Personify Financial Ratings & Reviews

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Personify Financial

(3.5 of 5) 19 Reviews

74% of our customers would recommend this lender.

About Personify Financial

Responsible people with a steady source of income deserve a loan that fits their needs. At Personify Financial, we can approve those who others can’t - even with less than perfect credit. And, in many cases, our borrowers find that they get a better loan...

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Customer Reviews

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19 Reviews

(3.5 of 5)
  • Lender Review
    from Ontario, CA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    November 13, 2017

    Bad service

    Could not get the proper info updated on the website keept on closing on me no good.

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  • Lender Review
    from West Columbia, SC Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    November 12, 2017

    Money loan

    Everything is great

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  • Lender Review
    from Loves Park, IL
    (3 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Bumpy start but they helped me out

    Upon reading reviews of this company I see where my situation is going already. The frozen web site, the glitch in the system. They told me I was approved but I cannot E-sign because my pre-fix suffix (which is none) doesn't match my application they are currently working on this problem and I will be notified when its worked out? I now see that I will 99% be assured there will be no returned call. Bumpy beginning I think mainly tech difficulties but they did help me out and money was deposited right away Thank you... Read More

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  • Lender Review
    from Decatur, TN
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    So far so good/ UPDATE another glitch

    Some confusion and delays at the beginning and yes I got frustrated. The persons reviewing the document was not familiar with government issued award papers and not aware that credit unions do not show account numbers on statements. It took a few days to get that cleared up. But a very nice person called and I explained that she would have to scroll down to the photos of the canceled checks to get the account number and routing and also that I could not produce check stubs and tax papers since I was retired. It only took a couple of hours for the approval after the phone call. Since it was Friday, I am hoping to have the money in my account by Monday afternoon, we shall see. UPDATE So it's Tuesday and I called when no money showed up. Seems like the routing number on my account was wrong and I had to send in a cancelled check to verify it even though they had photocopies of checks on my statement. They said I made the mistake but I double checked and I did not. and even if I had gotten 1 number wrong I certainly would not have gotten 2, not as many times as I have put that number on a form. So now it has to go back to manual review and we wait once more for them to correct it. I understand this is a new company and the employees are not well trained yet, but I am getting frustrated. So again we wait and see if they get this cleared up and the money is actually deposited. Since my payment date is 2 weeks away lets hope they get it in the bank before I make a payment... Read More

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  • Lender Review
    from Decatur, TN
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    So far so good

    Some confusion and delays at the beginning and yes I got frustrated. The persons reviewing the document was not familiar with government issued award papers and not aware that credit unions do not show account numbers on statements. It took a few days to get that cleared up. But a very nice person called and I explained that she would have to scroll down to the photos of the canceled checks to get the account number and also that I could not produce check stubs and tax papers since I was retired. It only took a couple of hours for the approval after the phone call Since it was Friday, I am hoping to have the money in my account by Monday afternoon. we shall see... Read More

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  • Lender Review
    from Decatur, TN
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    They vanished/ updated 5/6

    I was confused by the whole thing. I uploaded all the required papers and the next day got a call from one of their reps who I could barely understand. he insisted that the federal letters from SS and the VA were unacceptable forms of income proof. He said if I had no tax returns or paystubs I did not qualify. ( I am retired) I emailed them and questioned why the papers were not acceptable. They emailed back and said yes they were, the person was mistaken and they would pull my application, review it and let me know. Well that was five days ago and I have heard nothing plus UPDATE.. they did call me back and explained that they were confused about dealing with a credit union instead of a bank. A credit union uses internal memo numbers and does not put your account number on the statement. This was confusing since they though that the suffix (72) for my account was part of the acct number. So I still do not know if I will get the loan but we do have the situation cleared up to proceed... Read More

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  • Lender Review
    from Atlanta, GA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    December 8, 2015

    A nightmare from beginning to end

    A nightmare from beginning to end I paid them off in 90 days. From my first payment they were having issues with their Billing System which made it look like I was not paying even though I had paid in full and on time. Issues with their Billing System persisted during the entire time that I have the loan. The straw that broke broke the camel's back occurred when doing the 3rd payment they double billed me. I realized it immediately it took them a full 48 hours to confirm and refund my money. In all my years I have never had anyone to make a mistake that huge thank God I had enough money in the bank to cover their mistake. I paid them off the next week.... Read More

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  • Lender Review
    from Lagrange, GA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    February 15, 2016

    Quick Approval

    Better rate than Lending Tree shown and also more money offered. Best rate offered so far by other lenders. Fast application and approval process! Would recommend this company.

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  • Lender Review
    from Kansas City, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    satisfied customer

    Fast and easy loan process.

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  • Lender Review
    from Lithonia, GA
    (5 of 5)
    Recommended!
    Reviewed:

    One of the best online loan companies.

    I am so grateful and thankful for Personify. I badly needed a loan for my daughter to be able to attend a Bible Center in Dallas, Texas, and to be able to pay some of my medical bills. I was very concerned if I could get a loan due to my fair credit. I went through Lending Tree and Personify gave me an offer with excellent terms very quickly. Sent me a contract on Sunday, and I had my money on Tuesday. They were superb!!! Excellent customer service!! I highly recommend them!!! I wish other companies were like them... Read More

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Responsible people with a steady source of income deserve a loan that fits their needs. At Personify Financial, we can approve those who others can’t - even with less than perfect credit. And, in many cases, our borrowers find that they get a better loan than they expected. We make getting a loan as fast and easy as possible, and treat customers with the respect they deserve. Our human approach to online banking provides you with easy ways to contact us and get quick responses to your questions. Every day, we approve people just like you. Get started today!