(5 of 5)
Review Breakdown
  • (21)
  • (0)
  • (0)
  • (0)
  • (0)
  • Loan Officer Review
    from Sevierville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Best loan officer ever!!!

    Luke is amazing!!! He was the only one who could get our loan done. He was patient with us and answered my questions in a manner that made sense. He worked very hard and replied to my emails even late at night. I am very impressed with his professionalism, his knowledge, and his compassion. I highly recommend Luke for your VA mortgage needs.

    Was this review helpful?

  • Loan Officer Review
    from Osage Beach, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Amazing!!!!

    Luke was AMAZING from start to finish!!! It is obvious that he takes pride in what he does and always puts the customer first. He was very thorough, responsive, and handled the entire process in a timely manner. I highly recommend using Luke Baker for your next home purchase. Thanks, Luke!!!

    Was this review helpful?

  • Loan Officer Review
    from Braselton, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Exceptional Customer Service

    Luke is very knowledgeable, professional, courteous and responsive. His customer service and respect for the client are exceptional in an industry full of mortgage brokers who provide little service for the client, especially when it is a difficult file. We would recommend Luke Baker and will work with him again next year when we refinance our mortgage he founded. Kathy and Michae... Read More

    Was this review helpful?

  • Loan Officer Review
    from Tacoma, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Two thumbs Up!!!

    Luke was absolutely amazing. Answered all questions very quickly. By far the best experience we have had. Not a log drawn out process. He got to work on day one and things moved quickly!! We WILL be using Luke again!!

    Was this review helpful?

  • Loan Officer Review
    from Kansas City, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Fast & Knowledgeable Lender

    First Mortgage Solutions and Luke Baker (and team) were knowledgeable and closed loan on time. Loan was final approved way in advance of closing date. I would recommend Luke Baker with First Mortgage Solutions. Excellent communication. Luke made himself available 24/7.

    Was this review helpful?

  • Loan Officer Review
    from Portland, OR
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Professional and Knowledgeable

    From beginning to end, Derek did a fantastic job in walking us through the loan process and helping us understand what we needed to do. There were no surprises and no issues with our loan. If I ever need a loan again, I know who to look up.

    Was this review helpful?

  • Loan Officer Review
    from Oswego, IL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent service- highly recommend

    Lucas Baker fulfilled all my needs in a timely and efficient manor. I am very pleased with the experience and would recommend Luke to a friend or family member. The entire process, start to finish, took less than 30 days even though both Christmas and New years fell right in the middle. Excellent service and very quick to reply to any and all questions. Very Impressed!... Read More

    Was this review helpful?

  • Loan Officer Review
    from Salem, OR
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great Experience

    Derek was very responsive to all aspects of the transaction and stayed in communication with us throughout the process!

    Was this review helpful?

  • Loan Officer Review
    from Wapato, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Your 24/7 Loan Officer

    2 months ago me and my wife got denied with our USDA loan by a different lender because my wife didn't quality for the minimum months required for her employment. Lucas Baker of First Mortgage helped me to purchase the same property through FHA loan. Of course without my wife's salary it became almost impossible for me to get approved but he's been always positive and patient guiding as through the entire process and helped us improve my DTI ratio, obtaining the documents needed for the loan, bank statements, credit card bank statement report, etc to the point that I've learned so much that I think I can be a Loan Officer myself someday. Then 4 days before the closing the underwriter gave us last minute conditions concerning the Appraisal Report and Flood Insurance. But with Luke and his entire team at First Mortgage's effort we met the deadline with a day to spare. They even had the loan funded on the day of the closing. I am so thankful for Luke our 24/7 loan officer that we're able to reach anytime of the day whenever we had some questions. For us the constant communication is one of the key that helped us purchase the property. One thing I almost forgot, he made sure that the other key parties like my my realtor, insurance agent, appraiser, title company and others were timely informed and are in constant communication with each other. And of course I highly recommend Lucas "Luke" Baker to a friend... Read More

    Was this review helpful?

  • Lender Review
    from Lenexa, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great Company

    Very responsive and professional!

    Was this review helpful?

First Mortgage Direct, the online lending division of First Mortgage Solutions, is the premier online destination for residential lending. Licensed in Colorado, Georgia, Iowa, Kansas, Missouri, Nebraska, Texas and Virginia as well as with the Federal Housing Authority (FHA), the Veterans Administration (VA), and the United States Department of Agriculture (USDA), it is our goal to get all of our customers through our quick and painless lending process, and into the best loan program possible.