Lending Club Ratings & Reviews

Lending Club

3.9 of 5 483 Reviews


Who is Lending Club?

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. Since 2007, more than 800,000 borrowers have obtained over $10 billion dollars in loans via Lending Club. Through Lending...

Read more


83% of our customers would recommend this lender. (399 of 483)


Customer Reviews


  • (0) (0)

    Thank you Lending Club.

    Yes, I recommend this lender

    Very prompt responses regarding loan process. Fees are fair & transfer of fund were in a professional timely manner.

    By:   (New York, NY)Reviewed On:

    Was this review helpful?

  • (0) (0)

    mompoxj

    Yes, I recommend this lender

    I was satisfy with the outcome of the loan, it took about 12 business day to get everything clear, I hope that the next time that I apply for a loan my rate will lower, what I like is that you can pay more on your loan without a penalty.

    By:   (Middle Village, NY)Reviewed On:

    Was this review helpful?

  • (0) (0)

    hopeless

    Yes, I recommend this lender

    well if you need a little help to consolidate you bills my advice would be to go to a debt management place... ive got a lot of bills , never late on them but cant find anyone to help combine into one payment . go figure so it really dosent matter what you do ,

    By:   (Attica, IN)Reviewed On:

    Was this review helpful?

  • (1) (0)

    Easy Process

    Yes, I recommend this lender

    Easy process to apply for a personal loan. I had several offers to choose from. Lending Club had the best interest rate. I was disappointed that I was kept waiting for an approval of funds several days. I emailed Customer Service and was informed that I would be informed soon. Total process was almost 2 weeks.

    By:   (Myrtle Beach, SC)Reviewed On:

    Was this review helpful?

  • (0) (0)

    GREAT EXPERIENCE

    Yes, I recommend this lender

    Fast, efficient and most important - HONEST. They never waivered from the initial and very reasonable interest rate. I'm still in shock over how smoothly this went!

    By:   (Fredericksburg, VA)Reviewed On:

    Was this review helpful?

  • (0) (0)

    Happy Happy Tammy in Texas :)

    Yes, I recommend this lender

    I googled everything I could about loan consolidation before deciding on applying with Lending Club - I have an excellent pay history on my credit cards, but, due to paying my daughters college tuition, I had gotten myself into $25k in credit card debt! I was so stressed until I finally sat down and figured up what I was paying per month to pay just over the minimum - and I could not believe how much money I am going to save by applying for a $25k loan. The online application was a breeze - it did take 2 weeks - however, I received one phone call verifying my employment and that was it! If I have anything "negative" to say it would be the fees - I needed the whole $25k to completely wipe out my debt, however, after the origination fees and the fee to the lenders - I ended up with $20,401.00. Still, I would do it again, I would just borrow $30k. I paid all my major credit cards off yesterday and last night I slept like a baby!!!!!!! In 3 years I will have my loan paid off and could not be happier! I recommend Lending Club 110%. I have good credit and a good credit score - but banks/credit unions do not want to lend to folks when they have $25k in CC debt - Lending Club by far was the absolute best choice and totally recommend them to anyone that has a debt such as mine!!!! Thank you LC

    By:   (Arlington, TX)Reviewed On:

    Was this review helpful?

  • (1) (1)

    Seamless Transaction

    Yes, I recommend this lender

    Transaction was completed quickly with reasonable rates. Applied Monday had loan amount deposited on Wednesday. Will definitely use again if needed.

    By:   (Toledo, Oh)Reviewed On:

    Was this review helpful?

  • (0) (0)

    Positive experience

    Yes, I recommend this lender

    I had a pretty good experience. Everything was done online. I had about a 10 day wait from completing my final task to receiving the funds, but it was all very painless. I would definitely recommend. I liked the website process of checking off steps and the email notifications were great.

    By:   (Charlotte, NC)Reviewed On:

    Was this review helpful?

  • (1) (0)

    Decent timeframe

    Yes, I recommend this lender

    Good company good rates! Works with ppl who have bad - good credit! Quick closing! Need to work on customer service a little bit is only negative!

    By:   (New Jersey)Reviewed On:

    Was this review helpful?

  • (1) (0)

    Overall good but not transparent

    Yes, I recommend this lender

    I take off a star because their estimated wait time was much shorter than it actually took to finalize the loan and there was no transparency during the additional 10 days I waited. But, overall, the experience was simple and straightforward. I just wish there was a little more transparency in process.

    By:   (Houston, TX)Reviewed On:

    Was this review helpful?

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. Since 2007, more than 800,000 borrowers have obtained over $10 billion dollars in loans via Lending Club. Through Lending Club, you can get a low, fixed rate personal loan of up to $35,000 to consolidate your high-interest rate debt, make home improvements, or finance the major purchase of your dreams! Our convenient online application makes it easy, and there are no hidden fees or prepayment penalties. Check your rate today without hurting your credit score and you could have the money you need in as few as 7 days. All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC.
Feedback Form