Optimum First Mortgage, Inc. Ratings & Reviews

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NMLS ID: 240415

Optimum First Mortgage, Inc.

(5 of 5) 6 Reviews

100% of our customers would recommend this lender.

About Optimum First Mortgage, Inc.

Our sheer volume allows us to charge you LESS than our competition! Due to our large funding volume lenders extend us better pricing in which we turn around and pass on to you, the customer. Optimum First is #1 in price and #1 in customer service. Optimum...

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Loan Officers

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Roger Gaffney Fountain Valley, CA
Brandon Castaneda Fountain Valley, CA
Brian Nakamura Fountain Valley, CA
Tara Schuster Fountain Valley, CA
Calvin Lee Fountain Valley, CA
William Clark Fountain Valley, CA
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Customer Reviews

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6 Reviews

(5 of 5)
Review Breakdown
  • (6)
  • (0)
  • (0)
  • (0)
  • (0)
  • Lender Review
    from Bakersfield, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Optimum First delivered what they promised

    (0) (0)
    Karl Sasaki did a fantastic job for us. My wife and I cannot be any happier with the service that Karl provided. He was upfront about the cost and rate and delivered on the promised rate and loan costs at closing. He kept educating us during the whole process and was extremely prompt to reply to any queries we had. We were a bit nervous in the beginning with dealing with an out of town lender but the first phone discussion with Karl took care of all the worries we had. I got estimates on rates and closing costs from 4-5 different lenders in Bakersfield but nothing came close to what Optimum First offered. The Life Time Rate Protection program offered is absolutely amazing and unmatchable. I will certainly recommend Karl Sasaki and Optimum to anyone for their loan needs. I give them 10 out of 10.... Read More

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  • Lender Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Optimum First - great job!

    (0) (0)
    Just completed my 15-year fixed rate refi with Optimum First Mortgage and I am one very satisfied client. Mark Alderton and his assistant Maria made all this possible. Mark is knowledgeable and was always either there to answer, or got back to me immediately, if I had any concerns. Thank you again, Mark and best of luck to you, Maria and Optimum First!

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  • Lender Review
    from Orange, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent service from Lee Glen!

    (0) (0)
    Jonathan is one of the best loan officers I have ever worked with. We are shopping around to refinance, and got to know Jonathan through a referral. He was wonderful and patient, explained every little detail and provided regular updates right till after the closing. He is also very transparent and explained upfront all the costs and various options depending on our situation. Overall, I wholeheartedly recommend Jonathan and Optimum First for your mortgage... Read More

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  • Lender Review
    from Santa Ana, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Very Easy Service, Knowledgeable Agents!

    (0) (0)
    Our agent Tara was helpful and informative. When we had questions, she was there to clarify and we weren't left in the dark. The service was quick and easy, and I would recommend Optimum First to friends and family.

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  • Lender Review
    from Solvang, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellen Service from Peter

    (0) (0)
    Testimonial: Peter was awesome regarding his diligence in getting this refinance accomplished. Always returned my calls and/or emails in a timely manner, and always had answers to my questions. To say the least, I am very happy with his professionalism and would highly recommend Peter for you loan needs. Rating: 5

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  • Lender Review
    from West Covina, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Absolutely the best!!!!!

    (0) (0)
    My loan officer is Jonathan Cave. He is absolutely the BEST. I have now used Jonathan/Optimum twice to refinance my home--each time for a better rate and for a loan with zero points and NO fees. Both loans closed in less than 2 weeks. On top of that, I never have to watch the market to determine if interest rates are down--Jonathan calls ME! There is never any pressure. He breaks it down into simple dollar and cents, as well as letting me know if it even makes sense for me to refinance. That's right, if it isn't in my best interest, he'll let me know right up front, thereby foregoing any commission he may have received on the refinance. Use them once and you will NEVER use another mortgage company again... Read More

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Our sheer volume allows us to charge you LESS than our competition! Due to our large funding volume lenders extend us better pricing in which we turn around and pass on to you, the customer. Optimum First is #1 in price and #1 in customer service. Optimum First Mortgage pledges our quote to be the lowest in the industry, there's no bait and switch here just low rates! Our loan officers are the best in the business with years of experience, knowledge and the expertise to get your loan funded fast. We pride ourselves on our commitment to deliver the highest level of customer service possible. Check out our Better Business Bureau A+ rating or read from our 1000+ customer reviews to see why we are the optimum choice for your next refinance. Plus, every refinance comes with our exclusive Lifetime Rate Protection!