Ladera Lending, Inc. Ratings & Reviews

NMLS ID: 835555

Ladera Lending, Inc.

4.5 of 5 22 Reviews


Who is Ladera Lending, Inc.?

At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding...

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86% of our customers would recommend this lender. (19 of 22)


Customer Reviews


  • (0) (0)

    Excellent Lending Company

    Yes, I recommend this lender

    With quality loan officers like Andy Espineira this company provides quality service in a very responsive time frame. Highly recommended.

    By:   (California)Reviewed On:

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  • (0) (0)

    Refinace

    Yes, I recommend this lender

    I had such a great experience refinancing my home loan with Ladera Lending. Andy Espineira was my loan officer and I cannot say good enough things about him. He was courteous, professional, personable, answered all my questions, explained everything in detail and anytime I had a question or concern I could easily reach him. I would highly recommend Andy and Ladera Lending.

    By:   (Ojai, Ca)Reviewed On:

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  • (0) (0)

    the best

    Yes, I recommend this lender

    I am so glad I went for it! I had just closed on my home back in September and I decided to refi just because the rates dropped again. I'm so glad I did because I saved at least another $100 per month with little to no out of pocket! All I had to do was sign some more papers and had the instant savings! I owe a lot of this to my loan officer Andy Espineira. I talked to a few lenders from other companies but Andy really stood out from all the rest. Within minutes of talking to Andy on the phone, I already knew this was going to be my go-to guy. Not only did he explain every little detail and answered all my questions, but he did it in a way that was comforting and honest. He didn't have a "salesman" approach and really listened to me explain my situation and to give me all the best options through his expertise. We initially communicated through phone but then used mainly email and electronic signing to complete the loan process. The process couldn't be any smoother or efficient! I was able to close within a month! I already know that Andy will be my next loan officer on my next home or refi!

    By:   (Long Beach, California)Reviewed On:

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  • (0) (0)

    Refi

    Yes, I recommend this lender

    Just finished 2 refinances with Andy Espineira from Ladera Lending. Andy was the ultimate professional, kept me in the loop with every step of the process. Always went the extra mile to make sure my needs were met. I would highly recommend Andy to anyone who is in the market for a new Loan.

    By:   (Corona, CA)Reviewed On:

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  • (1) (0)

    Ladera Lending did a fantastic job!

    Yes, I recommend this lender

    We had the opportunity to refinance my primary residence and investment property with Marlon Escota @ Ladera Lending. I went on to lending tree online and Marlon was the first to contact me. He was able to get me a very competitive rate before the market had adjusted for the worse. Although we went through some underwriting challenges with my rental property we got the job done in less than 30 days for both loans. I strongly suggest Marlon Escota and his team (Marko and Meagan) Kudos to Ladera Lending.

    By:   (Rancho Santa Margarita, CA.)Reviewed On:

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  • (1) (0)

    Great Rates and Service!

    Yes, I recommend this lender

    I have used Ladera Lending for my refinance and Robert Brown was great in walking us through the process and finding the best rate for our situation.

    By:   (Johnstown, CO)Reviewed On:

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  • (0) (0)

    Refinance that went very smooth

    Yes, I recommend this lender

    I refinanced my house recently with Ladera lending. My case was handled by Marlon. Marlon demonstrate high level of professionalism and customer satisfaction. As his customer, he listened and responded to my concerns. he clearly communicated the expectations, and didn’t promised what he can’t deliver. He provided me with the best product available that suits my situation, and explained all the detailed charges without hiding any unexpected fees, and gave me the right advice that works to my benifit. He conducted this transaction with integrity and discipline. I will definitely refer my friends to him, As I am also happy with Ladera products and financing process. They provide one of the best products out there

    By:   (Mission Viejo, CA.)Reviewed On:

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  • (0) (0)

    Ladera Lending went above and beyond!

    Yes, I recommend this lender

    The team at Ladera Lending was absolutely amazing to work with. They went above and beyond to help me get a loan to purchase my new home and they kept me informed throughout the process. They were extremely knowledgeable and professional as well. I highly recommend using Ladera Lending for any of your home purchase or refinancing needs. They will amaze you!

    By:   (Irvine, CA)Reviewed On:

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  • (0) (0)

    Will not apply for loan with this company again

    While the initial loan process seemed good. At the time to of finalization of loan after underwriting the loan rate was changed. i was guaranteed rate of 4.125 and i was offered 4.5. I had to cancel the loan process. I was complete wastage of 10-12 hours of time over a period of a month.

    By:   (Northridge, CA)Reviewed On:

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  • (0) (0)

    Amazing Experience, Thank You Keith Howard!!!

    Yes, I recommend this lender

    I would highly recommend Keith Howard to any of my friends or family. He's knowledgeable, friendly and answered all of our questions quickly. Our loan experience with Keith was hands down easy and informative, saving us time and effort as well as saving a whole lot of money. Make sure to as for Keith Howard when calling Ladera Lending, he will take good care of you!

    By:   (CA)Reviewed On:

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At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding •Zero Cost •Zero Obligation •Zero Hassle
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