Heritage Mortgage Banking Corp Ratings & Reviews

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NMLS ID: 1205

Heritage Mortgage Banking Corp

(5 of 5) 32 Reviews

100% of our customers would recommend this lender.

About Heritage Mortgage Banking Corp

Heritage Mortgage Banking Corp. is a Premiere Mortgage Banker. We leverage our wholesale relationship with national lenders to give our clients below market rates and fees. We pride ourselves on giving our clients a “white glove” level of service. This...

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Loan Officers

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Christopher Spano Morristown, NJ
James Cicalese Morristown, NJ
Peter Haubruck Morristown, NJ
Craig Repmann Morristown, NJ
Toby Dattolo Morristown, NJ
Ronald Minunni Morristown, NJ
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Customer Reviews

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32 Reviews

(5 of 5)
Review Breakdown
  • Lender Review
    from Larchmont, NY
    (5 of 5)
    Recommended!
    Reviewed:

    100% satisfaction

    (0) (0)
    This was the third mortgage where Jim Cicalese has helped me. I have always checked other firms' rates and Jim's rate has always been the best. As important, Jim was responsive day and night, weekends and even while he was on vacation. I would recommend that everyone give Jim a call.

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  • Loan Officer Review
    from South Plainfield, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Nothing but Professional

    (0) (0)
    Working with Mr Cicalese was a wonderful experience. This was the first time we had refinanced with a VA Mortgage Loan. Mr Cicalese eased our concerns and helped us every step of the way. His professionalism and helpfulness was outstanding. I would highly recommend him to anyone who is looking to refinance . Thank you again Jim for all your help.

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  • Lender Review
    from South Plainfield, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience with Heritage Mortgage

    (0) (0)
    Heritage Mortgage and their employees have been nothing but profession and helpful during our mortgage process. They answered our questions and readily assisted us every step of the way I would recommend them to anyone who wants to refinance.

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  • Lender Review
    from Lake Peekskill, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    January 17, 2017

    Best Mortgage Company!

    (0) (0)
    Peter H. and the team was a pleasure to work with. I had signed my contract Feb. 20 and was ready to close on April 3rd. They honestly did a great job and made my home purchasing process STRESS FREE. When I had questions and concerns Peter answered to me promptly and assure me that I will close on my home which, I did. I am truly grateful for finding him in lendingtree and will recommend him to my colleagues and friends anytime... Read More

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  • Lender Review
    from Lusby, MD Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    January 5, 2017

    Scott Clarke and Heritage Banking

    (1) (0)
    After losing our home in 2013 from the "bubble burst" we have been in a financial recovery period for several years. In a leap of faith we reached out to Heritage Mortgage Banking Corp. through Lending Tree and consider ourselves very lucky to have been connected to Scott Clarke. Scott was in touch with us quickly with the great news that he could help. He has been the most responsive, organized, on the ball person I have ever worked with...both in the real estate lending field and in all of my professional dealings. There was never a time that I could not reach him or get an answer...he even had to talk me off the ledge a couple of times, with reassurance and positive attitude. He made it happen! You would be very lucky to work with him and his team... Read More

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  • Lender Review
    from Bayville, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    An Outstanding Re-Fi Experience

    (2) (0)
    I closed a refinance with Craig Repmann of Heritage Mortgage Banking Corp. I completed a detailed review of Mr. Repmann, see that review for further information.

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  • Loan Officer Review
    from Bayville, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    An Outstanding Re-Fi Experience

    (1) (0)
    I had a truly outstanding experience when obtaining a refinance of the mortgage on my primary residence through Craig Repmann of Heritage Mortgage. First of all, I shopped the re-fi through four separate brokers/lenders. Craig was able to beat the next best offer by a substantial figure. He then locked in the application at a BETTER rate than what he had quoted. Then, he obtained some promotional savings from the lender involved, and passed those savings along to me which resulted in a direct lowering of my closing costs. The transaction wasn't entirely simple. My home was wrecked by a hurricane in October 2012 and when I refinanced, the house was in the very final stages of being elevated and reconstructed. I had obtained a grant from the State of New Jersey to help finance the project. As part of that grant, the State had placed a deed restriction on my property. In advance of the refinance, Craig reviewed the situation and consulted with his underwriting department. Within a couple of days, he determined that the transaction could proceed, and handled all of the documentation required to negotiate the deed restriction issue. Then, my home appraised for approximately $10,000.00 less than I needed it to in order to have 20% equity on the loan. Within a few hours of receiving this report, Craig was able to rework the loan adding mortgage insurance at a VERY moderate cost. This added cost was more than outweighed by the savings he obtained for me which I described above. Craig and his office staff then managed all of the required documentation for the refinance - as I recall, he contacted me only once to obtain additional documents - and the loan closed IN UNDER THIRTY DAYS. The closing agent even came to my house for my convenience. The entire process was easy, painless, and will save me almost $70,000.00 over the life of the loan. If you have an opportunity to do business with Craig Repmann of Heritage, DO SO.... Read More

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  • Loan Officer Review
    from Delmar, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Chris Spano should be your first choice!

    (0) (0)
    We were initially matched with Heritage and Chris Spano through Lending Tree, however, went with a local broker upon realtor recommendation. After going into contract and being pre-approved, that broker could not deliver any of what she had told us and basically told us, "Sorry maybe wait a few months and work on your qualifications and try again." We were already in contract and really wanted to get the deal done- it was the perfect house for our family. I contacted Chris Spano at Heritage very distraught the day before THANKSGIVING. Not only did he get back to me that, he got us FHA approved within a day. He then became our biggest advocate in what became a really frustrating process. Our buying process was fraught with problems ranging to mistakes on tax information, a sub-division of land not processed properly, and some surprise things needing workout on our end.... It was NOT an easy deal. But, Chris Spano and Heritage got the deal done and made good on everything he told us from day one. I'm an attorney myself so I know first hand how important persistence and communication is and Chris would get a lot more than 5 stars from me if I had that option... Read More

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  • Lender Review
    from Delmar, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Highly Recommend Heritage and Chris Spano!

    (0) (0)
    We were initially matched with Heritage and Chris Spano through Lending Tree, however, went with a local broker upon realtor recommendation. After going into contract and being pre-approved, that broker could not deliver any of what she had told us and basically told us, "Sorry maybe wait a few months and work on your qualifications and try again." We were already in contract and really wanted to get the deal done- it was the perfect house for our family. I contacted Chris Spano at Heritage very distraught the day before THANKSGIVING. Not only did he get back to me that, he got us FHA approved within a day. He then became our biggest advocate in what became a really frustrating process. Our buying process was fraught with problems ranging to mistakes on tax information, a sub-division of land not processed properly, and some surprise things needing workout on our end.... It was NOT an easy deal. But, Chris Spano and Heritage got the deal done and made good on everything he told us from day one. I'm an attorney myself so I know first hand how important persistence and communication is and Chris would get a lot more than 5 stars from me if I had that option... Read More

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  • Lender Review
    from Freeport, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Thanks !

    (4) (0)
    I'm very please we the help and guidence I recieced !

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Heritage Mortgage Banking Corp. is a Premiere Mortgage Banker. We leverage our wholesale relationship with national lenders to give our clients below market rates and fees. We pride ourselves on giving our clients a “white glove” level of service. This customer for life approach to business has resulted in over 1 billion dollars in closed mortgage loans.