Ladera Lending, Inc. Ratings & Reviews

NMLS ID: 835555

Ladera Lending, Inc.

(4.5 of 5) 24 Reviews

88% of our customers would recommend this lender.

About Ladera Lending, Inc.

At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding...

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Loan Officers

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Andy Espineira Ladera Ranch, CA
Jason Hutcheon Ladera Ranch, CA
Marlon Escota Ladera Ranch, CA
Robert Brown Ladera Ranch, CA
Brian Brown Ladera Ranch, CA
Joseph Amos Ladera Ranch, CA
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Customer Reviews

24 Reviews

(4.5 of 5)
Review Breakdown
  • (21)
  • (0)
  • (0)
  • (0)
  • (3)
  • from Menifee, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Job Robert

    (0) (0)
    Ladera lending helped us get our house refi'd. Thanks to Robert, we were able to get debt paid off plus extra cash in hand for our backyard. Everything was fast and professional. We will contact once we find a new one. Thanks again.

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  • from Sunland, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Ladera Lending Refi

    (0) (0)
    We had no idea what to expect when refinancing our house. As such, we were hesitant about making such a major decision. We also knew the difficulty we would likely face, as we were not the best candidates for a refi. (Less than stellar credit.) Luckily, we had the fortune and pleasure of working with Larry Moogashian. Larry held our hands throughout the entire process, answering endless questions, and offering professional, sound advice. He was courteous, personable, patient and worked tirelessly to get our refinance. And, he really seemed to enjoy his job! Larry responded to every call and email in a timely manner, and would even call just to check in with us! We would highly recommend Larry Moogashian and Ladera Lending... Read More

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  • from California
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent Lending Company

    (0) (0)
    With quality loan officers like Andy Espineira this company provides quality service in a very responsive time frame. Highly recommended.

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  • from Ojai, Ca
    (5 of 5)
    Recommended!
    Reviewed:

    Refinace

    (0) (0)
    I had such a great experience refinancing my home loan with Ladera Lending. Andy Espineira was my loan officer and I cannot say good enough things about him. He was courteous, professional, personable, answered all my questions, explained everything in detail and anytime I had a question or concern I could easily reach him. I would highly recommend Andy and Ladera Lending... Read More

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  • from Long Beach, California
    (5 of 5)
    Recommended!
    Reviewed:

    the best

    (0) (0)
    I am so glad I went for it! I had just closed on my home back in September and I decided to refi just because the rates dropped again. I'm so glad I did because I saved at least another $100 per month with little to no out of pocket! All I had to do was sign some more papers and had the instant savings! I owe a lot of this to my loan officer Andy Espineira. I talked to a few lenders from other companies but Andy really stood out from all the rest. Within minutes of talking to Andy on the phone, I already knew this was going to be my go-to guy. Not only did he explain every little detail and answered all my questions, but he did it in a way that was comforting and honest. He didn't have a "salesman" approach and really listened to me explain my situation and to give me all the best options through his expertise. We initially communicated through phone but then used mainly email and electronic signing to complete the loan process. The process couldn't be any smoother or efficient! I was able to close within a month! I already know that Andy will be my next loan officer on my next home or refi... Read More

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  • from Corona, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Refi

    (0) (0)
    Just finished 2 refinances with Andy Espineira from Ladera Lending. Andy was the ultimate professional, kept me in the loop with every step of the process. Always went the extra mile to make sure my needs were met. I would highly recommend Andy to anyone who is in the market for a new Loan.

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  • from Rancho Santa Margarita, CA.
    (5 of 5)
    Recommended!
    Reviewed:

    Ladera Lending did a fantastic job!

    (1) (0)
    We had the opportunity to refinance my primary residence and investment property with Marlon Escota @ Ladera Lending. I went on to lending tree online and Marlon was the first to contact me. He was able to get me a very competitive rate before the market had adjusted for the worse. Although we went through some underwriting challenges with my rental property we got the job done in less than 30 days for both loans. I strongly suggest Marlon Escota and his team (Marko and Meagan) Kudos to Ladera Lending... Read More

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  • from Johnstown, CO
    (5 of 5)
    Recommended!
    Reviewed:

    Great Rates and Service!

    (1) (0)
    I have used Ladera Lending for my refinance and Robert Brown was great in walking us through the process and finding the best rate for our situation.

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  • from Mission Viejo, CA.
    (5 of 5)
    Recommended!
    Reviewed:

    Refinance that went very smooth

    (0) (0)
    I refinanced my house recently with Ladera lending. My case was handled by Marlon. Marlon demonstrate high level of professionalism and customer satisfaction. As his customer, he listened and responded to my concerns. he clearly communicated the expectations, and didn’t promised what he can’t deliver. He provided me with the best product available that suits my situation, and explained all the detailed charges without hiding any unexpected fees, and gave me the right advice that works to my benifit. He conducted this transaction with integrity and discipline. I will definitely refer my friends to him, As I am also happy with Ladera products and financing process. They provide one of the best products out ther... Read More

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  • from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Ladera Lending went above and beyond!

    (0) (0)
    The team at Ladera Lending was absolutely amazing to work with. They went above and beyond to help me get a loan to purchase my new home and they kept me informed throughout the process. They were extremely knowledgeable and professional as well. I highly recommend using Ladera Lending for any of your home purchase or refinancing needs. They will amaze you!

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At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding •Zero Cost •Zero Obligation •Zero Hassle