LendingClub is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. Since 2007, LendingClub has funded more than $26 billion dollars in loans. Through LendingClub, you can get a low, fixed...Read more
Lender ReviewElaine from Henderson, TN Confirmed LendingTree Customer
Sloppy leaderI have excellent credit and they turned me down for a loan with no reason to do so. You don’t work on your credit to keep it at or around 795 to 800 only to be turned down for a loan.
Was this review helpful?We're sorry to hear that you had a negative experience, and we appreciate your feedback. LendingClub uses information provided by credit bureaus, including credit score, outstanding debt, payment history, and recent credit activity, to identify potential borrowers, and generate loan offers based on those criteria. If we were unable to provide you an offer at this time, you can view the specific reasons why your application was declined by signing into your Account Summary.
Lender ReviewJose from Cashion, AZ Confirmed LendingTree Customer
DO NOT WASTE YOUR TIME, BECAUSE YOU WILLI started my application process on a Monday completed the checklist that same day. Took me calling them the following Thursday almost 10 days for me to get a response. Please note if you are making a joint application do not do it through lendingtree it will be a sole application. Which means you will have to apply again with the co applicant. I emailed them took 2 days to respond. When I called they hung up on me 3 times. My Credit score is a 689 so be cautious before you apply with them, Horrible customer service. Do your homework, Now I have a hard inquiry against me and they don't care. I submitted additional paperwork to get my application approved. Basically told in order to qualify I need to reapply with my spouse to complete. Unbelievable!!!... Read More
Was this review helpful?We're sorry to hear that you had a negative experience, and we appreciate your feedback. We're always trying to improve our borrower experience and we'd like to learn more and see if we can help. If you would like to discuss this further, please contact LendingClub by phone or email.
Lender ReviewCarmella from Philadelphia, PA Confirmed LendingTree CustomerRecommended!
DisappointedDidn’t even contact me
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Lender ReviewRobert from Elbridge, NY Confirmed LendingTree Customer
They don't look at previous loansMy first experience was great. However I've paid them off 1 and half years early and have applied numerous times for a debt consolidation loan. They keep denying my loan due to debt to income ratio! Hence forth the purpose of the loan! I've never been late with any of my payments and am current with all creditors. Sad that they don't look at individual reasoning for the debt! And take into account they were paid a ten thousand dollar loan a ywar and a half early while i actually had the exsisting debt that i want to consolidate... Read More
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Lender ReviewPAUL from Colonial Heights, VA Confirmed LendingTree Customer
Surprised.I wanted a PLC "Credit Line of credit" and also was unaware of Origination fee, Truth in lending "i tripped upon" only becuase 28k was not dep to account but 27K no idea. I though the took 1st payment out. The process was on going foever. ect... I wish I had a credit line.
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Lender ReviewFelicia from Keysville, GA Confirmed LendingTree Customer
And I had such high hopes...They aren't good at all!! They wouldn't even give an answer!! Avoid these people!!
Was this review helpful?Thanks for the feedback. We're always trying to improve our borrower experience and we'd like to learn more and see if we can help. At your earliest convenience, please contact LendingClub by phone or email.
Lender Reviewcharles from Sicklerville, NJ Confirmed LendingTree Customer
BewareReceived a 10000 dollar loan paid it back 2 months early and never missed a payment. Needed another loan and they said no, they aren't loyal and are not there when you need them. You are better off finding a company that will help you when you need them not the other way around!
Was this review helpful?Thanks for taking the time to complete your application for an additional personal loan through LendingClub. We consider a variety of factors to determine your eligibility before inviting you to apply for another loan. We also review your financial profile at the time of your application before you can be given an offer. Although you have been a great customer, sometimes your current outstanding debt is too high relative to your income, or your financial profile has changed. In those cases, we can’t extend you an offer for a second loan. As always, there’s no impact to your credit score when you apply. When your financial profile has changed, you’re welcome to come back and see what you qualify for.
Lender ReviewSjaron from Little Rock, AR Confirmed LendingTree Customer
Poor satisfactionMy experience with Lending Tree has been a poor one. I have sent them three emails concerning signing up on the bank app which I cannot do on a cell phone format. I have told them this repeatedly and volunteered my telephone number since they would not send me snail mail to fill it out because they thought it would compromise my credit information. I gave them my phone number to call me but they has of yet have not called me. Unfortunately they will lose this personal loan because they can't understand what I need when I ask for help... Read More
Was this review helpful?LendingClub strives to provide the very best service to all of our customers. We’re sorry we didn’t meet your expectations and appreciate your feedback. We’ll use your feedback to improve our service, and hope that we can regain your confidence in the future.
Lender ReviewDave from Brooklyn, NY Confirmed LendingTree Customer
ITThis company is working backward. Not as informative and intutive as it is suppose to be.
Was this review helpful?We're sorry you found the application and verification process cumbersome but we appreciate your feedback. Once you've submitted your application, we may ask for additional information or documents to verify your identity, income, and employment status. We’ll notify you if there’s something we need, but you can also view the To-Do List in your Account Summary at any time to see what we're waiting for.
Lender ReviewTeeisha from Yonkers, NY Confirmed LendingTree Customer
UpsetThey still want approve me for a small loan.
Was this review helpful?Hi, Sorry we weren't able to help this time. We use technology to speed the decision process and make things easier for our customers - it's one of the ways we're different. We do check credit (which you would have had to authorize us to do), but we want to reassure you that unless you're offered a loan and accept it, there's no effect on your credit score. We'd be happy to talk to you about specifically what may have impacted your ability to qualify if you want to give us a call. (You can also view these reasons in your account summary if you don't feel like chatting).