LightStream Ratings & Reviews

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LightStream

(3.9 of 5) 47 Reviews

72% of our customers would recommend this lender.

About LightStream

LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. 

We offer a hassle-free way to borrow money with a low-interest, fixed rate loan of $5,000 to $100,000 to people with good credit. No prepayment...

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Customer Reviews

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47 Reviews

(3.9 of 5)
Review Breakdown
  • Lender Review
    from Egg Harbor Township, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 12, 2017

    Great service

    Absolutely fantastic turnaround time. The application was easy, verification was easy, the gentleman who called me to go over my application was courteous and polite. The rate that I received was the rate that I was quoted on lending tree and it was a great rate and the lowest for a personal loan. The funds were deposited into my account the next day. No fees no hassle an overall great experience. I will definitely use them again for any other loan that I need. ... Read More

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  • Lender Review
    from San Diego, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 5, 2017
    Loan Closed On:
    October 10, 2017

    Top Notch

    I spent a good amount of time shopping all of my different options. They provided by far the best terms.

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  • Lender Review
    from Las Vegas, NV
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Super Fast

    After being denied by a bank that I have been with for many years, I decided to apply online with Lending Tree. LightStream was very fast and only had a few questions concerning my situation. I would definitely recommend them to everyone I know. Thank you LightStream!

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  • Lender Review
    from Golden, CO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Fast and Easy

    Fast easy loan to refinance my timeshare. No hassle and very good customer service.

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  • Lender Review
    from Dodge City, KS Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    September 15, 2017
    Loan Closed On:
    September 19, 2017

    Superb lender

    Very fast approval. Had the money in the bank in two days. The interest rate quoted by lending tree is what i got. Thanks again!

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    Thank you for taking the time to share a review of your experience! We are happy to welcome you to LightStream and hope to assist you with your future financial needs.
  • Lender Review
    from Bothell, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    She be called LightSpeed!

    I don't usually take the time to write a review, but LightStream deserves it! What a incredibly fast and easy process! Simple online application, and the money was in my account the next day! And the rate was good, too! I will definitely use them again, and I would certainly recommend them to friends and family.

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    Thank you for choosing LightStream for your financial needs and for taking the time to share such a wonderful review! We truly appreciate the recommendations!
  • Lender Review
    from Chapman, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great lender

    Application process was straight forward and uncomplicated. Although the rate was lower than any of my credit card rates; I was hoping for a bit lower. Overall, it's still a great deal on a debt consolidation loan. I feel like I can breathe again. Loved that I was able to select both the day to get funding and the payment due date. I have already recommended this lender to a co-worker who is also looking to consolidate debt.... Read More

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    Welcome to LightStream, Rafael. Thanks for your kind words…glad we can help! P.S. Truly appreciate the referral.
  • Lender Review
    from Ephrata, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Fantastic!

    A fantastic experience! Whole process was easy and quick and they gave very competitive rates!

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    Thank you for choosing LightStream for your financial needs and for taking the time to share such a glowing review!
  • Lender Review
    from Ridgefield, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Quick & reliable

    Very quick response and approval. Was contacted following day after email confirmation of request for loan. Submitted pay stub via phone. Loan was direct deposited into my bank account first thing in the morning. Quick, reliable and average APR percentage for my credit score. Definitely would recommend to friends and family! Thanks!

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  • Lender Review
    from New Rochelle, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    July 19, 2017
    Loan Closed On:
    July 25, 2017

    Excellent

    Super Easy paper work.Best interest rates available.Fast funding.Excellent lender.I recommend.

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LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. 

We offer a hassle-free way to borrow money with a low-interest, fixed rate loan of $5,000 to $100,000 to people with good credit. No prepayment penalties and no fees. 

You are not yet approved or preapproved for a loan or a specific rate. Please click "Continue" above to complete your LightStream application to see exactly what LightStream can offer you.  APR listed includes 0.50% discount available if AutoPay is selected prior to funding. If approved, your APR may differ based on loan purpose, amount, term, and credit profile.