LendingClub Ratings & Reviews

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LendingClub

(4.6 of 5) 3499 Reviews

95% of our customers would recommend this lender.

About LendingClub

LendingClub is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. Since 2007, more than 2.4 million borrowers have obtained more than $35 billion dollars in loans. Through LendingClub, you...

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Customer Reviews

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3499 Reviews

(4.6 of 5)
  • Lender Review
    from Miami, FL Confirmed LendingTree Customer
    (1 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 14, 2017

    Low credit score.. U don’t qualify

    So I applied to see if I can get an offer and sadly I don’t qualify. That’s on me. However every month every other week is like hey you owe this much if you apply before may you can pay less than what your paying now. To find out I don’t qualify. So why waisted my time. I wish I could give it a five star but I’m not given the chance. To my defense I owe money but my payment history is 100%. But I guess that’s not good enough.... Read More

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  • Lender Review
    from Mitchell, NE Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 14, 2018

    Poor professionalism and communication

    Lending Club did NOT loan me any money. They SOLD my application to someone else WITHOUT my consent. I did not even present all of the necessary paperwork for my loan to be considered. Now my checking account is frozen, because there is money in my account that I did NOT authorize. They have very poor professionalism.

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  • Lender Review
    from Lebanon, CT Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    March 27, 2018

    Don't get harassed

    As soon as I signed up I began receiving 10-15 calls a DAY from them. They are now harassing me and because of this I will definitely NOT be doing business with them!

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    Hi, We're sorry to hear that you had a negative experience, and we appreciate your feedback. We're always trying to improve our borrower experience, and we'd like to learn more and see if we can help. If you would like to discuss your account further, please contact us directly.
  • Lender Review
    from Canton, MA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    March 11, 2018

    Bad Business

    I can't give a review. You never approved me for a loan. In addition I supplied all documents requested and was told I was approved. But then they cancelled abruptly. Bad business. I even received the truth in lending statement. Then I was told the loan would be funded.

    Was this review helpful?

    Hi, We're sorry to hear that you had a negative experience, and we appreciate your feedback. We're always trying to improve our borrower experience, and we'd like to learn more and see if we can help. If you would like to discuss your account further, please contact us directly.
  • Lender Review
    from Henderson, TN Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 27, 2018

    Sloppy leader

    I have excellent credit and they turned me down for a loan with no reason to do so. You don’t work on your credit to keep it at or around 795 to 800 only to be turned down for a loan.

    Was this review helpful?

    We're sorry to hear that you had a negative experience, and we appreciate your feedback. LendingClub uses information provided by credit bureaus, including credit score, outstanding debt, payment history, and recent credit activity, to identify potential borrowers, and generate loan offers based on those criteria. If we were unable to provide you an offer at this time, you can view the specific reasons why your application was declined by signing into your Account Summary.
  • Lender Review
    from Cashion, AZ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    November 20, 2017

    DO NOT WASTE YOUR TIME, BECAUSE YOU WILL

    I started my application process on a Monday completed the checklist that same day. Took me calling them the following Thursday almost 10 days for me to get a response. Please note if you are making a joint application do not do it through lendingtree it will be a sole application. Which means you will have to apply again with the co applicant. I emailed them took 2 days to respond. When I called they hung up on me 3 times. My Credit score is a 689 so be cautious before you apply with them, Horrible customer service. Do your homework, Now I have a hard inquiry against me and they don't care. I submitted additional paperwork to get my application approved. Basically told in order to qualify I need to reapply with my spouse to complete. Unbelievable!!!... Read More

    Was this review helpful?

    We're sorry to hear that you had a negative experience, and we appreciate your feedback. We're always trying to improve our borrower experience and we'd like to learn more and see if we can help. If you would like to discuss this further, please contact LendingClub by phone or email.
  • Lender Review
    from Philadelphia, PA Confirmed LendingTree Customer
    (1 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    November 11, 2017

    Disappointed

    Didn’t even contact me

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  • Lender Review
    from Elbridge, NY Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    September 5, 2015

    They don't look at previous loans

    My first experience was great. However I've paid them off 1 and half years early and have applied numerous times for a debt consolidation loan. They keep denying my loan due to debt to income ratio! Hence forth the purpose of the loan! I've never been late with any of my payments and am current with all creditors. Sad that they don't look at individual reasoning for the debt! And take into account they were paid a ten thousand dollar loan a ywar and a half early while i actually had the exsisting debt that i want to consolidate... Read More

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  • Lender Review
    from Colonial Heights, VA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    Closed loan with this lender
    Date of Service:
    September 12, 2017

    Surprised.

    I wanted a PLC "Credit Line of credit" and also was unaware of Origination fee, Truth in lending "i tripped upon" only becuase 28k was not dep to account but 27K no idea. I though the took 1st payment out. The process was on going foever. ect... I wish I had a credit line.

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  • Lender Review
    from Keysville, GA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    October 18, 2017

    And I had such high hopes...

    They aren't good at all!! They wouldn't even give an answer!! Avoid these people!!

    Was this review helpful?

    Thanks for the feedback. We're always trying to improve our borrower experience and we'd like to learn more and see if we can help. At your earliest convenience, please contact LendingClub by phone or email.
LendingClub is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. Since 2007, more than 2.4 million borrowers have obtained more than $35 billion dollars in loans. Through LendingClub, you can get a low, fixed rate personal loan of up to $40,000 to consolidate your high-interest rate debt, make home improvements, or finance the major purchase of your dreams! Our convenient online application makes it easy and there are never any prepayment penalties. Check your rate today without hurting your credit score and you could have the money you need in as few as 5 days. All loans made by WebBank, Member FDIC.