Innovative Funding Services Ratings & Reviews

NMLS ID: 643121

Innovative Funding Services

4.1 of 5 79 Reviews


Who is Innovative Funding Services?

IFS (Innovative Funding Services) provides financing options for some of America’s top corporations, such as, GE, Chrysler and Mary Kay, along with 50+ other fortune 500 companies. IFS has designed a loan program to be efficient and customer friendly....

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80% of our customers would recommend this lender. (63 of 79)


Customer Reviews


  • (3) (0)

    Awesome

    Yes, I recommend this lender

    Tommy Nygen was the best. He was very informative, helpful, patient & provided great service all around. He responded to every question I had with a pleasant demeanor & with a quick response time.

    By:   (Long Island, NY)Reviewed On:

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  • (1) (6)

    Rude and unprofessional service

    Worst experience ever that sums it up. I would not recommend this company to anyone.

    By:   (Murrieta CA)Reviewed On:

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  • (8) (0)

    happy

    Yes, I recommend this lender

    Worked with Tommy Nguyen and everything was smooth and taken care of. Answered all my questions and handled everything. Always positive, always responsive. Refinanced a car and they hooked me up with a lender that drastically lowered my rate and monthly note.

    By:   (Tx)Reviewed On:

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  • (7) (0)

    Great Service, quick and painless

    Yes, I recommend this lender

    Worked with Ross Ryden, was very knowledgeable and helpful throughout the entire refinance process. Helped me cut my interest rate almost in half and saved me a lot on my monthly payments. Would recommend to anybody.

    By:   (Minneapolis, MN)Reviewed On:

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  • (8) (0)

    Car Lease Buyout

    Yes, I recommend this lender

    I used IFS to exercise a purchase option on a leased vehicle and Charles Cook at IFS was very help. They pulled a very good rate for me and drew up all the paperwork with very little effort on my end. Process was smooth and handled all the details with the old title owner (car manufacturer) and financier. Entire process was surprisingly straightforward and painless.

    By:   (Austin, TX)Reviewed On:

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  • (11) (0)

    Great Customer Service

    Yes, I recommend this lender

    I applied to IFS, with Ross R. What an experience, so much smoother than who I was with, ( unnamed auto financier with outrageous interest), Ross Cut my payments by 72 Dollars, and My interest by 1/4 ( est). I was treated with Respectful, courteous, professional, service. The way business should be. I was accepted, I did not expect that. even if I were not, I can only say good things about IFS with Ross as my contact. Just to note, there are some not so nice reviews, as there will be, how ever, if you retrace your steps the offers are all just that, " Offers" no one promises any thing except that they will let you know if you qualify. Every one should know unless you are told the inquiry is soft, you should expect a hard inquiry. I have some from Airlines, and business I did not even apply for. Those are removable, contact the credit bureaus, all of them, ask to get them removed.

    By:   (New Albany, Ohio)Reviewed On:

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  • (6) (3)

    Dave was very nice

    Yes, I recommend this lender

    Dave called me and explained to me how they can help me and I will be calling him in September to further my refinancing needs.....

    By:   (Nevada)Reviewed On:

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  • (10) (0)

    Very Pleased

    Yes, I recommend this lender

    Mark Gist was extremely helpful and very pleasant to deal with. He was very responsive and attentive to my financial needs. He made the process very easy and convenient for me. I would strongly recommend IFS and will use them in the future,

    By:   (San Angelo, Texas)Reviewed On:

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  • (11) (12)

    Not Ross R

    I contacted this company because they were recommended on Credit Karma.The representative I worked with was Ross R. He needs to change jobs! He called me initially and said he would call me back that afternoon or no later than the next day. Three days later I still hadn't heard back from him so I called and left him a voicemail in mid afternoon. The next day I still hadn't heard from him so I called the company number and asked for him and got his vm. I called back and asked the person answering the phone if Ross was even in the office. He said yes and he would send Ross an email to call me. Ross called within a few minutes and wanted to know if there was an issue ? What, really. I haven't heard anything at all from you one way or another for four days and you are asking me if there is an issue. The issue is you don't need to be in any type of customer service industry. I do NOT recommend dealing with Ross R with IFS ! Other reps may be great but he isn't one of them.

    By:   (Memphis TN)Reviewed On:

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  • (7) (0)

    okay

    Yes, I recommend this lender

    They where nice and could refinance me. however my payment would only drop by $10.00, not worth it.

    By:   (Phoenix, AZ)Reviewed On:

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IFS (Innovative Funding Services) provides financing options for some of America’s top corporations, such as, GE, Chrysler and Mary Kay, along with 50+ other fortune 500 companies. IFS has designed a loan program to be efficient and customer friendly. With 10+ national bank partners, IFS can shop for the best finance options available, over most credit spectrums. Even with dismal credit, chances are IFS has a lender to meet your needs.

Highlights of the IFS loan fulfillment process:
•A live person to talk to every time you call
•A designated personal financial advisor will guide you through every step
•Loan documents completed via mail or email and sent directly you
•Process reduces or eliminates trips to the DMV for title purposes
•Helps eliminate trips to the bank to complete credit applications and loan documents; still leverage the power of national banks for best rates and terms
•Accommodate loan candidates that have past credit issues
•Service Protection Plans offered
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