Intercap Lending Inc. Ratings & Reviews

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NMLS ID: 3133

Intercap Lending Inc.

(4.4 of 5) 39 Reviews

92% of our customers would recommend this lender.

About Intercap Lending Inc.

We are a 34 year old FNMA, FHLMC, GNMA direct seller servicer. We have a retail call center as well as retail branches in multiple states. We current hold close to $1 billion in agency mortgage servicing. We have a servicing center located out of New...

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Loan Officers

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Blake Norton Lehi, UT
Terrel Young Lehi, UT
Joshua Jensen Lehi, UT
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Customer Reviews

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39 Reviews

(4.4 of 5)
  • Loan Officer Review
    from Chandler, AZ
    (4 of 5)
    Recommended!
    Reviewed:

    Tim Keeton

    (0) (0)
    I have worked with Tim for several months now. I have found that he has been very informative, in the area of VA loan information. Do to the lack of selling my home, Tim has provided me with a pre-approval letter, for when I do sell and begin the search for a new(er) home. We appreciate his patients, taking the time to get to know us, and his assistance.

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  • Lender Review
    from Drexel Hill, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Flagship = Fabulous!

    (0) (0)
    Working with Josh Gerber and the Flagship team was a terrific experience! Josh expertly guided us through the process, never too busy to respond to my questions - which numbered in the hundreds. I would recommend Josh and Flagship without hesitation! Many thanks!

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  • Lender Review
    from New Port Richey, FL
    (1 of 5)
    Reviewed:

    Dissapointing

    (8) (1)
    I received a letter advertizing the 1.75% ARM regardless of credit. I called an talked to Dave Johnson a loan officer. He was professional asked me several questions and notified me that I was preapproval. I have had my credit issues but I was very clear with Dave. I asked him if they can help me refinance my home and he said YES after getting all my information. I provided them with all the paperwork required but unfortunately after several days today Tenner Kemp called to tell me that the supervisor did not approved my loan. They completely wasted my time and got my hopes up. Very disappointed with this company. I have a couple of friends that served with me that are looking to purchase a home and one that is looking to refinance. I told them today to stay away from this company. I don't like the fact that I was told one thing and then something else happened. I will post this at the VFW so everyone can learn from my experience... Read More

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  • Lender Review
    from Waterville, OH
    (5 of 5)
    Recommended!
    Reviewed:

    Waterville Ohio 43566

    (3) (0)
    Terry Coyle was very helpful and knowable . Called me back every time I called for information about my loan. He even called me back when he had to change the loan over to another company. When I called that other company I did't even veto exalt back without calling at least 8 times. And Terry even apologized for the other company. And Thank God I was able to come bank to Flagship financial. My experience with Terry and Flagship has been the best experience and I will tell everyone I know to use Flagship Financial . Thank you Mr. Terry Coyle... Read More

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  • Lender Review
    from Susanville, California
    (5 of 5)
    Recommended!
    Reviewed:

    Flagship/Terry Coyle, Excellent service

    (4) (0)
    I recently did a VA Streamlined re-finance through Flagship Financial and Terry Coyle, and could not be happier! The process was very easy and Terry helped me tremendously throughout the whole process. Terry actually answered my phone calls, or returned them the same day, and always had an answer for me, the whole process took less than 30 days! I HIGHLY recommend Terry Coyle from Flagship Financial for your mortgage needs... Read More

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  • Lender Review
    from Reno, Nv
    (5 of 5)
    Recommended!
    Reviewed:

    Great Job!

    (4) (0)
    Thank you! Terry Coyle doing such a great job getting our refinance closed sooner than expected! You always returned calls right away and made everything go smoothly. I highly recommend Terry Coyle.

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  • Lender Review
    from Pineville, LA
    (5 of 5)
    Recommended!
    Reviewed:

    VA Loan Process

    (1) (0)
    Loan processes are never a fun endeavor, but worth the effort when you have good people on the business end of things working for you. The team of James Cline & Jeremy Klein provided us with the guidance & assistance needed to achieve a successful & speedy closure for us on our VA Loan.

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  • Lender Review
    from Utah
    (4 of 5)
    Recommended!
    Reviewed:

    Best Ever!!

    (2) (0)
    So impressed with my experience. Customer service was fantastic. They almost always answered my phone calls immediately without going through the phone menu. If I did leave a message they called back within 30 mins. My previous buying experience was horrible. I'm so glad I found Flagship and would recommend anyone to them.

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  • Lender Review
    from Lincoln, Ne.
    (5 of 5)
    Recommended!
    Reviewed:

    Flagship

    (2) (0)
    The team of Terry Coyle and Rilee Nyberg are excellent. Their work made the experience of refinancing a V.A. loan smooth and easy. I will, in fact, recommend these two to anyone interested in exploring refinancing. Could not be more satisfied.

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  • Lender Review
    from Tampa Florida
    (1 of 5)
    Reviewed:

    never call back

    (10) (5)
    You summit for a loan and they seem to disappear off the earth. No follow through. You call and call amd no answer, or emails. Only when they need something.

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We are a 34 year old FNMA, FHLMC, GNMA direct seller servicer. We have a retail call center as well as retail branches in multiple states. We current hold close to $1 billion in agency mortgage servicing. We have a servicing center located out of New Mexico which is dedicated to servicing. We offer centralized underwriting, docs and funding in our corporate office in Aliso Veijo for our remote branches. We offer a competitive array of programs at very competitive rates with top notch customer service.