Intercap Lending Inc. Ratings & Reviews

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NMLS ID: 190465

Intercap Lending Inc.

(4.4 of 5) 45 Reviews

93% of our customers would recommend this lender.

About Intercap Lending Inc.

We are a 34 year old FNMA, FHLMC, GNMA direct seller servicer. We have a retail call center as well as retail branches in multiple states. We current hold close to $1 billion in agency mortgage servicing. We have a servicing center located out of New...

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Loan Officers

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Ryan Robinson Draper, UT
Robert Peck Draper, UT
Terry Coyle Draper, UT
Blake Norton Lehi, UT
Terrel Young Lehi, UT
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Customer Reviews

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45 Reviews

(4.4 of 5)
  • Lender Review
    from Rancho Cordova, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent Service/ Terry Coyle

    (1) (0)
    This was a refinance consolidation to pay off a bunch of debt we have and Terry Coyle was fantastic. He was prompt, courteous and responded quickly to all inquiries we had. We closed on time and were able to put some cash back into our pocket. I look forward to working with Intercap Lending in the future.

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  • Lender Review
    from Rockledge, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    Closed loan with this lender

    Wonderful! Highly recommended!

    (0) (0)
    My experience with Intercap Lending was wonderful! I never had to worry about anything because they kept in touch with me throughout the entire process. They were always extremely friendly and more than willing to help. I would 100% recommend them to family and friends!!

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  • Lender Review
    from Sun City Center, FL
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    VA home loan

    (0) (0)
    There were many ups and downs through my home buying experience and makena Elsey could not have been better thank you so much for all your help

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  • Lender Review
    from Jacksonville, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Intercap is amazing!

    (0) (0)
    Josh Gerber and Stacie Wood are absolutely amazing! I would definitely recommend Intercap to anyone looking to buy or refinance! 8 days that is all it took record setting and couldn't have done it without them!!!

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  • Lender Review
    from Edgewater, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 22, 2017

    "Outstanding Performance A++"

    (0) (0)
    I cannot let this loan process conclude without recognizing & thanking Terry Coyle and Bo Kimball for their service. They were obviously motivated & dedicated to serve their client in their availability via email and telephone, a new experience far superior to that which I encountered in my prior experiences in dealing with loan officers in their banks. Their quick assistance in providing advice & guidance in understandable language to me was excellent, and convenient in that I never had to leave my home for anything during the entire process. I felt as if we were members of a team, working together in close harmony to reach a common goal... Read More

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  • Lender Review
    from University Place, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Thank you for restoring my financial freedom

    (0) (0)
    I first want to give Josh Gerber a big Thank You! He was very instrumental in moving the process along smoothly. This is the best experience I have had in refinancing a Mortgage. I have had past experiences with refinancing with other lenders and it did not go near as smooth. I also want to Thank Nate Gazaway the document specialist that assisted Josh. Through there dedication and diligence with follow up emails and phone calls we were able to streamline the refinance process in three weeks time. I now have the financial freedom to move forward with a great loan. I look forward to working with Intercap Lending in the future if the opportunity presents itself. Thanks Again! ... Read More

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  • Loan Officer Review
    from Chandler, AZ
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    Tim Keeton

    (0) (0)
    I have worked with Tim for several months now. I have found that he has been very informative, in the area of VA loan information. Do to the lack of selling my home, Tim has provided me with a pre-approval letter, for when I do sell and begin the search for a new(er) home. We appreciate his patients, taking the time to get to know us, and his assistance.

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  • Lender Review
    from Drexel Hill, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Flagship = Fabulous!

    (1) (0)
    Working with Josh Gerber and the Flagship team was a terrific experience! Josh expertly guided us through the process, never too busy to respond to my questions - which numbered in the hundreds. I would recommend Josh and Flagship without hesitation! Many thanks!

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  • Lender Review
    from New Port Richey, FL
    (1 of 5)
    Reviewed:

    Dissapointing

    (9) (1)
    I received a letter advertizing the 1.75% ARM regardless of credit. I called an talked to Dave Johnson a loan officer. He was professional asked me several questions and notified me that I was preapproval. I have had my credit issues but I was very clear with Dave. I asked him if they can help me refinance my home and he said YES after getting all my information. I provided them with all the paperwork required but unfortunately after several days today Tenner Kemp called to tell me that the supervisor did not approved my loan. They completely wasted my time and got my hopes up. Very disappointed with this company. I have a couple of friends that served with me that are looking to purchase a home and one that is looking to refinance. I told them today to stay away from this company. I don't like the fact that I was told one thing and then something else happened. I will post this at the VFW so everyone can learn from my experience... Read More

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  • Lender Review
    from Waterville, OH
    (5 of 5)
    Recommended!
    Reviewed:

    Waterville Ohio 43566

    (3) (0)
    Terry Coyle was very helpful and knowable . Called me back every time I called for information about my loan. He even called me back when he had to change the loan over to another company. When I called that other company I did't even veto exalt back without calling at least 8 times. And Terry even apologized for the other company. And Thank God I was able to come bank to Flagship financial. My experience with Terry and Flagship has been the best experience and I will tell everyone I know to use Flagship Financial . Thank you Mr. Terry Coyle... Read More

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We are a 34 year old FNMA, FHLMC, GNMA direct seller servicer. We have a retail call center as well as retail branches in multiple states. We current hold close to $1 billion in agency mortgage servicing. We have a servicing center located out of New Mexico which is dedicated to servicing. We offer centralized underwriting, docs and funding in our corporate office in Aliso Veijo for our remote branches. We offer a competitive array of programs at very competitive rates with top notch customer service.