Ladera Lending, Inc. Ratings & Reviews

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NMLS ID: 835555

Ladera Lending, Inc.

(4.6 of 5) 29 Reviews

90% of our customers would recommend this lender.

About Ladera Lending, Inc.

At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding...

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Loan Officers

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Andy Espineira Ladera Ranch, CA
Jason Hutcheon Ladera Ranch, CA
Marlon Escota Ladera Ranch, CA
Robert Brown Ladera Ranch, CA
Joseph Amos Ladera Ranch, CA
Toby Rodriguez Ladera Ranch, CA
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Customer Reviews

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29 Reviews

(4.6 of 5)
Review Breakdown
  • Lender Review
    from Moreno Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Awesome refinance experience

    (0) (0)
    Andy Espineira was my loan officer, his expertise in the loan process made everything go smoothly. His support team also did a great job. I would recommend him and Ladera Lending to anyone who is looking for a great lending co.

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  • Lender Review
    from San Clemente, CA
    (5 of 5)
    Recommended!
    Reviewed:

    When Refiancing, go see Andy!!

    (0) (0)
    This past week I went through the process and refinanced my home for the first time. I had the pleasure of dealing with Andy Espineira at Ladera Lending. Andy had the knowledge, experience, professionalism and customer service that is extremely rare to find these days. Most people out there do things to benefit themselves. Andy did what was right for me and right for my situation. I would strongly recommend Andy Espineira to anyone that is about to go through the refinance process. ... Read More

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  • Lender Review
    from Lake Forest, CA
    (5 of 5)
    Recommended!
    Reviewed:

    True Mortgage Professionals

    (0) (0)
    Ladera Lending and Brock Amos, helped me refinance, when others denied my loan. Brock Amos is the most knowledgeable and helpful Loan Officer that I have met. He was actually able to deliver a lender credit, so I had a no cost loan. The process, for a refinance, was by far the easiest loan I have ever done. I feel very fortunate to have found Ladera Lending, and will recommend them to my family and friends.Give Brock Amos a call, he is kind, patient, and the best person that I have talked to regarding a new loan... Read More

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  • Lender Review
    from Escondido, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing Customer Service !

    (0) (0)
    I've had the opportunity in knowing Robert Young for almost 3 years. Not only is he an amazing and very professional mortgage broker, but he is an amazing and genuine individual. I met him through a good friend of mine in San Diego, CA. He helped me in refinancing my townhome located in Escondido, CA. He went above and beyond to give me the best rates he can find. During the stage of being overwhelmed with FHA costs and an HOA fee, Robert helped me lower my monthly payments and saved me hundreds! Taking away the PMI and not to mention giving me a great interest rate. The man, is truly a lifesaver. I cannot thank him enough with his efforts and professionalism.During this past month my fiancee and I have relocated to Long Beach, California looking forward to our next venture in starting a family and looking for another home. I've contacted Robert with our current plans and he is now, again working above and beyond in helping us with this new journey. As a radiation therapist, working long hours and giving my undivided attention to patients and their care in the hospital setting, Robert is currently giving me the peace of mind to move forward in the new chapter of my future family home. Thank you so much Robert, and I'm sure you'll be helping others such as my fiancee and myself, to find the right home at the right price. And thank you Ladera Lending for such great service... Read More

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  • Lender Review
    from Chula Vista, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Ladera and Larry was great

    (0) (0)
    Ladera lending is great ! I really enjoyed the personal service that Larry and his office staff made me feel through the whole refinance process of our home. Larry was always calling to make sure I was kept updated of where we were in the process. I would defiently recommend ladera lending to any of my friends and family. If you are looking to refinance your home, look no further. Ladera is the company for you ! Thanks again Larry... Read More

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  • Lender Review
    from Menifee, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Job Robert

    (0) (0)
    Ladera lending helped us get our house refi'd. Thanks to Robert, we were able to get debt paid off plus extra cash in hand for our backyard. Everything was fast and professional. We will contact once we find a new one. Thanks again.

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  • Lender Review
    from Sunland, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Ladera Lending Refi

    (0) (0)
    We had no idea what to expect when refinancing our house. As such, we were hesitant about making such a major decision. We also knew the difficulty we would likely face, as we were not the best candidates for a refi. (Less than stellar credit.) Luckily, we had the fortune and pleasure of working with Larry Moogashian. Larry held our hands throughout the entire process, answering endless questions, and offering professional, sound advice. He was courteous, personable, patient and worked tirelessly to get our refinance. And, he really seemed to enjoy his job! Larry responded to every call and email in a timely manner, and would even call just to check in with us! We would highly recommend Larry Moogashian and Ladera Lending... Read More

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  • Lender Review
    from California
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent Lending Company

    (0) (0)
    With quality loan officers like Andy Espineira this company provides quality service in a very responsive time frame. Highly recommended.

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  • Lender Review
    from Ojai, Ca
    (5 of 5)
    Recommended!
    Reviewed:

    Refinace

    (0) (0)
    I had such a great experience refinancing my home loan with Ladera Lending. Andy Espineira was my loan officer and I cannot say good enough things about him. He was courteous, professional, personable, answered all my questions, explained everything in detail and anytime I had a question or concern I could easily reach him. I would highly recommend Andy and Ladera Lending... Read More

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  • Lender Review
    from Long Beach, California
    (5 of 5)
    Recommended!
    Reviewed:

    the best

    (0) (0)
    I am so glad I went for it! I had just closed on my home back in September and I decided to refi just because the rates dropped again. I'm so glad I did because I saved at least another $100 per month with little to no out of pocket! All I had to do was sign some more papers and had the instant savings! I owe a lot of this to my loan officer Andy Espineira. I talked to a few lenders from other companies but Andy really stood out from all the rest. Within minutes of talking to Andy on the phone, I already knew this was going to be my go-to guy. Not only did he explain every little detail and answered all my questions, but he did it in a way that was comforting and honest. He didn't have a "salesman" approach and really listened to me explain my situation and to give me all the best options through his expertise. We initially communicated through phone but then used mainly email and electronic signing to complete the loan process. The process couldn't be any smoother or efficient! I was able to close within a month! I already know that Andy will be my next loan officer on my next home or refi... Read More

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At Ladera Lending we pride ourselves in industry leading processing times and Best in Class customer service. The Ladera Lending Difference: •Professional Licensed Mortgage Bankers •The Lowest Rates •No credit check •Completely Confidential •FAST Funding •Zero Cost •Zero Obligation •Zero Hassle