Prospect Financial Group, Inc. Ratings & Reviews

NMLS ID: 365482

Prospect Financial Group, Inc.

4.8 of 5 163 Reviews


Who is Prospect Financial Group, Inc.?

Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to...

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96% of our customers would recommend this lender. (156 of 163)


Customer Reviews


  • (0) (0)

    Great Refi Experience

    Yes, I recommend this lender

    Coby Camerer was a great help with my latest refinance. Refinancing a house can be time consuming and stressful. With Coby that was kept to a minimum. He kept in contact with me throughout the whole process, even when some unexpected surprises happened. He let me know immediately and had a plan in place to take care of things. Thank you Coby for all of your help

    By:   (Santa Clarita, CA)Reviewed On:

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  • (0) (0)

    Great job!

    Yes, I recommend this lender

    Jevon and team did a great job on our refi. It was a long process but Jevon knew that we wanted to hit 3.75% and we did. Nice job! We recommend and we will definitely use again.

    By:   (San Rafael, CA)Reviewed On:

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  • (0) (0)

    Thank you Lending Tree and Prospect Financial

    Yes, I recommend this lender

    I was always skeptical about re-financing, borrowing more and saving just didn't seem correct. I tried the Lending Tree approach and Prospect Financial contacted me. Andrew Hovey was the expert assigned to me. He had all the answers I asked, made everything easy, scheduled the Notary to come, everything. And all through email contact. It was easy and at "my" convenience. Prospect Financial had the best rate from any that had contacted me (8) I would definitely refer anyone to Andrew Hovey and Prospect Financial.

    By:   (Turlick, California)Reviewed On:

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  • (1) (0)

    Tony RIce!

    Yes, I recommend this lender

    Tony Rice was magnificent through the entire process. He was upfront, honest, responsive, flexible and most shocking of all admitted when he didn't know the answer to a question and found out the answer, which meant less work for us and more risk for them. There was a questionnaire required near the end, and instead of charging us $315, which is what our development was asking, made their own form and charged us $0. This was something I didn't ask for and was something Tony did on his own. I could not have asked for a better experience and am grateful and so pleased to have our home refinanced. Thank you!

    By:   (San Ramon, Ca)Reviewed On:

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  • (0) (0)

    Michael Hansen is a star

    Yes, I recommend this lender

    Great service from Michael.

    By:   (Rancho Mirage)Reviewed On:

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  • (1) (0)

    Great Refi Experience

    Yes, I recommend this lender

    We were interested in a 20 yr term refinance and had several companies contact us through lendingtree, as well as our mortgage company at the time. Prospect Financial Group was the first company to contact us, with the best rate, and with the lowest fees. Clint Russell did a great job of walking us through the refinance process. He was proactive and helped us keep our rate when we caused a delay in processing. He was available by phone and email whenever I had questions and took great care in answering me. My husband and I would recommend Prospect Financial and specifically Clint to anyone looking to refinance their home.

    By:   (Laguna Niguel, CA)Reviewed On:

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  • (0) (0)

    Re-Finance

    Yes, I recommend this lender

    We worked with Andrew at Prospect on our Re-finance and he was very helpful, patient and was able to get us an interest rate we are happy with. He was very responsive to any questions I had and very timely in everything that he did for us. I would highly recommend Andrew and Prospect Financial for any of your mortgage needs.

    By:   (Pittsburg, CA)Reviewed On:

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  • (1) (0)

    Refinance condo 30 yrs fixed

    Quick to respond to quotation Good faith estimate was 3.75% Best rate among peers. By the time i am about to lock, it increased to 3.99% After few weeks, the loan officer (C.R.) Told me that rates go up and they can only offer 4.10%. After the loan is ready to close he told me the rate is now 4.227% He said he need to extend the lock twice. But never gave me a warning on the 1st or 2nd lock extension. While we review the delays was caused really caused by them, i already provided the hoa reserve study but they did review what i gave them. He told me that the lender doesnt care of the reason and prospect financial is just the broker. I still end up refinance with prospect as i already spent money for appraisal. Lesson learned. Better find a true no cost refinance and do two direct lenders at the same time. That way they have the motivation to close your loan quickly and not to their advantage. While find a true direct lender as it can close faster as not waiting for both lender and broker. Thank you

    By:   (Northridge, ca)Reviewed On:

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  • (0) (0)

    Refinance

    Yes, I recommend this lender

    Our refinance was AWESOME. Andrew was polite and totally honest every part of the way. He was attentive and if I had a question after hours he gave me his cell # so I could contact him. It was the best experience in refinancing Ive ever had. I would definitely recommend this company.

    By:   (Fresno, Ca)Reviewed On:

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  • (0) (0)

    Refinance

    Yes, I recommend this lender

    Lending Tree recommended me to Prospect Financial for a home refinance. I had a wonderful experience. Thank you.

    By:   (Corona, CA)Reviewed On:

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Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to guide you down the correct path. We are absolutely committed to making the loan and buying process as fast and easy as possible. It's an approach that focuses on helping our clients reach their individual goals more quickly and more comfortably. It's the reason so many clients come back to us time and time again for all of their refinancing and purchasing needs. Prospect Financial Group, Inc. understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing.
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