iLendingDIRECT Ratings & Reviews

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iLendingDIRECT

(4.2 of 5) 299 Reviews

83% of our customers would recommend this lender.

About iLendingDIRECT

iLendingDIRECT is a leading provider of auto loan refinance solutions. The company offers nationwide auto refinance lending, cash out, lease buyout, student loan and high-end elite concierge services. Leveraging a robust network of banks and credit unions...

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Customer Reviews

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299 Reviews

(4.2 of 5)
  • Lender Review
    from Portland, OR Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 18, 2018

    Have others failed?

    I was being charged a hefty interest rate from my original auto-loan and I needed to get out from under it. I attempted to do the leg work on my own. I Contacted my bank and a couple other large name companies. While I have a good credit score, I did not have the established time frame that they desired. I almost threw in the towel and then I saw an email from my new friend, Winthrop. He asked to see if he could attempt to succeed where others failed. I am very happy I gave him the chance. He worked diligently with me and my VERY tight time schedule and a few days later we found a solution to my problem. The best part is I now have a better loan than my bank was "offering" me... Read More

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Bay City, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    June 9, 2018

    Auto Loan Refinance

    Winthrop Ellsworth was exceptional in the handling and processing of my auto refinancing. Keep me well informed and provided timely feedback to all my questions. I strongly recommend Winthrop for your loan refinance needs.

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Crowley, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender

    Don't miss this great company

    My experience with Dustin at ilendingDIRECT was incredible. He was very knowledgeable and was able to answer questions that helped improve my credit greatly! I appreciate his diligence in helping me over the past couple of months get something better than I was even thinking possible!! THANK YOU for your efforts and for working what seems like a miracle!

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Peoria, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 10, 2018

    Honesty

    I personally don't like the banking and loan industry. Paying bills on time is not enough to get you good credit. I had a 19% interest rate for my first car loan just after 4 months I'm down to 7%. Since I don't like this industry I'm very standoffish with people who work in it. Windthrop at ilendingdirect saved me money, gave me the truth even when it didn't benefit himself. If I have a need in the future I will use them again and I will recommend anyone who needs a loan to Winthrop... Read More

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Prairie Village, KS Confirmed LendingTree Customer
    (2 of 5)
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    May 13, 2017

    Felt like I was wasting my time.

    When I first submitted my request, I got there rate and contacted them. The person I worked with was nice and easy to talk to. He told me he was sending my info to the first bank so I was like cool. I unlocked my credit and then was told they couldn't access my credit report. So I unlocked it again and he sent the request. He didn't get back to me for like 3 days. To find out again they couldn't access my credit and I was getting frustrated because every time I have to unlock it cost money to do it. To end my review I would rather not do business with a lender who can't figure out how to pull my credit. I want to trust that they are competent and I can trust them. I was excited but now just disappointing... Read More

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. Please accept our sincerest apologizes for the heartburn you experienced when attempting to refinance your vehicle. We experienced some back and forth when trying to access your credit file to complete the application process. We can appreciate the sensitivity when it comes to opening your credit file for review and thank you for unlocking the file for us. Once we were able to review your file we sent it back to the credit union with a comment that unfortunately was never followed up on. We sent a follow up note to the underwriter stating that your file was unlocked for their review, however the comment was never acted upon or follow up on until I conducted an investigating of your file. We are extremely sorry that your application was not completed and we would like the opportunity to earn your business back if you are still interest in refinance your vehicle. If you are please contact our Customer Advocacy Director and she will connect you with one of our Sr. Loan consultants for assistance. Thank you for your comments and we appreciate you reaching out, best regards.
  • Lender Review
    from Philadelphia, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    April 2, 2018
    Loan Closed On:
    April 23, 2018

    Quick and Easy Service

    My credit score had increased dramatically since I first purchased my car. I reached out to iLending Direct and the service was very prompt and informative. Lori Cote helped me step by step along the way and I would highly recommend her services in the future. Ryan M. Philadelphia

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Newington, CT Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 12, 2018

    Thankful

    Beyond expectations! So happy. Through all the hard work, never gave up on finding the perfect loan. Saving me almost $200 a month. Thank you so much Justin! Can't tell you how much this means to me Thank you for caring!

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Fairfield, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 17, 2018
    Loan Closed On:
    April 27, 2018

    Rep: Ryan Lynch, Amazing!

    Refinance was done for my Toyota Corolla with Ryan Lynch. He was extremely knowledgeable and took the time to understand my needs. Ryan was also very responsive and made the process seamless.

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Orlando, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    May 29, 2014

    WOW! Nathan Newell is the best!

    All I can say is WOW! Was in search of an auto refi after being frustrated with current situation and had no idea this was going to be my lucky day. NATHAN NEWELL is fantastic and iLendingDIRECT is extremely fortunate to have such a positive, knowledgeable and extremely helpful representative. Was on the fence about proceeding with the refi, but for some reason I decided to return Nathan's call and it was the best decision I've made in a long time. Nathan listened to my frustrations and said he would get back to me with options. I didn't realize it would be so quick! He had unbelievable options and I was signing paperwork in less than 24 hours! THANK YOU Nathan Newell! Not only did you assist in a great deal for me, I so enjoyed speaking with you throughout the process. Your positivity is infectious and anyone out there looking for a loan needs to contact Nathan Newell... Read More

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
  • Lender Review
    from Caldwell, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    September 2, 2016
    Loan Closed On:
    April 14, 2017

    Really good auto refinance experience

    Great experience. I spent time speaking with a loan officer, Paul B. over the course of 3-6 months and he was so helpful on what I needed to do in order to get my credit in the right direction. Ultimately, I was able to take myself out of a 24% APR loan and into a 10.5% loan with a credit union which cut my payments in half, literally (from $365 to $183!!) It was the gift that kept on giving, because I was able to lower my DTI and subsequently pay off a small student loan after that. Can't say anything bad because they were honest and kept in touch with me over the months.... Read More

    Was this review helpful?

    Thank you for your time and comments regarding your experience with our organization. We are pleased to welcome you into the iLendingDIRECT family and we are delighted we were able to assist you with your auto refinance needs. One of the foundations of iLending DIRECT is, “Families helping families” and your participation allows us to embrace this essential core value. We would be honored, if you would allow us to assist your friends and family through our referral rewards program. To take advantage of this program please contact your Loan Consultant. Thank you!
iLendingDIRECT is a leading provider of auto loan refinance solutions. The company offers nationwide auto refinance lending, cash out, lease buyout, student loan and high-end elite concierge services. Leveraging a robust network of banks and credit unions along with FinTech partners, iLendingDIRECT’s business model is designed to deliver on its promise to maintain the highest level of credibility, trust and transaction excellence.