Prosper Marketplace Inc Ratings & Reviews

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NMLS ID: 111473

Prosper Marketplace Inc

(4.6 of 5) 922 Reviews

95% of our customers would recommend this lender.

About Prosper Marketplace Inc

Prosper offers access to low, fixed rates on fully amortized personal loans to individuals with good-to-excellent credit.  Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $2 billion in funded...

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Customer Reviews

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922 Reviews

(4.6 of 5)
  • Lender Review
    from Clifton, CO Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    August 17, 2017
    Loan Closed On:
    August 21, 2017

    Highly recommended

    They where the first lender that gave me a chance after being denied so many times it was a good rate they where prompt and had my funds in four days awesome. It is backed by investors which you can become a investor and help others get their loans to get back on track. We all make mistakes I think it's awesome that their is a company like this.

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  • Lender Review
    from Ashville, OH Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    June 25, 2015

    Prosper is easy to work with

    Prosper was very easy to work with. I got the funds I needed fast. I have recommended them to my friends.

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  • Lender Review
    from Glen Cove, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Highly recommend!

    I absolutely would, I was able to refinance my personal loan with a 28% with a previous lender to prosper who cut my rate & term in half! Thank you so much!

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  • Lender Review
    from Fortuna, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    June 29, 2015

    Good folks to work with

    Prosper was very quick to respond and required very little from me, except payroll confirmation. They do check your credit and the final offer is dependent on that, but I keep up with m y credit standing and this was no problem. I was given three choices of loans, and three different periods in which to pay back the loan (3 years, 5 years or 10) with the APR increasing the longer the payback time. I received a great APR; half of what I was paying for the current debt reduction loan I had taken out a couple years back. The loan was funded within two days of completion of application requirements. Everything was completed online... Read More

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  • Lender Review
    from Hialeah, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 22, 2015

    very good experience

    great help to build my credit

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  • Lender Review
    from Wildomar, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    August 4, 2014
    Loan Closed On:
    August 11, 2014

    #1 Choice! Prosper

    It was fast and easy. Customer service helped me along the way with any questions I had and the made the entire process stress-free. I would totally work with Prosper again.

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  • Lender Review
    from Kissimmee, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Very satisfied

    I was very skeptical about applying for a loan online. I'm very pleased with how easy and quick the process was! I would recommend Prosper to my friends and family. Thank you Prosper!!

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  • Lender Review
    from O Fallon, MO
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Quick but credit score information inconsistent

    Although the rates were on the high side the response was quick. I did learn that there seems to be no consistency in information about your credit score, based on other places I applied for credit. There was a range on my score from the low 600s to the high 600s and credit karma had my score in the 700s

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  • Lender Review
    from Mundelein, IL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    GREAT

    EVERY THING DONE ON LINE, AND WITH MY SCHEDULE IT WAS GREAT...IM SO HAPPY BIANCA RECOMMENDED ME!

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  • Lender Review
    from Levelland, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    I'm currently working with this lender

    Great Company

    I have used them twice and it was easy and fast. Will usend them again if I have to.

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Prosper offers access to low, fixed rates on fully amortized personal loans to individuals with good-to-excellent credit.  Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $2 billion in funded loans. Through Prosper, borrowers can borrow between $2,000 and $35,000 for almost any loan purpose. Whether you are looking to consolidate credit card balances into one low monthly payment, working on a home improvement project, or need help with your small business, Prosper has the money you need. View Prosper reviews to see what other LendingTree customers are saying about this lender.