KS StateBank Ratings & Reviews

NMLS ID: 422817

KS StateBank

(4.8 of 5) 43 Reviews

95% of our customers would recommend this lender.

About KS StateBank

Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending...

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Loan Officers

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Roberta Gloshen Ottawa, KS
Gregory Kruger Baldwin City, KS
Michael Mason Ottawa, KS
Roger Maxwell Ottawa, KS
Blake Jorgensen Ottawa, KS
Daryl Flager Ottawa, KS
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Customer Reviews

43 Reviews

(4.8 of 5)
Review Breakdown
  • (41)
  • (0)
  • (0)
  • (0)
  • (2)
  • from New Canton, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Mr.

    (0) (0)
    Paul provided excellent service and communication. This was the easiest re-fi that I have ever done.

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  • from Tallahassee, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Good as Gold

    (0) (0)
    Paul Wilcox with KS State Bank was incredible. Always returned my calls (actually, I rarely had to leave a message ... he answered the call). Saved me quite a bit in closing costs and got me a better rate than I thought possible. I can't imagine you would want to go with anyone else.

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  • from Chelsea, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing

    (0) (0)
    It was absolutely amazing. No fees for an absolutely amazing rate. The only regret was not doing it sooner.

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  • from Silver Spring, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Highly recommended!

    (0) (0)
    I am a realtor in MD, and I had a client who worked with Doug Bowdish at KS StateBank to purchase their home. The process was so smooth and they received such a competitive deal, I decided to ask Doug for a quote when we were considering refinancing about a year later. Compared to 3 other lenders we spoke with (all very experienced and competitive), KS StateBank offered us the best rate and closing cost help by a mile! On top of that, Doug and the other team members we worked with were extremely pleasant, quick to respond, and helpful in providing explanations to every question and checking in throughout the process. They even helped us pull our credit score up a few points so we could get a higher credit towards closing costs. They provided a recommendation for someone to come perform the loan closing at our home, which was very convenient. I will recommend KS StateBank to all my clients from now on... Read More

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  • from Wayne, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience

    (0) (0)
    Great experience working with Erik and his team. All fees discussed were accurate and reasonable and the timeliness of the closing was very fast and without delay. Great job KSSB!

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  • from Billings, MT Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    June 28, 2015

    Terrible Lender

    (0) (0)
    Applied for jumbo loan. Was told 15% down and 6 month reserves. 60 days into the underwriting process and over 200 emails back and forth they tell me that down payment now requires 24 months reserves. I move to a 20% down loan and prove 12 months reserves. All of this transpires less than two weeks before closing. Their underwriter then has major concern over appraisal and delays the deal worrying about the safety of the pool cover. Many times I had to send the same documentation twice and my overall experience was terrible... Read More

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  • from Saint Paul, MN
    (5 of 5)
    Recommended!
    Reviewed:

    Highest rating possible !!!!!!

    (0) (0)
    Do yourself a favor and contact Doug for anything mortgage related. We have refinanced our previous home with Doug and recently funded our new home as well. Professional service, always available to all parties involved Always returns emails and phone calls. No one even came close to beating rate or fee quote.

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  • from Round Hill, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Best Loan Experience Ever!

    (0) (0)
    Doing business with KS Bank was hands down the best experience I have had in buying a home! Paul Wilcox and Sabrina Ritt at KS bank treat you like you are their only customer. Outstanding and prompt support from day one! Both Paul and Sabrina are thorough, but not intrusive. They ensured throughout the entire process that everything was completed on time and their follow up was outstanding. Paul and Sabrina's loan processing resulted in a closing that took only 45 minutes to complete. Even the title company and realtor mentioned how great they were to work with. I especially like the update emails that detail progress made throughout the process. Would definitely recommend KS Bank to anyone shopping for a mortgage lender. Thank you so much Paul and Sabrina... Read More

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  • from Newport News, VA
    (5 of 5)
    Recommended!
    Reviewed:

    K State Bank for VA Loan

    (0) (0)
    Topnotch bank with great customer service using the latest technology to make buy a home easy. I used a VA loan and Doug Krueger and his team made our first home purchase easy. I highly recommend K State Bank, they are honest, professional and I felt like they had my best interest in mind. Ask for Doug Krueger he will take care of you!

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  • from Phoenix, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    Refinance with Erik at KS State Bank

    (0) (0)
    We worked with Erik Goldenson at KS State Bank and he did such a great job for us. The process was easy from start to finish. The loan processor Lanette Kaster was also great to work with and made the whole process easy. We couldn't have been happier.

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Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending and our goal is to offer the lowest interest rates and total loan cost we can.  We achieve this goal by doing a high volume of loans with low overhead and we pass the savings on to our borrowers.  Our bank slogan is “Solutions for YOU!” and our experienced mortgage loan specialists will guide you through the loan process to find your unique solution.  They will help you realize a mortgage goal that fits with your financial goals and dreams.  For more information call or email us today.  You can also apply online 24/7 and one of our specialists will be in touch!