HomeDirect Mortgage Ratings & Reviews

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NMLS ID: 403501

HomeDirect Mortgage

(4.9 of 5) 143 Reviews

99% of our customers would recommend this lender.

About HomeDirect Mortgage

At HomeDirect Mortgage, you get the best of both worlds: cutting edge technology, to make the financing process convenient and easy, and the dedication of your own expert Mortgage Banker to help and guide you every step of the way. As a "direct"; lender...

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Loan Officers

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Lori Larson Overland Park, KS
John Darrah Overland Park, KS
Chad Barnes Overland Park, KS
Ryan Pichardo Overland Park, KS
Joseph Davis Overland Park, KS
Michael Dixon Overland Park, KS
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Customer Reviews

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143 Reviews

(4.9 of 5)
Review Breakdown
  • Lender Review
    from Meridianville, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Loan Experience

    (0) (0)
    Home Direct Mortgage is definitely a mortgage company that I think all would want to do business with. Especially if all of their loan officers were like the one assigned to me. They definitely went above and beyond to help me close my loan. Tyson Blattner was my loan officer and he kept me informed throughout the whole process. I would like to say keep up the good work providing terrific customer service. This is something that is greatly appreciated... Read More

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  • Loan Officer Review
    from Meridianville, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Loan Experience

    (0) (0)
    I conducted a search using Lending Tree. Tyson contacted me along with several other banks. Once I talked with Tyson and explained what I was looking for. Tyson took the time to explain the different options that were available. Tyson provided me with an incredible rate that none of the other lenders offered until they found out what was being offered to me, then they wanted to match what Tyson offered me from the start. I really appreciated the time Tyson spent helping with the few little obstacles that were presented along the way of switching from a FHA to a VA loan. There were times when I wanted to just forget about it, but Tyson kept me on track and focused towards getting to the finish line, so I would personally like to say Thank you again for keeping me focused. Home Direct has definitely got a gem in Mr. Blattner and I will definitely refer anyone I know looking to refinance or purchase to Tyson. Thanks again.... Read More

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  • Loan Officer Review
    from Pittsburg, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    First time home buyer

    (0) (0)
    We had a great experience working with Ryan! He always got back to us and answered all of our questions very promptly! Process was very smooth! We were pre-approved same day and were able to close on our house within 40 days with no delays. Were also able to do the whole process by email & phone. Was very convenient and easy! Highly recommend!

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  • Loan Officer Review
    from Goshen, KY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    EXECPTIONAL SERVICE!!!!

    (0) (0)
    I am a veteran with an Excellent Credit Score. I shopped all the major mortgage players and then found Chad from a friend's referral. I couldn't have been happier. Chad delivered a lower rate than anyone with less (or the same) closing costs. His communication was excellent throughout the process. In the future if I need another mortgage or refinance I most definitely will use Chad! Highly RECOMMEND... Read More

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  • Loan Officer Review
    from Bloomingdale, GA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great job

    (0) (0)
    Brian did an outstanding job with our home purchase loan. He and his team stayed in constant contact about the details of our paperwork and what was needed to make closing happen on time. I highly recommend using him in order to get a great rate and close on time.

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  • Loan Officer Review
    from Greenwood, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great Broker

    (0) (0)
    Seth called me within minutes of doing the online application. He walked me through the process and made it very easy. He told me what to expect and when to expect it. I would hire Seth because of his competence.

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  • Lender Review
    from Murfreesboro, TN Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 20, 2017

    No way would I use this company

    (0) (0)
    John Darrah was the agent I spoke with. It all started out great until he found out I was going with another company. Once I asked for a legal copy of the loan estimate he was offering me and to lock in the rate he had offered then he got pushy and red flags started going up. I told him I would go with whoever was giving us the best deal and he didn't like that one bit. He got argumentative and I told him I didn't like the tone he was using or him being argumentative. He then stated "You seem really comfortable with whoever you were talking to so you just go with them. Have a good day" and then he hung up. I am so glad I saw that side of him. I had read the bad reviews online but truly wanted to give them a chance because he seemed knowledgeable and genuine in the beginning. I dodged a bullet today... Read More

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  • Lender Review
    from Steilacoom, WA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    December 19, 2016
    Loan Closed On:
    February 27, 2017

    Good bank...Great rate...Poor communication

    (0) (0)
    First of all I almost never write reviews but in the 3 months since closing I have had a half dozen requests for me to write a review so here goes...I had another lender all lined up but the rate they gave me seemed high so I went on lending tree to see what other rates were out there. Within 5 minutes of submitting a request I got a phone call from Dirk Kiser at HomeDirect. I also got about 15 emails and 5 phone calls from other banks so get ready. Dirk seemed very friendly and knowledgeable and quoted me a rate that was 0.5% less than my current lender...sounded too good to be true. He also quoted me a rather large lender credit that I could use towards closing. I tried to use this offer to get my current lender to go lower but they just couldn't match it. I received warnings from my lender as well as realtor that there is no way that the rate was real. After getting the rate locked in I decided to accept the risk and went with HomeDirect. End the end the rate and lender credit were real and for that reason I am very happy I went with HomeDirect...it will save me tens of thousands over the other lender and I won't feel like I have to refinance right away. I did get a VA loan and overall I think things went well. My biggest issues were less to do with the company and more to do with our loan officer, Dirk Kiser. During the first few phone calls he assured me that he would be available to me anytime by phone or email. That is true as long as it is monday-thursday from 0800-1600. Don't try to get a response after hours or on friday or on a weekend. This was most frustrating when we got our VA home inspection and there were items that had to be fixed but we couldn't get ahold of Mr Kiser on a friday to clarify and we aren't allowed to talk directly with the inspector. This led to a delay of a whole weekend before repairs started. We ended up having to extend our contract and closed 2 weeks late. Most of that is a result of the VA home inspection process but it was still very frustrating to not get email replies or phone calls answered. Being a military officer I expect a certain level of professionalism, even more so since I was purchasing a $500K+ house. I ended up speaking with the supervisor a laid down an ultimatum: get him to reply, give me a new loan officer or I was switching banks even if it meant losing this house. The replies became more responsive after that. Again, in the end I think this is a good bank with unbelievable rate and I would not hesitate to use them again or refer a friend. Just choose your loan officer wisely. ... Read More

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  • Lender Review
    from Stuart, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Easy and free

    (0) (0)
    There were NO hidden fees during the process. Easiest and best mortgage we have ever received.

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  • Loan Officer Review
    from Stuart, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Easiest mortgage ever!

    (0) (0)
    First off, this mortgage process was the easiest application I have ever used. I have purchased 7 homes, using at least three different lenders. The Bank of KC made the process easy. Ryan Thayer was MY mortgage officer and he guided us through the process from start to finish, including a couple minor hiccups on my part. Ryan kept the whole process moving and all I had to do was provide paperwork. Easy stuff! Ryan made sure we had a link to him for any questions or problems we had. He was attentive and responsive to our inquiries. I highly recommend Ryan and his Bank for your needs... Read More

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At HomeDirect Mortgage, you get the best of both worlds: cutting edge technology, to make the financing process convenient and easy, and the dedication of your own expert Mortgage Banker to help and guide you every step of the way. As a "direct"; lender with an automated online application system, we will save you time, hassle and money. Our clients' needs are the most important factor in our business. Not only will HomeDirect handle the loan transaction, but we also keep the servicing of the loan, so our clients will essentially be ours for life. View HomeDirect Mortgage reviews to see what other LendingTree customers are saying.