Home Finance of America Ratings & Reviews

Write Review
NMLS ID: 1077

Home Finance of America

(4.2 of 5) 5 Reviews

80% of our customers would recommend this lender.

About Home Finance of America

Home Finance of America is a direct mortgage lender proudly offering low rate home mortgages to qualified borrowers since 1993.  Call Home Finance of America today and receive live assistance and a no obligation quote from our friendly, fully licensed...

Read more

Customer Reviews

Write Review

5 Reviews

(4.2 of 5)
Review Breakdown
  • Lender Review
    from Philadelphia, Pa
    (5 of 5)
    Recommended!
    Reviewed:

    Great Mortgage Lender

    (1) (0)
    Just used Home Finance to buy my new condo. They give me a great rate on a 5/1 ARM. 2.75% with no points. I was approved right away and closing was a breeze. It took less than a half hour. The Loan Officer who took care of me was great as was the closing agent. Thanks

    Was this review helpful?

  • Lender Review
    from Carlsbad, California
    (1 of 5)
    Reviewed:

    Their competitors were jerks...

    (0) (2)
    They only got my initial re-fi because the competing sales jerks lost me. They weren't the best price but their sales rep (who doesn't appear to be there any longer) was the least difficult to deal with. Their underwriting department was rather slow and unable to communicate what things they wanted. My wife and I are very detail-oriented and just needed exact communication, which they were unable to do the first, second and, sometimes, third time I requested further information. I did get another re-fi done through him as overall rates continued to lower AND I was able to save some fees such as getting a massive discount on the appraisal because *I* negotiated that with the appraiser and title insurance directly. Frankly, if I didn't do that, I would have gone elsewhere. HFA, in no way, attempted to work with the various parties involved in saving their client money. What's most disturbing is that now that my original rep. seems to have left, a new rep. sent an e-mail solicitation to me. I requested to be removed and what happens??? She calls me. That's a slap in my face. Is my judgment so bad that they have to call to make sure I knew what I was doing??? They, obviously, do not know how to respect people's decisions. Bad tactic. The extraneous factors in how much I had to do to make the previous deals go through made working with them less than ideal... Read More

    Was this review helpful?

  • Lender Review
    from Sacramento, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Trustworthy Company

    (5) (0)
    This was my first re-finance and my first time ever working with an online company. Jeff Grayboyes was my loan officer. He was very patient and answered all of my questions promptly and courteously. Everything he said he was going to do, he did. I highly recommend this company and Jeff Grayboyes if you are considering a re-finance.

    Was this review helpful?

  • Lender Review
    from Hendersonville, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (2) (0)
    We sent out inquiries to several re-finance companies; Jeff Graboyes of Home Finance was one the first to respond. Throughout the re-finance experience with Home Finance, he was extremely responsive, very knowledgable, and guided us through the process in just 3 weeks! From first contact to signing the closing documents at our dining room table was 20 days. We are very happy with Home Finance, and Jeff Graboyes in particular... Read More

    Was this review helpful?

  • Lender Review
    from NH
    (5 of 5)
    Recommended!
    Reviewed:

    Lisa McBride

    (2) (0)
    Lisa was fabulous. The follow thru and the assistance with answering our questions made this one of the most painless loans we have ever done. We will use them again and recommend HFA to our friends and family

    Was this review helpful?

Home Finance of America is a direct mortgage lender proudly offering low rate home mortgages to qualified borrowers since 1993.  Call Home Finance of America today and receive live assistance and a no obligation quote from our friendly, fully licensed staff of loan officers.  You can lock a low rate mortgage today. Get personal service from start to finish from one of the nation’s most trusted mortgage lenders.  We can’t wait to assist you.