Mount Diablo Lending Ratings & Reviews

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NMLS ID: 1065732

Mount Diablo Lending

(4.8 of 5) 54 Reviews

100% of our customers would recommend this lender.

About Mount Diablo Lending

Mount Diablo Lending was founded with a mission of bringing the absolute lowest rates to market. Our entire business model is predicated on delivering our clients the lowest closing cost on the most competitive interest rate. We’ve engineered a business...

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Loan Officers

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Patrik Smida Walnut Creek, CA
Ramon Walker Walnut Creek, CA
Hung Tran Walnut Creek, CA
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Customer Reviews

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54 Reviews

(4.8 of 5)
Review Breakdown
  • Loan Officer Review
    from Franklin, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Mt. Diablo - very personal service

    Pat and Mickey made the process smooth as butter. Always very responsive and answered numerous questions with clarity. I would gladly work with them again. And Ramon, too.

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  • Lender Review
    from Springfield, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 24, 2018

    Quick and efficent

    I have refinanced homes a couple times during the past 20 years and this was the best experience I've had. The entire process took about 4 weeks. In the past, it has taken 3 months or more. I really liked being able to do everything except the final closing by email. For the closing, someone came to our house at a time that was convenient. I highly recommend Mount Diablo... Read More

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  • Lender Review
    from Jupiter, FL Confirmed LendingTree Customer
    (1 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 25, 2018

    BEWARE THE LOW RATES ADVERTISED...

    January 2018 we decided to refinance before rates started to rise. Mount Diablo came back with the best rate so we chose them. I turned around all requested documents within 24 hours as I wanted to lock in. The email exchange to pay the $500 appraisal fee included info that once paid we could lock in. I paid it right away and emailed Mount Diablo this question "are we locked in now?". No word back but in my many mortgage applications the broker always locked in ASAP. Two weeks go by and it is time to schedule the closing and they (the owner) tells me we are not locked in and the rate he quotes is 1/2 % higher than they had originally quoted. WHAT GOOD IS HOOKING CUSTOMERS WITH A GOOD RATE IF YOU DON'T LOCK IT IN? The owner would not offer any better rate and stated that his lack of response should have been indication that it was not locked in. We did not close on the loan, missed the low rate opportunity and wasted $500 on an appraisal. BEWARE THE LOW RATES ADVERTISED..... Read More

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  • Lender Review
    from Fair Oaks, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Efficient and professional

    Very painless refinance. Staff was very efficient and easy to work with when submitting additional documentation. I would conclude that they were professional and efficient.

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  • Lender Review
    from Canoga Park, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 18, 2017

    Mt. Diablo lives up to the hype!

    I think this is only the 3rd or 4th review I have written online - it takes ALOT or special circumstance for me to take the time to make a review. Patrick and his ace team at Mt Diablo were all wonderful from start to finish. Clear communication, direct and rapid response and no ugly surprises. Everything that was promised was done - and when a lender dragged their heels faxing over a demand, Eileen was relentless and never let a detail slip. Mt. Diablo came in on the heels of another broker leaving us in the lurch at time of doc signing - but everything happens for a reason and we couldn't be happier. pro tip: have your paperwork organized and ready to go... Read More

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  • Lender Review
    from Dublin, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 14, 2017

    A real partner

    I was presented with my options is a very straight forward manner with no pressure. Once i decided to go with Mount Diablo I felt like I had a real partner in the process. They worked with me to make sure I got exactly what I needed with my loan and kept in constant contact every step of the way. Even when my loan hit a snag, through no fault of Mount Diablo, they worked with me to find a solution. I could not be happier with the experience I had and I'm amazed at how quick and painless the process was... Read More

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  • Lender Review
    from Pacifica, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Very Fast and easy

    A very quick expedited experience with every little hassle.

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  • Lender Review
    from Georgetown, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 26, 2017

    Refinance

    I had a great experience with Mount Diablo. They were very responsive and kept me up to date on the status at all times.

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  • Loan Officer Review
    from Garden Grove, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Agent review

    Great to work with. Gave me options on what was available. Easy to work with.

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  • Lender Review
    from Garden Grove, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 19, 2017

    Great Refi. options

    Wonderful experience. Ty and Katie are the best. Loan closed in 25 days. I couldn't have asked for an easier process. I have already recommended to a friend. Great work guys.

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Mount Diablo Lending was founded with a mission of bringing the absolute lowest rates to market. Our entire business model is predicated on delivering our clients the lowest closing cost on the most competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive. For years, we’ve been offering the lowest rates and can guarantee we will not be beat.