Prospect Financial Group, Inc. Ratings & Reviews

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NMLS ID: 365482

Prospect Financial Group, Inc.

(4.8 of 5) 263 Reviews

95% of our customers would recommend this lender.

About Prospect Financial Group, Inc.

At Prospect Financial Group, Inc., we know your home is probably the largest investment you will make in your life. We are here to advise and guide you in making the right decisions that will best suit you and your family's mortgage needs. We will never...

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Loan Officers

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Benjamin Gulder San Diego, CA
Jessie Beckett San Diego, CA
Dustin Beermann Milwaukie, OR
Matt Chappell Astoria, OR
Matthew Thomas San Diego, CA
Jason Vondrak San Antonio, TX
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Customer Reviews

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263 Reviews

(4.8 of 5)
  • Loan Officer Review
    from Ontario, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent Experience!!!

    Matthew Thomas is your loan officer. He is was able to provide information on current rates and gave me several options. Thank you for making this process move smoothly and quickly.

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  • Lender Review
    from Ontario, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    January 2, 2018

    Excellent Experience!!!

    Thank you Matthew Thomas! Matthew is very knowledgeable person. Great customer service. He was able to provide me with the best rate possible. My refinance went smoothly and quickly. I recommend Matthew Thomas and Prospect Financial Group. Thank You!!!

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  • Lender Review
    from Littleton, CO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent Experience

    Alyssa Danese is fantastic. I had a complicated refinance and she was not only very knowledgeable but always quick to respond and extremely professional. I own two homes and have refinanced many times with larger financial institutions. I can tell you that working with Alyssa and her Prospect Financial team was a refreshing experience. Their rates and closing costs were also more competitive than the big guys. I was skeptical at first, but am now a big fa... Read More

    Was this review helpful?

    Thanks for taking the time to leave us a review on LendingTree. It’s great to hear you had a positive experience and that you are pleased with your rate. We hope you enjoy the rest of your day!
  • Lender Review
    from Napa, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Jessie is the best

    Jessie was very professional and responsive when explaining the refi process and answering all my questions. I would highly recommend her. Thanks, Rick

    Was this review helpful?

    Thanks so much for the review! We are happy to hear all of your questions were answered promptly. Thanks again, Rick!
  • Lender Review
    from West Sacramento, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great company!

    They were always willing and ready to handle any of my concerns or questions that came up. Also, it was a speedy execution of a difficult process for us during a difficult time in our lives. Proficient and efficient company with a very qualified staff! Personal thanks to all of you!

    Was this review helpful?

    Thank you so much for the positive review. The Prospect Financial Group team is happy to hear your refinance process was speedy and that all of your questions were answered promptly. Thanks again!
  • Loan Officer Review
    from West Sacramento, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    A great communicator!

    This was a difficult decision and process for my husband and I but Benjamin made it so much easier. He was sympathetic to the loss of three family members this year including my parents and 27 year old granddaughter plus so many more tragedies. He displayed the patience of Job and if he hadn't things wouldn't have gone as smoothly since I was filled with doubts, fears and questions. But he hung in there answering even one may have then silly questions. Then he walked every step of the way with me and following up with the staff in his office to make sure it was a win-win for all of us. My calls were always returned or picked up immediately and if he couldn't take them he would call me back. He may look young but he is knowledgeable, experienced has great communication skills and kind! We wouldn't hesitate in using his company again! Thank you for such a smooth and fast transaction Benjamin!... Read More

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  • Loan Officer Review
    from Carlsbad, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Matt Chappell delivers excellant service!

    My loan officer, Matt Chappell, was a pleasure to work with and he is very knowledgeable about the whole refinance process. We ran into several bumps in the road, but Matt's experience, expertise, and creativity helped us get through the process. For instance, I needed to get some information out of my 401k company that the underwriting was requiring of me, but after multiple tries, I was completely unsuccessful and actually at a deadlock with them. Matt took it upon himself to personally call my 401k company, and on his third attempt, he was successful in getting what we needed. I highly recommend Matt for all your mortgage and refinance needs!!! A Happy Carlsbad Custome... Read More

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  • Lender Review
    from Carlsbad, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Prospect Financial Group got the job done!

    Prospect Financial Group, Inc. was a pleasure to work with and I had a very good experience. My loan officer, Matt Chappell, was extremely helpful and went above and beyond the call of duty in several instances. We had an issue with my 401k company. I could not get them to help me figure out how to acquire particular information the underwriter was requiring. We were at a deadlock, but Matt personally called my 401k company and on his 3rd try he was able to extract exactly what we needed. Matt is a pro and very knowledgeable about the process. There were a couple other bumps in the road, but they were all dealt with and solved in a timely and professional manner. I highly recommend Prospect and Matt for all your Mortgage needs!!! A Happy Carlsbad Custome... Read More

    Was this review helpful?

    Thanks so much for taking the time to leave us some feedback! We appreciate it, and we are happy to hear your refinance process went well even if there were some bumps in the road. Thanks again!
  • Loan Officer Review
    from Austin, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Delivered as promised!

    Worked with Coby Camerer and his team on a VA refinance loan. After a rocky start with another agent, Coby reached out and reassured me he'd take me to the finish line with no problems that could not be overcome. My previous refinance attempt was a bust at literally the final hour due to the agent not making sure our condo community was VA-approved from the get go. So I paid for an appraisal for nothing. As a sign of good-faith, Coby offered to refund me the appraisal fee on the repeat refinance attempt to give me confidence that I wouldn't lose any money in the 2nd try. Being out of state (I'm fron TX) added a twist, but Coby answered all of my questions either by email or phone in a very timely manner. If he wasn't available, someone else stepped in and answered my questions. Everything was done quickly and as efficiently as possible--mostly via electronic documents via a slick online app. Even closing was done via a mobile notary" (arranged by Prospect) that took less than 30 minutes to do at my house. In the end, my refinance went through without any hiccups and is saving me over $600 per month in my monthly mortgage payments! And as promised, I got a check from Prospect refunding me what I paid for the appraisal. I would definitely do it over with Coby in the future if the opportunity every arose again. When it comes to customer service, I'm pretty picky (ask my family and close friends)--so for someone to get five stars from me is a pretty big deal. Hats off to Coby and his team for a job well-done! ... Read More

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  • Lender Review
    from Austin, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Delivered as promised

    Worked with Coby Camerer and his team on a VA refinance loan. After a rocky start with another agent, Coby reached out and reassured me he'd take me to the finish line with no problems that could not be overcome. My previous refinance attempt was a bust at literally the final hour due to the agent not making sure our condo community was VA-approved from the get go. So I paid for an appraisal for nothing. As a sign of good-faith, Coby offered to refund me the appraisal fee on the repeat refinance attempt to give me confidence that I wouldn't lose any money in the 2nd try. Being out of state (I'm in TX) added a twist, but Coby answered all of my questions either by email or phone in a very timely manner. If he wasn't available, someone else stepped in and answered my questions. Everything was done quickly and as efficiently as possible--mostly via electronic documents via a slick online app. Even closing was done via a mobile notary" (arranged by Prospect) that took less than 30 minutes to do at my house. In the end, my refinance went through without any hiccups and is saving me over $600 per month in my monthly mortgage payments! And as promised, I got a check from Prospect refunding me what I paid for the appraisal. I would definitely do it over with Coby in the future if the opportunity every arose again. When it comes to customer service, I'm pretty picky (ask my family and close friends)--so for someone to get five stars from me is a pretty big deal. Hats off to Coby and his team for a job well-done! ... Read More

    Was this review helpful?

    The Prospect Financial Group team appreciates you taking the time to leave us a review on LendingTree. Thank you again, Jay!
At Prospect Financial Group, Inc., we know your home is probably the largest investment you will make in your life. We are here to advise and guide you in making the right decisions that will best suit you and your family's mortgage needs. We will never try to sell you a mortgage; rather, we are here to guide you down the correct path. Prospect Financial Group is committed to making the loan and buying process as fast and easy as possible. It's an approach that focuses on helping our clients reach their individual goals more quickly and more comfortably. It's the reason so many clients come back to us time and time again for all of their refinancing and purchasing needs. Prospect Financial Group understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing. If you don't believe us, check out Prospect Financial Group reviews to see what other LendingTree customers are saying.