Ladera Lending, Inc. Ratings & Reviews

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NMLS ID: 835555

Ladera Lending, Inc.

(5 of 5) 59 Reviews

95% of our customers would recommend this lender.

About Ladera Lending, Inc.

At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding...

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Loan Officers

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Andy Espineira Ladera Ranch, CA
Matthew Tepas Ladera Ranch, CA
BROCK AMOS Ladera Ranch, CA
Jason Hutcheon Ladera Ranch, CA
Marlon Escota Ladera Ranch, CA
Patrick Creavy Ladera Ranch, CA
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Customer Reviews

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59 Reviews

(5 of 5)
Review Breakdown
  • Lender Review
    from Lake Forest, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Wonderful Experience with Ladera Lending

    "I do not know of anyone that looks forward to the mounds of paperwork and searching of personal files that goes into either a new house loan or a refinance. Well I just had an experience with Ladera Lending that has changed my perspective on this tedious and often times frustrating process. Thanks to Patrick Michael Creavy at Ladera Lending, both my wife and I have just finished a refinancing of our house where we feel both informed and confident that our refinancing was the correct move to make at this point and time. That confidence comes from the guidance offered by Patrick as we jointly reviewed the options that laid before us. Patrick took the time to understand our personal finances and to offer the best loan products that would be available to us. His personalized service was unlike anything we had ever encountered during our previous house loan refinancing with other lenders we have used during our 40 years of marriage. The team at Ladera Lending was both professional and completed their tasks on time and as promised. I would enthusiastically recommend both Ladera Lending and specifically Patrick Michael Creavy if you are considering either a refinance or new house loan."... Read More

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  • Loan Officer Review
    from Rancho Santa Margarita, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Highly Recommend !

    My wife and I worked with Christopher Stone on a Refinance of our home. What we received was pure professionalism and care throughout the process which was extremely fast. Chris is a joy to work with and we are happy we went with Ladera Lending.

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  • Lender Review
    from Rancho Santa Margarita, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 6, 2018

    Amazing Service!

    My wife and I worked with Christopher Stone on a Refinance of our home. What we received was pure professionalism and care throughout the process which was extremely fast. Chris is a joy to work with and we are happy we went with Ladera Lending.

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  • Loan Officer Review
    from Oceanside, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Awesome!!!!

    I must say Andy Espineira is the guy to call if you are looking to refinance or any mortgage needs.He was so easy and pleasant to work with.He would always email or call if they were any updates on our loan.Thank you for going the extra mile to getting our loan done in a timely manner.The best part,it was stress free.Keep up the excellent job!!!!

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  • Lender Review
    from Oceanside, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Awesome!!!!

    I must say Andy Espineira is the guy to call if you are looking to refinance or any mortgage needs.He was so easy and pleasant to work with.He would always email or call if they were any updates on our loan.Thank you for going the extra mile to getting our loan done in a timely manner.The best part,it was stress free.Keep up the excellent job!!!!

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  • Lender Review
    from Modesto, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent

    This was my first experience with refinancing. Andy Espinera was super helpful and responsive. He took the time to respond the same day to my calls and emails, answered all of my questions, and explained all of the options that were available. He was patient and supportive throughout the process and made it very simple and easy for me. I highly recommend him for first time buyers as well as more experienced buyers. Thanks again... Read More

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  • Loan Officer Review
    from Mesa, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Laderas Best officer

    Rob was awesome to work with. He was patient with us and understanding. He became like family asking how we were and concerned when a family member was in the hospital he understood we were not able to speak to him on one occasion when we were with our grandson. He’s a caring compassionate person.

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  • Lender Review
    from Mesa, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Happy campers

    Rob Campbell was our account manager and he was great. He was always available to answer any questions even after normal working hours. He explained everything in detail and was very thorough. I would recommend him and his company to anyone looking to save some money and get a good refinance rate.

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  • Lender Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Lender to Go To

    As part of my Home Search . I was looking for Specific Product from specific Bank . Which I had heard feedback from other lenders is tough bank to work with , slow and difficult process in Underwriting. Only and one of best option for my loan needs . But Patrick and this team(Eddy) work hard and with dedication at each stage following with Bank. With lot of hurdles in the process (primarily issue with Bank Process). But they finally got it done. This is my 4 Mortgage loan. But like to mention now lender has be so responsive and transparent at each stage. I would defiantly recommend Ladera Lending to others . If you are looking for Lender who will work with Dedication as per your loan need and loan product you are looking for. Hats off to Patrick for his passion and dedication. I would also look forward to reach out to him again for my future loan needs... Read More

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  • Loan Officer Review
    from Oakland, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent service!

    I love that Gene makes the process personal, important, and FAST! I can't recommend him enough. He eased my mind, answered questions, and made the best decisions for our family and home. I have recommended him to numerous family members and friends and they are also extremely pleased with him.

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At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding •Zero Cost •Zero Obligation •Zero Hassle