Prospect Financial Group, Inc. Ratings & Reviews

NMLS ID: 365482

Prospect Financial Group, Inc.

(4.8 of 5) 184 Reviews

96% of our customers would recommend this lender.

About Prospect Financial Group, Inc.

At Prospect Mortgage, we know your home is probably the largest investment you will make in your life. We are here to advise and guide you in making the right decisions that will best suit you and your family's mortgage needs. We will never try to sell...

Read more

Loan Officers

View All
Matt Chappell San Diego, CA
Jason Vondrak San Diego, CA
Dustin Beermann San Diego, CA
Brian McHugh San Diego, CA
Michael Millage San Diego, CA
Coby Camerer North Sioux City, SD
View all

Customer Reviews

184 Reviews

(4.8 of 5)
Review Breakdown
  • (160)
  • (14)
  • (2)
  • (1)
  • (6)
  • from Folsom, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 4, 2013
    Loan Closed On:
    December 1, 2014

    Trusted Loan Officer

    (0) (0)
    Prospect Financial Group is a great company to work with. Matt Chappell has been outstanding. My wife and I had worked with several mortgage brokers prior to finding Matt. After refinancing twice with Prospect Financial and getting additional mortgage related advice along the way, we are confident that we found a mortgage broker we can trust. It's not easy to find a loan officer who gives you his honest opinion even when it's not in his financial self interest. Anyone that asks (and even those who don't), my wife and I tell to go check out Matt Chappell at Prospect Financial Group... Read More

    Was this review helpful?

  • from Davis, CA
    (4 of 5)
    Recommended!
    Reviewed:

    Easy to work with and responsive customer service

    (0) (0)
    This is my first time refinancing and I found Prospect Financial through Lending Tree. I worked with Coby Camerer and he was great. He responded promptly and answered my questions well. Overall, the refinance process took a bit longer than I would have expected. I think my situation with owning a low income condo, dealing with the HOAs, the city, insurance issues, etc. things took longer than they should have. I got the loan officer the needed documents quickly but there were other factors out of our control. For how long it took to close the loan, it would have been nice if I were able to have dropped to a lower rate since rates were dropping the whole time from when I initially got locked in. Now that I have gone through the process I have a better idea of what is needed but I would use Prospect Financial again as they were easy to work with... Read More

    Was this review helpful?

  • from Long Beach, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Matt Chappell - My first choice.

    (0) (0)
    Working with Matt Chapell was fantastic. He was responsive, knowledgeable and patient. He was willing to work with me through a completely unfamiliar process and able to provide me with answers I was able to understand. His rates were competitive and even though I didn't go through my refi (with anyone), I wanted to work with Matt on another type of loan. Matt himself is personable, approachable, and willing to take his time and not pressure you. I hate high pressure sales and he made me feel comfortable... Read More

    Was this review helpful?

  • from Los Angeles, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Very pleased with the experience

    (0) (0)
    I would highly recommend Prospect Financial because they were extremely easy to work with and had the best rates. I started the refinance when I was 9 months pregnant and was able to finish shortly after the baby was born. PF staff were honest, straightforward and helped to keep things on track and make it simple. Most communication was done via email, which meant I had flexibility to respond and deal with the refinance when my newborn let me. I had previously looked into refinancing with 2 other big banks and they just seemed so impersonal and disinterested in my business. It's really nice to have gotten this done and be saving some money, so big thanks to Prospect Financial... Read More

    Was this review helpful?

  • from Trabuco Canyon, CA
    (5 of 5)
    Recommended!
    Reviewed:

    First Time Home Refinance

    (0) (0)
    I worked with Prospect Financial for my home refinance. It was my first time refinancing a home loan, and while it took longer than I expected, they were responsive and answered all my questions promptly. The only negative is that I had to keep following up to see how things were progressing, but all my emails were addressed immediately. Heidi and Coby were great to work with, and made the whole process pretty painless... Read More

    Was this review helpful?

  • from Los Angeles, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Service and a fast close

    (0) (0)
    Prospect Financial Group has been great. Always available when a question came up, even on a Saturday. And we closed very fast and with no problems. Early on in the process, they also kept an eye on rates and always kept me informed, even as rates were rapidly changing, and I got the rate I wanted.

    Was this review helpful?

  • from Indio, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Nice Smooth Pleasant Refinance

    (0) (0)
    Our cash-out refinance with Prospect Financial was a very pleasant experience. We worked with Coby and he was extremely helpful and pleasant to deal with. The loan process ran smoothly and all our questions were responded to very quickly. If you are looking for a knowledgeable and honest broker I highly recommend contacting Prospect Financial Group.

    Was this review helpful?

  • from Tracy, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great guys to work with...

    (0) (0)
    We recently re-financed our home with Prospect Financial Group. We worked with Coby Camerar and Jason Vondrak on our loan and it was a very smooth process. We got accurate information from the get-go and we were kept in the loop throughout the process. We got a very good interest rate and the best experience. It was a pleasure working with them. We plan to work with them for our future loan needs and we ca whole-heartedly recommend them to anybody who needs a loan... Read More

    Was this review helpful?

  • from Roseville, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience!

    (0) (0)
    I was dubious of getting a loan on the internet but thought I would see what a refi payment would be, and after some trepidation I decided to give it a try. It was just like the commercial, easy and all done from the comfort of my home. Prospect was great to work with and the whole experience was fantastic. No more bank loans for me, I am sold!!

    Was this review helpful?

  • from Yucca Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:

    My personal opinion of Dustin

    (0) (0)
    Dustin was helpful during every step of the refinancing process. Having never refinanced a home before, I was unsure of where to even begin. Dustin responded to every email in a timely manner and made sure all the paperwork was taken care of, making the process pain and worry free for me. He even got me a better rate than the original offer. I would definitely recommend Dustin to anyone... Read More

    Was this review helpful?

At Prospect Mortgage, we know your home is probably the largest investment you will make in your life. We are here to advise and guide you in making the right decisions that will best suit you and your family's mortgage needs. We will never try to sell you a mortgage; rather, we are here to guide you down the correct path. Prospect mortgage is committed to making the loan and buying process as fast and easy as possible. It's an approach that focuses on helping our clients reach their individual goals more quickly and more comfortably. It's the reason so many clients come back to us time and time again for all of their refinancing and purchasing needs. Prospect Mortgage understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing. If you don’t believe us, check out Prospect Mortgage reviews to see what other LendingTree customers are saying.