Freedom Debt Relief Ratings & Reviews

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Freedom Debt Relief

(4.7 of 5) 267 Reviews

96% of our customers would recommend this lender.

About Freedom Debt Relief

When we started in 2002, our goal was to help people overcome debt so they could achieve financial freedom. Today, we’re helping them enjoy freedom in more ways than ever, with proven solutions for debt settlement, mortgage shopping, personal loans, and...

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Customer Reviews

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267 Reviews

(4.7 of 5)
  • Lender Review
    from Fort Worth, TX
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Don't Do It

    Worst decision of my life!!!! If you have more than 1 credit card, don't do it. Each month I'm getting multiple dings on my credit report for late payments. It's so bad I am contemplating bankruptcy. My credit score has gone down over 200 points in 3 months. Again, don't do it!!!

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  • Lender Review
    from Shonto, AZ
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    The Truth

    These guys will gladly take your money each month and not help you. Meanwhile your credit is destroyed. They say it will not affect your credit score but it does in a major way. I don't know why they use words such as "freedom" or "relief". My experience has been binding and stressful.

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  • Lender Review
    from Middletown, NY
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Sucker Born Every Minute!!

    When I called FDR I thought they were going to help change my life like their ad on TV. Yes, they are helping pay down my debt but in the process have destroyed my credit and I've already had to go to court once and had to raise my monthly allowance to cover the costs. They made it sound like they were taking y our debt and paying and then your were paying them a monthly charge. I still get calls from creditors as well as letters and I'm still fearing my next lawsuit or threat of garnishment. I will never do this again!... Read More

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  • Lender Review
    from Nashville, NC
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Don't Do It!

    My credit stinks -they said it would go down, but bounce back and it hasn't. Also, the website is not good. At least provide me an end date on the program and a graph to show me where I'm at in the process. If I had known that they only pay one debt off at a time, I could have put my bills in a pile and done that myself. Overall, not happy with this company. They made negotiations with one company who sued me because of nonpayment and once the case was settled haven't bothered to send the payments and then wanted to say the legal company they use didn't provide information to tell them when or how much to pay the credit card folks, which was obviously not true, they called me because they needed me to ok debiting out my checking account an extra $20 on the next draft to cover the first payment to the credit card people. NEVER go this route if you can avoid it. Hindsight is 20/20 and I wouldn't go this route knowing what I know now... Read More

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  • Lender Review
    from Milford, OH
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Beware of this program

    I was lied to about everything with the program by the person who signed me up for freedom. Because of this program and them lying about the time frame to negotiate with creditors all of my bills went so far past due they had to be charged off and only after then did I find out that is the normal process for Freedom so they can more easily make settlements.. as well they say that they will save you money per month off of your minimum payments which is a lie because of their strategy for settlements I'm actually paying more per month then the minimum payments would have been and because of a greed judgments I am locked into that payment until the program is completed. In my personal opinion it would have been easier and more beneficial just to file bankruptcy in the beginning... Read More

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  • Lender Review
    from Huntingtown, MD
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Descepective

    They have done nothing to help me. They routine my credit and when my larger debt was almost paid in full they did not pay the last 2 payments. Now I'm waiting for them to renotigate with the same lender. Both my husband and my pay check were garnished for 300.00 a week each. The person who answers the phone insists they did nothing wrong I settled most all debts myself now. My credit ius tanked. And I owe them money. They are a joke. By the way I had to call the attorneys and get everything fixed they did nothing to help me... Read More

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  • Lender Review
    from Palmer Lake, CO
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Overcharged

    I am very disappointed with the manner in which Freedom Debt Relief misguided me with reducing my debt. I was told they would negotiate on my behalf to reach a settlement with my lenders. I reached an agreement with one of my lenders, and Freedom Debt Relief is charging me for the agreement. I would not recommend this program to any one. Raymond D.

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When we started in 2002, our goal was to help people overcome debt so they could achieve financial freedom. Today, we’re helping them enjoy freedom in more ways than ever, with proven solutions for debt settlement, mortgage shopping, personal loans, and more.