Payoff Ratings & Reviews

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Payoff

(4.6 of 5) 28 Reviews

93% of our customers would recommend this lender.

About Payoff

Payoff empowers people financially so they can lead better lives. They focus specifically on helping you refinance your credit card balances by providing lower interest rates so you can pay off your balances faster.

Customer Reviews

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28 Reviews

(4.6 of 5)
Review Breakdown
  • Lender Review
    from Ashton, MD Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    June 1, 2018

    JB

    the process was professional and quick

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  • Lender Review
    from Davison, MI Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    May 25, 2018
    Loan Closed On:
    May 31, 2018

    Wonderful Company!!!

    I was amazed at how quickly the loan went through! I am so relieved that I have a much lower interest rate, especially since the credit card companies raised the rates ..even with people who had good credit.

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  • Lender Review
    from Ankeny, IA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    May 5, 2018

    Lack of customer service! I would not use!

    These people could not review submitted documents in a timely manner. After submitting application, suppling immediately requested documents and a 4 day wait. Their response was we have to many requests from people for loans and it will be a week or more to review. I stopped application if they can not review and supply you with an answer in a timely manner on an application, I can't imagine the customer service if there was a problem with your loan after accepting it! ... Read More

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  • Lender Review
    from Minneapolis, MN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    February 16, 2018
    Loan Closed On:
    February 27, 2018

    Five Star

    Steps to get a loan approval were easy to follow and once uploaded the time for the loan approval and direct deposit was faster than described!

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  • Lender Review
    from Houston, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    February 22, 2018

    "QUICK/SEAMLESS/AWESOME"

    The process was quick, efficient and stress free. I was overjoyed to be able to get rid of my credit card debt that was literally eating me alive in interest charges alone every month. I would easily recommend Payoff to a friend/colleague/family member and to anyone that will listen! Thank you so much for believing in me!!

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  • Lender Review
    from Tallassee, AL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 27, 2018

    Payoff those Credit Cards w/ PAYOFF!

    A $25K signature loan, without collateral, usually results in disappointment or a lender needing to take your blood & 2nd born. NOT WITH PAYOFF, truly the easiest loan process I have ever experienced. If you have been trying to figure out a way to consolidate those CC loans, without having to pay a high rate or jump thru a ton of hoops, then I highly recommend Payoff!! I had the money in my Checking account within just a few days!... Read More

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  • Lender Review
    from La Quinta, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 15, 2018
    Loan Closed On:
    January 23, 2018

    Simple and easy

    I received an email to welcome me to Payoff, it was a very simple process. I liked that they gave me a choice of different amounts to borrow with interest and payment options.

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  • Lender Review
    from Santee, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 6, 2018

    Great Experience

    It went very smoothly, they were always in contact me with on where we were in the process.

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  • Lender Review
    from Parksley, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Smooth & Simple

    I was impressed with the smooth, simple process. I also appreceiated the follow up emails explaining how the process was progressing.

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  • Lender Review
    from Chesaning, MI Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    January 6, 2018

    what a great experience

    With all the choices on Lending Tree it is hard to find one that fits your situation. They made it so easy that I thought there had to be more to the process. I received an email stating my deposit would be in my account within the next week. I was still skeptical. Low and behold they came through and now my credit cards have a zero balance. What a great feeling!!! I highly recommend the... Read More

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Payoff empowers people financially so they can lead better lives. They focus specifically on helping you refinance your credit card balances by providing lower interest rates so you can pay off your balances faster.