OneWest Bank, a div of CIT Bank, N.A. Ratings & Reviews

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NMLS ID: 541760

OneWest Bank, a div of CIT Bank, N.A.

(1 of 5) 1 Review

0% of our customers would recommend this lender.

About OneWest Bank, a div of CIT Bank, N.A.

Thinking of buying or refinancing a home? Turn to the mortgage specialists at OneWest Bank, a Division of CIT Bank, N.A. You can count on personalized service and one-on-one guidance every step of the way from application through closing. We’ll take...

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Loan Officers

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Francisco Gomez Pasadena, CA
Jonathan Hughes Pasadena, CA
Chesley Northrop Irvine, CA
Mahmoud Amhaz Pasadena, CA
Yvette Gilliam-Mccullough Santa Monica, CA
Sangbok Shim Pasadena, CA
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Customer Reviews

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  • Lender Review
    from Los Angeles, CA
    (1 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    None - we connected, but I didn't move forward

    Horrow Show

    I don’t usually bother with writing reviews, but my recent participation in dealings with OneWest bank has been such a horror show that I feel obligated to do so. So a guy is a 25 year customer of his friendly local neighborhood bank and tries to get a cash out refinance with an eye towards some remodeling. The bank calls up a loan officer from Pasadena and everything starts out ok. After personally handing most requisite paperwork to the loan officer, it is then required to re-upload these documents to their web system (by far not the best I’ve seen, by the way) and at this point the loan has been passed on to a processor and the loan officer goes incommunicado for a week — having failed to pass on the correct phone number for the appraiser to get in touch with the customer. After much delay, the appraisal was finally done. (In the meantime of course there was an error on the 4506-T form.) Then — presumably instigated by the underwriter — they start prying into everything from divorce agreement to bank deposit statements to rental lease, repeatedly requesting letters and explanations for purpose of loan and intent to occupy; all the while the loan officer appears to be under the impression everything would be fine. The underwriter turns down the loan on closing day, having worked extremely hard to come to the conclusion that the property under consideration must have been unoccupied for 2 years (false) and that the applicant must have intention of continuing to reside in his current apartment and rent out the house. In addition to everything else, the entire mess was designed to stretch out over 6 weeks (that’s not counting a couple more weeks of “escalation” to try to overturn the underwriter) when the national average for getting a mortgage is 3. Maybe all of this can be considered very funny, but it cannot bode well for an organization to have employees so dedicated to antagonizing the customer. I thought that even with all the mishaps, at the end of the day a bank advertising mortgages at least wants business — I was wrong. On the subject of funny, the bank loses a mortgage deal and a customer, the customer loses much time and money, but somebody did make a small profit from all of this: the appraiser... Read More

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Thinking of buying or refinancing a home? Turn to the mortgage specialists at OneWest Bank, a Division of CIT Bank, N.A. You can count on personalized service and one-on-one guidance every step of the way from application through closing. We’ll take the time to understand your unique situation. Then, we’ll tailor your home loan to meet your needs with one of our exceptional jumbo or conforming loan products. Let us help you find the home financing solution that’s right for you.