Freedom Debt Relief Ratings & Reviews

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Freedom Debt Relief

(4.7 of 5) 194 Reviews

96% of our customers would recommend this lender.

About Freedom Debt Relief

When we started in 2002, our goal was to help people overcome debt so they could achieve financial freedom. Today, we’re helping them enjoy freedom in more ways than ever, with proven solutions for debt settlement, mortgage shopping, personal loans, and...

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Customer Reviews

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194 Reviews

(4.7 of 5)
  • Lender Review
    from San Jose, CA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Thanking Freedom Debt Relief

    I am most greatful to Freedom Debt Relief for working with me to consolidate one of my three accounts, I have faith that this process will come to an end soon, meaning to consolidate my three creditors in full. Thank you FDR staff for the efforts you are putting on my behalf.

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  • Lender Review
    from Millboro, VA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    I'm currently working with this lender

    Great Help

    They have been great to work with. They speak to you in "plain English", meaning they explain things that everyone can understand. During this whole process, I have felt completely at ease knowing that they will handle anything that comes up. Also, knowing that they have a legal team that are ready to handle any collection items that go the court route, is terrific. I started this process in December 2017, with 10 accounts. ... Read More

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  • Lender Review
    from Roseville, MI
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    my debt relief

    good communication, they always keep in contact and trust worthy

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  • Lender Review
    from Fullerton, CA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Pay Back Credit Cards

    I just recently signed up so there is not much to report My only observation so far....The online signup process is too long I know that you have to cover all the issues but you should find a way to shorten the initial sign up process

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  • Lender Review
    from Tucson, AZ
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Knowledgeable courteous staff eases stress

    When you are neck deep in credit card debt and nowhere to turn, debt relief companies are really the better option to turn to. And of all the DR companies out there, FDR seems to be one of the better ones. My experience with FDR has been a good one overall. The representatives that I have talked with have all been professional, courteous, understanding, and knowledgeable. If they don't know the answer to a question, they have been quick to find the answer and supply the reasonings or logic behind the answer as well. I feel like these representatives have heard all kinds of questions before and some of them are in the program also, so they can provide useful insights that have put my mind more at ease. I would advise to any new people looking to join the program as well as ones already in the program: Do not be afraid to ask questions! No matter how silly or embarrassing it may seem, ask anyway. If you don't ask, you will stress out about the assumed or worse case scenarios that your mind will come up with. Ask your questions and follow up with more questions until you understand fully. Do not be afraid to call multiple times. In the beginning I must have called them at least 5-10 times a week, sometimes with the same question until I understood the situation and knew where the path was going. They give you an option to sign up for attorney litigators. While this is not required I highly recommend it unless you like dealing with suit-happy lawyers. It is an extra small fee but well worth it. Do not fret too much about your credit score. Yes it will go down. Not as low as a bankruptcy or credit counselling will take it, but mine seemed to bounce back up fairly quickly (still not good, but I've got a couple years in this program yet). It may seem to take a "long" time to get the settlements rolling - have patience. It will happen and with me, it seemed like I suddenly got a rash of structured payments so that became a big relief. Again if you feel stressed or wondering why things are moving "slow", ask for explanations, they will give them. One thing that I did not like, is that in the beginning, FDR came up with an enrolled balance, settlement fees and a monthly payment which I agreed to. They said that if I kept up the payments, then the debt program would be complete by a certain date. I have kept up my payments, but the "completion date" has now moved up more than a year now. I asked why and got a reasonable answer, but I feel that should have been explained in the beginning when the expectation conversations were occurring. These guys do all the footwork to helping you out with your over the head debt. They have the negotiation, predictive analysis, and planning skill-sets to work out the best possible debt relief scenario for your specific situation. I highly recommend them with the added advice of always ask your questions. Believe me, my stress levels are much lower by keeping in frequent communication with them. ... Read More

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  • Lender Review
    from Lovelock, NV
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Debt resolution

    They were very helpful and flexible with my needs.

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  • Lender Review
    from Taylorsville, NC
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Freedom Debt Relief a help in a time of need

    My husband and I have had a lot of health issues and I got in over our heads with creditcard debt. Freedom Debt Relief is helping us to deal with the debt without bankrupsy. We are p[eased so far with what they are doing. There is no way I could catch up the payments on our own. I am thankful for their efforts to help us.

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  • Lender Review
    from Bennington, NE
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Debt Free!

    Becoming debt free a lot sooner!

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  • Lender Review
    from New Albany, IN
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Indiana

    They have been very helpful!

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  • Lender Review
    from Fuquay Varina, NC
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Initial Review

    Very friendly support. Very informative. Appears to have saved me a ton on money. I'd like to hold off until I get more experience with them.

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When we started in 2002, our goal was to help people overcome debt so they could achieve financial freedom. Today, we’re helping them enjoy freedom in more ways than ever, with proven solutions for debt settlement, mortgage shopping, personal loans, and more.