OneMain Financial, Inc. Ratings & Reviews

NMLS ID: 397340

OneMain Financial, Inc.

4.1 of 5 951 Reviews


Who is OneMain Financial, Inc.?

OneMain FinancialSM (Formerly CitiFinancial.) provides personalized loan solutions and one-on-one, local service at neighborhood branches nationwide. Use a OneMain Financial personal loan for bill consolidation, home improvements, unexpected expenses...

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53% of our customers would recommend this lender. (48 of 91)


Customer Reviews


  • (0) (0)

    Nice Lender

    Yes, I recommend this lender

    Helpful and fast

    By:   (Mobile, Alabama)Reviewed On:

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  • (1) (0)

    Excellent people

    Yes, I recommend this lender

    May I just say that Karen was just an excellent person to deal with in getting this loan..She was very thoughtful, helpful and very respectful of my information and treated me with the utmost courtesy...

    By:   (McKinney, Tx.)Reviewed On:

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  • (1) (0)

    The Best

    Yes, I recommend this lender

    I gave up after applying for so many other loans. When I applied to ONE MAIN I received an instant reply and in the next 3 days I received my check. Amen! I would not go any other place I know who I can count on now. Thank you guys so much

    By:   (Houston,Tx)Reviewed On:

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  • (1) (3)

    Very nice people

    Yes, I recommend this lender

    I was shocked that I was even approved for a loan not only once but twice and my credit wasn't that great but thanks to one main I was able to get my son's Christmas and pay off bills

    By:   (Conover nc)Reviewed On:

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  • (13) (2)

    $100 fee for $500 loan

    I applied this morning with great credit. Just needed a quick $500 loan to pay off early next month. First, I was told they do not have personal loans in that amount that minimum is $1000. After I explained to him that I am looking at their website which states $300-$10,000 he agreed to take application. I was told I was approved but their is a $100 closing fee. Closing fee of that much on such a small amount is ridiculous. Of course I declined loan.

    By:   (San Antonio)Reviewed On:

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  • (16) (2)

    personal loan

    Yes, I recommend this lender

    Great service.. Worked with me to understand credit. Cody arvada colorado office was courteous, creative and helpful. On the road to rebuilding credit!

    By:   (California)Reviewed On:

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  • (24) (3)

    Hard Credit Hit and High APR

    I was interested in looking at offers for a loan to purchase a vehicle. I have an "excellent" credit score according to Lending Tree however I was offered almost 25% APR. As far as I am aware, OneMain is the *only* hard credit inquiry that has hit my account, which is ridiculous considering the APR offered and the fact that I was simply looking for offers. I do realize there was a disclaimer prior to searching for offers, however I feel that the rate they offered in conjunction with a hard credit inquiry was simply unacceptable.

    By:   (Kentucky)Reviewed On:

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  • (7) (3)

    very bad

    customer service

    By:   (I did'nt put in for a loans from you)Reviewed On:

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  • (17) (2)

    Not in the right state

    When I applied for the loan I was not in my right state of mind. I just had lost my mother, didn't want my bills to overlaps due to paying for her arrangements. I signed and I pay 290.00 for 5 years, only 77.00 is going toward the loan. I got another loan from my bank and pay 70.00 every 2 weeks for the same amount but for 3 years. Lord I made a big mistake.

    By:   (Toms River,NJ)Reviewed On:

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  • (18) (3)

    watch

    One Main Financial pulled my credit report without even talking to me first! I did not even want to do business with them. All I was looking for was a good interest rate - not someone to be pulling my credit report through Lending Tree.

    By:   (Michigan)Reviewed On:

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OneMain FinancialSM (Formerly CitiFinancial.) provides personalized loan solutions and one-on-one, local service at neighborhood branches nationwide. Use a OneMain Financial personal loan for bill consolidation, home improvements, unexpected expenses and more. Count on OneMain Financial for a straightforward personal loan application, fixed rates, clear terms, flexible payment options and money the same day if your are approved by noon.
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