NBKC Bank Ratings & Reviews

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NMLS ID: 409631

NBKC Bank

(4.7 of 5) 1906 Reviews

97% of our customers would recommend this lender.

About NBKC Bank

NBKC Bank customers spark ideas. They give us feedback and have helped us create the kind of company that consistently provides an exceptional customer experience. So, along with our extremely competitive mortgage rates, we fund FHA, VA and conventional...

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Loan Officers

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Justin McGuire Overland Park, KS
Kevin Kluck Overland Park, KS
Jamie Hamilton Overland Park, KS
Myra McFarland Overland Park, KS
Trenton Green Leawood, KS
Chad Lippelgoos Overland Park, KS
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Customer Reviews

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1906 Reviews

(4.7 of 5)
  • Lender Review
    from Bella Vista, CA
    (5 of 5)
    Recommended!
    Reviewed:

    TERRIFIC

    (0) (0)
    Working with Joe Zucht was a pleasure. He was extremely helpful and knowledgeable. He worked with us during he entire process and made the process much easier than expected. I would recommend Joe and NBKC Bank anytime to a friend.

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  • Lender Review
    from Hayward, CA
    (5 of 5)
    Recommended!
    Reviewed:

    AWESOME

    (0) (0)
    Awesomeness

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  • Loan Officer Review
    from Hayward, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Loved him!

    (0) (0)
    Thank you for excellent service...life saver!

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  • Loan Officer Review
    from Corning, NY
    (5 of 5)
    Recommended!
    Reviewed:

    I recommended Chad to family and close friends

    (0) (0)
    Chad is 1) competent, 2) friendly, and 3) followed through on his word - every single time. 1) As a first-time home buyer, I had a thousand questions for Chad. He knew his profession inside and out. Over the few months we worked together I had one or two questions that he hadn't heard of before; Chad would look them up and respond wtih answers within 5-10 minutes. 2) While he answered my beginner-level questions, Chad was friendly and simplified the complicated jargon for me. He taught me a ton about the loan and home-buying processes. 3) Chad was the most dependable person I worked with during the home-buying process. He always followed through on his word -- it was so refreshing. He delivered on every quote, deadline, and task that he promised. I gladly recommended Chad to both family and friends... Read More

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  • Loan Officer Review
    from Tucson, AZ
    (5 of 5)
    Recommended!
    Reviewed:

    Home loan

    (0) (0)
    Helpful. Easily available.

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  • Loan Officer Review
    from San Diego, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Wayne Medina - Awesome Loan Originator

    (0) (0)
    This was our first time purchasing a home and I don't think we could have been paired up with anyone better than, Wayne Medina! Every little question or worry he always had an answer to or would find out for us. At times I felt like he would get annoyed with all of our questions but he sure didn't show it on our end. Wayne made this purchase so smooth and quick that we never felt any bumps or hiccups along the way! I can't thank him enough for all that he did and the quick response that he always had with us during our communication! Thank you again, Wayne! We look forward to working with you in the future and will definitely give your name to those we know looking to purchase!... Read More

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  • Lender Review
    from Gaithersburg, MD
    (2 of 5)
    Reviewed:

    Closing review

    (0) (0)
    We got a great rate, but we were asked for documents repeatedly that had already been sent and then were told we wouldn't make our closing date until the bank received urgent documents that really should have been requested weeks earlier. A simple checklist with timelines as to when things should be submitted would have been great. Also if we could have submitted said documents to a secure online repository it would have showed that the documents were already provided. This created additional stress which could have been easily avoided with some attention to detail and organization. Additionally we were told that they would not provide a verification that we could go to closing until 24 hours of the closing date. This seemed odd and overly rigid. Lastly, because we closed on a house out of state from the bank, the closing disclosure was not correct regarding the taxes and other fees until hours before the closing appointment which was delayed 90+ minutes from the original appointment time because of these errors and whatever other delays. Our closing fees jumped 100% a day before closing only to settle somewhere in between on the day of closing. Our real estate agent and lawyer could only shake our heads at that point. It's done and we got a good rate. We just don't think it should have been so difficult.... Read More

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  • Lender Review
    from Crestview, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Great bank

    (0) (0)
    Best rates and lender credit we could find!

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  • Loan Officer Review
    from Crestview, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing Lender!

    (0) (0)
    We just purchased our first home and it went very smoothly! Kevin always answered his phone immediately and answered all our questions. He was on top of everything and a pleasure to work with! We recommend him to all our friends, and will definitely use him in the future if we move! He had the best rates and no one we talked to could match his lender credit for our va loan.... Read More

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  • Loan Officer Review
    from Niceville, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Mortgage

    (0) (0)
    I have recommended Kevin to 6 people already and we just closed. Kevin was amazing. Can't wait to work with him again.

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NBKC Bank customers spark ideas. They give us feedback and have helped us create the kind of company that consistently provides an exceptional customer experience. So, along with our extremely competitive mortgage rates, we fund FHA, VA and conventional loans in all 50 states, we’re committed to providing you with an exceptional mortgage experience – every single time.


NBKC Bank is a full-service, FDIC insured national bank and an approved Fannie Mae and Freddie Mac lender. Along with more than twenty-five years of home lending experience, we offer customers like you an easy and efficient online application process, customized loan options, the lowest possible rates, and ultra-low closing costs. As a bonus, there are never any “miscellaneous” hidden expenses with an NBKC mortgage loan. Our consistently high volume of mortgage loans, low overheads costs, centralized operations, and latest technology allow us to cut your costs significantly. As a direct lender, we approve and fund all of our loans, thereby eliminating the broker or "middleman.” As a result, you enjoy great rates and superior service at a big cost savings. Member FDIC. Equal Housing Lender. NMLS 409631