Prospect Financial Group, Inc. Ratings & Reviews

NMLS ID: 365482

Prospect Financial Group, Inc.

4.8 of 5 146 Reviews


Who is Prospect Financial Group, Inc.?

Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to...

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97% of our customers would recommend this lender. (141 of 146)


Customer Reviews


  • (0) (0)

    Home refinanace

    Yes, I recommend this lender

    Had a great experience with Mike Millage and Prospect Financial. Mike is experienced and knowledgeable about Home refinance and you never feel as if he is just trying to get your business and says what you want to hear. He is honest and everything he quoted was accurate. I would definitely recommend his services to all my friends

    By:   (San Lorenzo, Ca.)Reviewed On:

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  • (0) (2)

    Strung Along for Months

    Do not trust these people. They specialize in getting potential clients to pay for appraisals then they refuse to process their loan applications or extend the application process for months until the potential client simply gives up out of frustration.

    By:   (Orange County)Reviewed On:

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  • (0) (0)

    Delivered as advertised

    Yes, I recommend this lender

    Promises of zero costs for the refi were fulfilled; inquiries returned at a reasonable pace - Prospect delivered the refi as advertised - would recommend

    By:   (California)Reviewed On:

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  • (0) (0)

    Outstanding Loan Officer

    Yes, I recommend this lender

    Dustin Beermann came highly recommended by a friend who is an executive in the banking business. Mr. Beermann exceeded my expectations and earned my trust. He was honest, credible, reliable, professional, and attentive to every detail and every question I had. I was grateful and impressed that not only he educated me through the process but provided me with all options available along with the pros and cons to make a decision without pressuring me. He devoted time, and provided promptly, quality of information even before I agreed doing business with him. He managed all the hurtles of my loan process with kindness, patience and positive/encouraging attitude. I have received an outstanding customer service from Dustin and I would recommend him to my family members, friends and colleagues. I am grateful for how he managed the refinancing loan of my house.

    By:   (California)Reviewed On:

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  • (0) (0)

    Excellent service

    Yes, I recommend this lender

    I was very happy with the excellent service I received working with Dustin.

    By:   (Los Angeles)Reviewed On:

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  • (0) (0)

    Recent client

    Yes, I recommend this lender

    Process was trying due to all the documentation required

    By:   (CA)Reviewed On:

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  • (0) (0)

    PRAISE FOR DUSTIN BEERMANN

    Yes, I recommend this lender

    If I had known that the process of getting a refinance approved was going to be so painless, I would have called Dustin a long time ago. He made each step easy and explained everything in an understandable way. He never made me feel that I was asking stupid questions (which I probably was) and always responded quickly to all of my emails. This was in spite of the fact that he was experiencing some painful issues in his personal life. He is a very friendly yet professional agent and I feel lucky to have found him.

    By:   (Whittier, CA)Reviewed On:

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  • (0) (0)

    Excellent Experience

    Yes, I recommend this lender

    I chose to go through Prospect Financial Group for the refinance of my California property because the marketing person I spoke with was very professional and not pushy at all, and because Prospect offered the absolute best rate for a zero cost loan, including the guarantee to follow up down the road if an even better rate is later revealed. I worked with Loan Officer Brian McHugh, who handled my case in a very responsive and professional manner. He answered all questions immediately and never left me wondering. All referrals he provided were to equally responsive professionals. Although refinancing a mortgage loan is not an easy process, Brian made it as expedient and pleasurable as possible. I highly recommend Prospect and, in particular, Brian as a loan officer.

    By:   (Alameda, CA)Reviewed On:

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  • (0) (0)

    Great experience

    Yes, I recommend this lender

    No complaints! Brian J was great to work with, providing frequent updates throughout the process. Cheap, quick and honest! Highly recommend!!

    By:   (Victorville Ca)Reviewed On:

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  • (0) (0)

    Great Loan Agent at Prospect

    Yes, I recommend this lender

    I worked with Matt Chappell to get qualified for a home refinance. I must stay that I was very highly impressed. Matt sent me an email with one paragraph which covered his offer in its entirety. It said in very clear, simple language what kind of loan they could offer, the interest rate, what was my share of the costs, what costs were free. I haven't worked with any lender who has given such straight forward information. This made me comfortable with Prospect right away. Matt is very quick to respond and I felt I was in very good hands. Unfortunately, I did not qualify for a loan at this time, however, I will come back to work with Matt and Prospect again in the future. I believe this is the only lender I have met who does a no cost refinance. Thank you Matt for all your help, you are an amazing loan agent and an asset for Prospect. I haven't found a loan agent like you with other lenders in the recent years.

    By:   (Concord, California)Reviewed On:

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Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to guide you down the correct path. We are absolutely committed to making the loan and buying process as fast and easy as possible. It's an approach that focuses on helping our clients reach their individual goals more quickly and more comfortably. It's the reason so many clients come back to us time and time again for all of their refinancing and purchasing needs. Prospect Financial Group, Inc. understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing.
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