Homestar Financial Corporation Ratings & Reviews

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NMLS ID: 70864

Homestar Financial Corporation

(3.5 of 5) 8 Reviews

62% of our customers would recommend this lender.

About Homestar Financial Corporation

Homestar Financial Corporation is a full service mortgage banker that controls every aspect of the loan process with in house originating, underwriting, closing and funding of mortgage loan transactions. Having an in-house team separates Homestar from...

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Loan Officers

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Aleta Caldwell Charlotte, NC
Kimberly Johnston Cartersville, GA
Micah Greene Charlotte, NC
Harriet Pavis Murphy, NC
Stephanie Rosenberger Gainesville, GA
Michelle Cobb Shelby, NC
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Customer Reviews

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8 Reviews

(3.5 of 5)
Review Breakdown
  • Loan Officer Review
    from Charlotte, NC
    (1 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    I'll pasd

    My experience with Micah Greene at homestar financial was horrible. We have over a 600 credit score, he gave us over a 5% interest rate and charged us a full 6% in closing cost. We were disclosed 3 times and each time the interest rate kept increasing and he said it's formality. He was very nasty and harsh and he didn't care. I would not recommend him or homestar with their formalitie... Read More

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  • Lender Review
    from Powder Springs, GA
    (1 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    None - we connected, but I didn't move forward

    They lied and called me a liar....shame

    I did everything I was told to do I have lived in Georgia for almost 7 years with no communications about this property....we found out that I had a foreclosure on a property that I had no ideal that I still owned because Bank of America sold my loan before it finalized for cash fo keys. If I search my name this still will not come up.....so I am wondering why Homestar put in my denial file (letter) that I lied about knowing had a foreclosure even when I talk to Doug Brown he told me they would not do that because they can see I had no knowledge of the property not being taken over by the bank. Its crazy when they did a credit search they didn't see it how am I suppose to know it wasn't gone I don't search my credit on a regular basis. Really disappointed in the Underwriters and Mike Volpe whom I know wrote that report because he always seemed bitter towards me and yes I told Doug that Mike was bitter but that's who he likes to work with.....buyer beware... Read More

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  • Lender Review
    from Lilburn, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    TOP Notch Client Service - Monica Mudie is AWESOME

    When it comes to sharing Personal information to a total stranger and exposing you Finances and situations, Monica Mudie (Mortgage Loan Originator) with Homestar Financial Hit the Nail on the Head for Confidentiality and Professionalism. From Day one she displayed nothing less than OUTSTANDING Service. In addition to me using Homestar I left EDUCATED as a NEW HOMEOWNER. She set the Tone for how one should help families towards Home Lending and Finances. There's just something Special about the way she conducts business and stand not behind but in front the Homestar Financial Brand! From Start to Close she was Consistent. I'm so grateful! ... Read More

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  • Loan Officer Review
    from Cartersville, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great job Kim

    So thankful I had Kim to work with.

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  • Lender Review
    from Cartersville, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Kim Johnston is great!!

    Kim Johnston is fantastic. Always a pleasure to work with, returns phone calls promptly, keeps you informed about the loan status. Very glad that I used her when I purchased my home. Thanks Kim!

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  • Loan Officer Review
    from Federal Way, WA
    (1 of 5)
    Reviewed:

    Unresponsive and Unprofessional

    Micah is unresponsive at best and unprofessional at worst. Despite the many voicemails I have left and numerous emails sent to asertain Closing Status of my file, I am left to interpret his unresponsive and unprofessional behavior as a response. To make matters worse, Micah is fully aware of the dire need for this military veteran to refi to begin the financial recovery process and the urgent support requested to restore financial statabilitly due to significant unplanned expenses. This refi process has taken many twists and turns - now in the 5th month of the process. I sincerely pray that my hurtful & frustrating experience with Montage Mortgage is an exception and anomaly. Micah's unprofessional and insensitive representation of Montgage does not bode well for its brand management as it confesses to specialize in supporting military veterans. Remarkably, Responsiveness and Transparency are touted as Montage business pillars and market differentiators. Micah's unresponsiveness and aversion to collaboration & communication clearly reveals otherwise. Again, I pray my experience with Montage is an anomaly and his behavior in no way represents what Montage is striving to stand for... Read More

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  • Loan Officer Review
    from Northwest, Ga.
    (5 of 5)
    Recommended!
    Reviewed:

    Kim is the best hands down

    Kim recently helped my husband and I buy our first home. She was always friendly, professional and worked hard to close our loan. I would recommend her and her team (especially Shannon Mitchell) to anyone wanting to buy a home. Unlike other companies/loan officers, if Kim tells you that you're pre-approved you are, and she will do everything in her power to close your loan and do it on time... Read More

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  • Lender Review
    from Northwest, Ga.
    (5 of 5)
    Recommended!
    Reviewed:

    Highly recommended lender

    My husband and I recently purchased our first home through Homestar Financial in January and I highly recommend them to anyone looking for a mortgage lender. My husband and I do not have "perfect" credit or an enormous amount of income but Kim Johnston and her team made our dreams of home ownership a reality. We had a few bumps along the road, none of which were their fault, that would have sent other lenders running for the hills, but they stuck with us and closed our loan on time!! They are also very friendly and always answer emails/phone calls promptly. If you want a mortgage lender will close your loan and do it on time, then this is the company for you... Read More

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Homestar Financial Corporation is a full service mortgage banker that controls every aspect of the loan process with in house originating, underwriting, closing and funding of mortgage loan transactions. Having an in-house team separates Homestar from other mortgage agencies because it is easier for mortgage lenders to communicate quickly and effectively with every department that is needed to close a transaction in a timely matter.   “Our purpose is to maintain a strong reputation as an outstanding and honest mortgage company offering great customer service, exceptional community relationships, and a high level of employee satisfaction. We strive as a company to meet the needs and wants of our customers in a timely manner ensuring they arrive at “the easiest way home”.