KS StateBank Ratings & Reviews

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NMLS ID: 422817

KS StateBank

(4.8 of 5) 45 Reviews

96% of our customers would recommend this lender.

About KS StateBank

Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending...

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Loan Officers

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Roberta Gloshen Ottawa, KS
Gregory Kruger Baldwin City, KS
Michael Mason Ottawa, KS
Roger Maxwell Ottawa, KS
Blake Jorgensen Ottawa, KS
Daryl Flager Ottawa, KS
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Customer Reviews

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45 Reviews

(4.8 of 5)
Review Breakdown
  • (43)
  • (0)
  • (0)
  • (0)
  • (2)
  • from Mission Viejo, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent service

    (0) (0)
    Amazing experience and fantastic customer service!!! Doug Kruger and Lanette Kaster did an excellent job and we would recommend KS State Bank in a heartbeat! Thank you!

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  • from Moseley, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Very happy customer

    (0) (0)
    This was our first home purchase and we were more than pleased with the service Paul Wilcox and his team provided! We were apprehensive at first to go with a lender we had not heard of but they had the lowest rates, so we chose to move forward with them. We are so glad we did because not only was it a flawless transaction but we also closed more than a week early on a VA loan! We never had to ask for updates as Paul was updating us constantly with the status and what was pending. Paul and his team were on top of everything! When we had questions about some of the paperwork he went through the documents page by page and addressed all our questions. We have already recommend them to some of our friends and would definitely use them again in the future... Read More

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  • from Moseley, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Very happy customer

    (0) (0)
    This was our first home purchase and we were more than pleased with the service Paul Wilcox and his team provided! We were apprehensive at first to go with a lender we had not heard of but they had the lowest rates, so we chose to move forward with them. We are so glad we did because not only was it a flawless transaction but we also closed more than a week early on a VA loan! We never had to ask for updates as Paul was updating us constantly with the status and what was pending. Paul and his team were on top of everything! When we had questions about some of the paperwork he went through the documents page by page and addressed all our questions. We have already recommend them to some of our friends and would definitely use them again in the future... Read More

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  • from New Canton, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Mr.

    (0) (0)
    Paul provided excellent service and communication. This was the easiest re-fi that I have ever done.

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  • from Tallahassee, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Good as Gold

    (0) (0)
    Paul Wilcox with KS State Bank was incredible. Always returned my calls (actually, I rarely had to leave a message ... he answered the call). Saved me quite a bit in closing costs and got me a better rate than I thought possible. I can't imagine you would want to go with anyone else.

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  • from Chelsea, MA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing

    (0) (0)
    It was absolutely amazing. No fees for an absolutely amazing rate. The only regret was not doing it sooner.

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  • from Silver Spring, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Highly recommended!

    (0) (0)
    I am a realtor in MD, and I had a client who worked with Doug Bowdish at KS StateBank to purchase their home. The process was so smooth and they received such a competitive deal, I decided to ask Doug for a quote when we were considering refinancing about a year later. Compared to 3 other lenders we spoke with (all very experienced and competitive), KS StateBank offered us the best rate and closing cost help by a mile! On top of that, Doug and the other team members we worked with were extremely pleasant, quick to respond, and helpful in providing explanations to every question and checking in throughout the process. They even helped us pull our credit score up a few points so we could get a higher credit towards closing costs. They provided a recommendation for someone to come perform the loan closing at our home, which was very convenient. I will recommend KS StateBank to all my clients from now on... Read More

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  • from Wayne, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience

    (0) (0)
    Great experience working with Erik and his team. All fees discussed were accurate and reasonable and the timeliness of the closing was very fast and without delay. Great job KSSB!

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  • from Billings, MT Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    June 28, 2015

    Terrible Lender

    (0) (0)
    Applied for jumbo loan. Was told 15% down and 6 month reserves. 60 days into the underwriting process and over 200 emails back and forth they tell me that down payment now requires 24 months reserves. I move to a 20% down loan and prove 12 months reserves. All of this transpires less than two weeks before closing. Their underwriter then has major concern over appraisal and delays the deal worrying about the safety of the pool cover. Many times I had to send the same documentation twice and my overall experience was terrible... Read More

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  • from Saint Paul, MN
    (5 of 5)
    Recommended!
    Reviewed:

    Highest rating possible !!!!!!

    (0) (0)
    Do yourself a favor and contact Doug for anything mortgage related. We have refinanced our previous home with Doug and recently funded our new home as well. Professional service, always available to all parties involved Always returns emails and phone calls. No one even came close to beating rate or fee quote.

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Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending and our goal is to offer the lowest interest rates and total loan cost we can.  We achieve this goal by doing a high volume of loans with low overhead and we pass the savings on to our borrowers.  Our bank slogan is “Solutions for YOU!” and our experienced mortgage loan specialists will guide you through the loan process to find your unique solution.  They will help you realize a mortgage goal that fits with your financial goals and dreams.  For more information call or email us today.  You can also apply online 24/7 and one of our specialists will be in touch!