KS StateBank Ratings & Reviews

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NMLS ID: 410602

KS StateBank

(4.9 of 5) 154 Reviews

98% of our customers would recommend this lender.

About KS StateBank

Founded in 1969, KS StateBank is a family-owned community bank that lends nationally. We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate. Our mortgage division specializes in online lending and our goal is...

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Loan Officers

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Todd Hart Scottsdale, AZ
Dave Rosenthal Overland Park, KS
Matt Prettner Eden Prairie, MN
Shane McDermott Overland Park, KS
Christopher Nahill Scottsdale, AZ
Paul Wilcox Monticello, MN
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Customer Reviews

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154 Reviews

(4.9 of 5)
Review Breakdown
  • Lender Review
    from Kearney, NE
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Honest and Loyal

    KS StateBank is an extremely hard working bank. They put the customer first and treat you like you are their one and only. Would recommend this bank and personnel to anyone who is looking for an honest and loyal bank!

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  • Lender Review
    from Newport News, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Lowest rates around for VA loan

    My wife and I were looking for a good rate on a VA loan for our new home in Virginia when we found KS State Bank and were put into contact with Chris Nahill. The bank had hands down the lowest rates of anywhere we could find online. The process was incredibly simple for us as first time homebuyers. Chris was always extremely easy to get a hold of and was quick to answer any questions we had. The online process for submitting documentation was easy to use and made buying a home out of state very easy... Read More

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  • Loan Officer Review
    from Saint Louis, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Todd Hart - #1 for Loans - Superstar!

    Todd Hart is simply the best point man for a loan that I've ever dealt with. When we were having problems with Big Name - but flaky and incompetent Loan Companies - we sought out Todd Hart and KS Bank. He is an expert in VA Loans, Jumbo Loans, and Loans in general. He knew exactly what we needed to do to proceed and minimized the hassle and strain. Todd provided us with a timeline and closed exactly on time - actually we would have closed early had there not been a few issues on the seller's end. We will definitely partner with Todd on all future loans and I would unhesitatingly recommend him to my family and friends. A top-notch professional who explains the process clearly and accomplishes each aspect of the loan process on time and to standard. Thanks to Todd and KS Bank we closed on our home and couldn't have been happier! I'd give him 20-stars if that was allowable... Read More

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  • Lender Review
    from Seymour, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Love KS State Bank

    Worked with KS State Bank and Kevin Kraus. He took the time to set my expectations and explain the process in detail. I had several options, and he willingly ran the numbers on each so that I could make an informed decision. I was worried about using an online lender vs. somebody local, but Kevin promptly returned calls, answered emails, and assisted in completing the online paperwork as required. I obtained offers from 5 different lenders and Kevin's offer was the best one from the get go, combine that with his great customer service, and he made my decision quite easy. It was reassuring to hear the closing atty mention what a great deal I got on my mortgage... Read More

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  • Loan Officer Review
    from Kalispell, MT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Ask for Dave!!

    Dave is absolutely amazing!! He was fantastic to work with - very knowledgeable, kind, patient, and encouraging. He made the whole process easy for me. He got me a better VA loan than my military bank was going to give me. He was more helpful than other loan officers I spoke with at my own bank. I would definitely ask for him in the future if I end up moving and buying another house!... Read More

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  • Lender Review
    from Abingdon, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent service

    The team at KS StateBank was highly professional and timely with their communications. Their systems are easy to use and allowed information to flow quickly both ways. No complaints at all throughout the loan process.

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  • Loan Officer Review
    from Stockton, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great Service!

    I just worked with Todd to purchase my second home. I had a few "different" issues due to living and working in a another state and Todd was able to handle all of them with ease. He was professional and always responsive- no matter the time of day! I would recommend Todd Hart to anyone looking to purchase a home. Thank you Todd!

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  • Loan Officer Review
    from Cumming, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Smooth Mortgage Process

    Paul was fantastic. He shepherded us through to entir loan process on time and without any snags. I would highly recommend him and definitely would use him again.

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  • Loan Officer Review
    from Roseville, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Excellent Rates, Service and fast close

    Paul was hands down the best! He got us an amazing interest rate and a 21 day closing which was extremely important in this competitive market. I highly recommend Paul for all your mortgage needs. A+++

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  • Lender Review
    from Roseville, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent

    Paul and Michele were amazing to work with! They were very quick to respond to all questions we had. 21 day closing as promised!!! Highly recommend working with KS State Bank!

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Founded in 1969, KS StateBank is a family-owned community bank that lends nationally. We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate. Our mortgage division specializes in online lending and our goal is to offer the lowest interest rates and total loan cost we can. We achieve this goal by doing a high volume of loans with low overhead and we pass the savings on to our borrowers. Our bank slogan is “Solutions for YOU!” and our experienced mortgage loan specialists will guide you through the loan process to find your unique solution. They will help you realize a mortgage goal that fits with your financial goals and dreams.For more information call or email us today. You can also apply online 24/7 and one of our specialists will be in touch!