HSBC Auto Finance Ratings & Reviews

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HSBC Auto Finance

(4.4 of 5) 1020 Reviews

0% of our customers would recommend this lender.

About HSBC Auto Finance


HSBC Auto Finance is a leading provider of auto refinance loans with products that serve a broad credit spectrum. You deserve to borrow from a trusted source - HSBC is the 3rd largest financial services firm in the world with over $1.8 trillion...

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Customer Reviews

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1020 Reviews

(4.4 of 5)

HSBC Auto Finance is a leading provider of auto refinance loans with products that serve a broad credit spectrum. You deserve to borrow from a trusted source - HSBC is the 3rd largest financial services firm in the world with over $1.8 trillion in assets, and 125 million customers.
Through HSBC you may be able to refinance your existing car loan to lower your car payments - our customers save over $1,900 on average - by refinancing their existing loan through HSBC.
HSBC can help you make a great financial decision with the following benefits without charging you any fees:
Competitive Rates - Our customers reduced their APR by an average of 3.26%** and saved $1,923.60 in interest.
Skip-a-Payment* - You may be eligible to skip your next loan payment when refinancing your vehicle through HSBC.
Receive Your Loan Documents As Early As Today - HSBC can email your loan documents to you today! Or if you prefer to have a loan package delivered, HSBC will send you an overnight package at no cost to you, and will pay for return shipping! Many lenders will charge you for overnight service - another example which sets HSBC Auto Finance apart.
Choosing HSBC Auto Finance means you’ll receive more than just financing. Apply today and our knowledgeable staff will walk you through each step of the process to get you the car loan that fits your needs.
HSBC auto loans are made by HSBC Auto Credit Inc. In Florida, loans are made by HSBC Auto Finance Inc.. In California, loans are made pursuant to a California Finance Lender's license issued by the California Department of Corporations. HSBC Auto Credit Inc. is a Rhode Island licensed lender.
* Based on an average existing loan with an initial principal balance of $19,600 payable over 66 months at 17.05% APR in equal monthly installments of $459.62, which is refinanced after six months at 13.76% APR, resulting in a reduction of the monthly installments to $427.56 each and a savings of $1,923.60 over the remaining 60 months, assuming all of the installments are paid on their due date.
**Skip a Car Payment: Because the first monthly payment on your new auto loan will be due 30 to 45 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing loan, you will not have a scheduled monthly payment due for 30 to 75 days after the most recent monthly due date of your existing loan. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.