Lending Club Ratings & Reviews

Lending Club

3.9 of 5 469 Reviews


Who is Lending Club?

Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without...

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82% of our customers would recommend this lender. (386 of 469)


Customer Reviews


  • (1) (0)

    Smooth

    Yes, I recommend this lender

    I had my money within 48 hours of first contact. Smooth process, easy, and hassle free. i was able to get $30k at a competitive rate. Reasonable fee taken from the principal.

    By:   (Long Island, NY)Reviewed On:

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  • (1) (0)

    Life saver! Excellent service

    Yes, I recommend this lender

    I had financial emergency on a Friday night. Searched for personal loan and lending popped up. I submitted my request and lending tree matched me with 5 lenders 26 offers. I picked lending club and submitted my applications same night. I got my bank confirmed on Tuesday, and by Wednesday money was in my account. Very unexpected! Great service when needed!

    By:   (Mesa, AZ)Reviewed On:

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  • (1) (0)

    Good

    Yes, I recommend this lender

    Rates are higher than others, service is very quick and simple. No pressure lending, with simple rules. This was a good experience.

    By:   (Alabama)Reviewed On:

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  • (0) (0)

    Easy Process

    Yes, I recommend this lender

    The whole process was easy. I just entered my information online and within 2 days I was told my loan was funded. 2 days later the money was in my account. Much simpler than dealing with a bank.

    By:   (Colorado)Reviewed On:

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  • (0) (0)

    Not a happy customer

    They said i got approve and had a invester that would back my loan and after 14 day of waiting the decline me. What kind of service is that.

    By:   (California)Reviewed On:

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  • (0) (0)

    Excellent

    Yes, I recommend this lender

    Experience was perfect.

    By:   (Brooklyn, NY)Reviewed On:

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  • (1) (0)

    Poor communication

    Yes, I recommend this lender

    If I hadn't already gotten so far in the process I probably would've cancelled my loan, but i didn't want another inquiry on my credit report. It took over 3 weeks to get the funding. There was a hold up but no one called to tell me so I could help facilitate it along. I had to call almost daily to ask the status. Then once the loan was funded my payment date got all messed up. Basically, it seems like they need to work on their communication with their clients through the process.

    By:   (San Diego, CA)Reviewed On:

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  • (1) (0)

    Slowest Loan Process

    Took over two weeks to get approved and receive the loan. I thought it would be faster and easier online rather than going to a bank in person. I know other people who have gotten approved and a check the same day at an in-person lending office and with better APR. Won't be using again. Nor will I be using Lending Tree again.

    By:   (VA)Reviewed On:

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  • (1) (0)

    Very Satisfied

    Yes, I recommend this lender

    I found Lending Club through Lending Tree in search for reducing my credit card debt. I was quickly approved for the loan I requested, and am very happy with their service so far.

    By:   (Seneca, SC)Reviewed On:

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  • (3) (0)

    Easy process

    Yes, I recommend this lender

    Whole loan process was quick and easy. I got a great rate and funds arrived in only a few days!!

    By:   (Atlanta, Ga)Reviewed On:

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Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without impacting your credit score and you could have the money you need in as soon as 5 days. Loans through the Lending Club platform are issued by WebBank, an FDIC insured Utah-chartered industrial bank located in Salt Lake City, Utah. Loans are not issued to borrowers in IA, ID, IN, ME, MS, ND, NE, or TN. Borrower must be a US citizen or permanent resident and at least 18 years old. Valid bank account and social security number are required. All Loans are subject to credit approval. Our mailing address is: Lending Club, 71 Stevenson, Suite 300, San Francisco, CA 94105.
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