National Pacific Lending Ratings & Reviews

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NMLS ID: 240639

National Pacific Lending

(5 of 5) 10 Reviews

100% of our customers would recommend this lender.

About National Pacific Lending

With over 25 years of experience in the Mortgage Industry, we understand that obtaining a home loan is one of the most important decisions made by our customers. Buying or refinancing your property is a very crucial financial investment. We at National...

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Loan Officers

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Michelle Basta Irvine, CA
Reem Misto Irvine, CA
zainab Al-Iraqi Irvine, CA
Mike Shah Irvine, CA
Richard Hillman Irvine, CA
Justin Shah Irvine, CA
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Customer Reviews

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10 Reviews

(5 of 5)
Review Breakdown
  • (10)
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  • (0)
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  • (0)
  • Lender Review
    from Los Angeles, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Wonderful People

    Richard has assisted with a home purchase and refinance for my wife and I. He has always been very professional and provided the best rates available with an understanding of the market that is beyond compare. Awesome team to work with.

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  • Loan Officer Review
    from Monterey, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    The Best!

    Zainab is always prompt in returning phone calls, forms are prepared for greater ease, and she is easy to work with. Very friendly and makes the entire process go as smooth as possible. She's the only Loan Officer I will work with as she is patient and kind.

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  • Loan Officer Review
    from Cerritos, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Reem is the best!

    Reem made our home buying process so easy, as she was there every step of the way! Thank you Reem for being so reliable!

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  • Lender Review
    from Cerritos, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    The best!

    Reem is the best lender! She was so helpful , honest and very knowledgable throughout the entire process. She was always available to answer all my questions. I would highly recommend Reem to anyone buying a house. She will go above and beyond to make the process as easy as possible!

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  • Loan Officer Review
    from Sacramento, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great new fixed loan on rental condo!

    This loan was a refinance of an existing adjustable loan into a new fixed rate loan, on a non-owner occupied (NOO) condominium in Santa Cruz, with our being in Sacramento, and NPL being in Irvine. It was also made more complex due to lots of real estate we own individually and jointly, and thus extensive tax filings, including income from independent family trusts. Luckily, the loan-to-value (LTV) on the property was very low, and our FICO scores are in the 825-850 range. Zainab and NPL worked very professionally on this loan, and we successfully got a great fixed rate that eliminates any continuing risk we would have had if we had to keep the old adjustable loan. A lot of loan companies would have refused to do this kind of loan, preferring to do a simpler and quicker one. I know this since I owned and operated a mortgage brokerage myself some 25 years ago. But, Zainab & NPL went through all the steps necessary to successfully complete the funding and close escrow. We are very satisfied with Zainab & NPL, and wouldn’t hesitate to recommend them to anyone else, or to use them again if we ever need to finance a new real property purchase, or refinance an existing real property we own. ... Read More

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  • Loan Officer Review
    from Mountain View, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Very Reliable

    Richard has always been very responsive and clear throughout the application process - it was a pleasure doing business with him Avi

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  • Loan Officer Review
    from Santa Monica, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Reem was a fantastic loan officer

    Reem was extremely helpful, direct, honest, and responsive throughout the process. She helped us through our first home loan (so we had quite a few beginner questions and concerns) with total patience and confidence. Can’t imagine the loan going so well in terms of rate, timing, and service without Reem.

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  • Lender Review
    from Van Nuys, CA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Good Lender

    Good experience with this lender. They had all the forms prepared. Everything went smoothly.

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  • Lender Review
    from Santa Monica, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Amazing Loan Services

    We used National Pacific Lending many years ago for our first home loan when we first moved to California. NPL was key in helping us navigate such a new and expensive market. More importantly, NPL made it possible for us to get our dream home with an affordable mortgage—something we thought would not be possible. Now, years later, we are using NPL to refinance our mortgage. If anything, NPL’s excellent services and rates have only improved since we used them the first time. Great people, service, and rates. We cannot thank NPL enough and will always look to them when in need of a loan in our lives. Highly recommend!... Read More

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  • Loan Officer Review
    from Van Nuys, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Expertise Makes the difference

    Mike took the time to listen to my goals for considering refinancing. He discussed options and did the research to see if I qualified for particular programs. In the end he helped us lower our monthly payment and we could not be happier! Thank you Mike for your experience and expertise in guiding us through the options. I will defiantly recommend you to friends and family.... Read More

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With over 25 years of experience in the Mortgage Industry, we understand that obtaining a home loan is one of the most important decisions made by our customers. Buying or refinancing your property is a very crucial financial investment. We at National Pacific Lending strive to make this process as easy as possible for you. Our company mission is to offer highly competitive pricing, unsurpassed customer service and protection of your privacy. Integrity, accountability, reliability and honesty are key factors how we do business and our repeat customers are proof of our trustworthiness.