LightStream Ratings & Reviews

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LightStream

(4 of 5) 256 Reviews

59% of our customers would recommend this lender.

About LightStream

LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. We offer low-interest, fixed-rate loans of $5,000- $100,000 to people with good credit, and a refreshingly simple online loan process. No fees.

Customer Reviews

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256 Reviews

(4 of 5)
  • Lender Review
    from Brooklyn, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Excellent experience

    The terms I wanted, very quick approval, super quick funding, and a clear and fair contract.

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  • Lender Review
    from Summerville, SC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    July 7, 2018
    Loan Closed On:
    July 10, 2018

    Lightstream is great

    Light stream was fast and had my loan funded in less then 48 hours. I was able to do all paperwork online. The representative I spoke to over the phone shortly after applying was very courteous and responsive. Everything went great and I couldn’t be happier.

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  • Lender Review
    from Modesto, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 12, 2017
    Loan Closed On:
    February 16, 2017

    Consider LightStream for your next loan!

    Fast, online, lowest rate offered by anyone I got quotes from. Have had no problems with them.

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  • Lender Review
    from Manassas, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    July 9, 2018
    Loan Closed On:
    July 11, 2018

    Wow, look no further...

    This was my first time applying for a loan online. I have to say, I'm never going to go anywhere else for a while! I got an amazing rate of 4% for 72 months on my car loan. And this was after I had already opened two other loans for siding and roof renovations to my house. I got the funds deposited into my bank account within 24 hours!! That shocked me and gave me awesome buying power at the dealership. I was able to bring down the price of my car by a total of $1000... Read More

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  • Lender Review
    from Boone, NC Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    June 9, 2018
    Loan Closed On:
    June 13, 2018

    No home office!

    If I was not asked every other day to fax or upload a document. My experience would be a lot better. I guess if you have a home office and the equipment neassary to do that it's no big deal. I Don't! In the email it says this should be fairly easy and should only take a few minutes. Once again if you have all the neassary office equipment , I guess not. I'm not a twenty year old college kind, I have no need to fax documents. ... Read More

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  • Lender Review
    from Lancaster, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    June 14, 2018
    Loan Closed On:
    June 18, 2018

    Great Experience!

    I had a great experience with LightStream. I got a super low rate of 3.69% for an auto loan. They had a response to me within about an hour, and funded my bank account the following Monday, as that was the date I requested. Everything was very simple and straight forward. I do have an 800+ credit score so that's why everything went so smoothly I'm sure. I see some bad reviews for LightStream on here, but I'd bet it's by people who got turned down due to bad credit. They really do require above average credit score, but if you have that you'll be fine. I'd highly recommend them and I'll use them again.... Read More

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  • Lender Review
    from Sherman Oaks, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    February 23, 2018

    Good experience with one caveat

    Great experience...easy and fast. I would prefer having the ability to speak to someone live though. That is my only quibble.

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  • Lender Review
    from Washington, DC Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    May 22, 2018

    Bait and switch

    Was quoted one rate and offered a radically different one after applying

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  • Lender Review
    from Charlotte, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 4, 2018
    Loan Closed On:
    May 15, 2018

    Great Auto Loan Experience

    I applied for an auto loan online, received an approval in minutes with a great rate, and the money was deposited in my bank account the next day.

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  • Lender Review
    from Bushnell, FL Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    May 1, 2018

    great Communication

    Received an offer email within a few hours of completing the online inquiry. Also, email was answered in a timely manner.

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LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. We offer low-interest, fixed-rate loans of $5,000- $100,000 to people with good credit, and a refreshingly simple online loan process. No fees.