rateGenius Ratings & Reviews

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NMLS ID: 1003417

rateGenius

(4.4 of 5) 516 Reviews

89% of our customers would recommend this lender.

About rateGenius

RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer,...

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Customer Reviews

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516 Reviews

(4.4 of 5)
  • Lender Review
    from York, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 24, 2018
    Loan Closed On:
    March 30, 2018

    Great rate!

    Everything worked well. Great rate! Very responsive.

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  • Lender Review
    from Alexander, AR Confirmed LendingTree Customer
    (3 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    June 11, 2017
    Loan Closed On:
    June 27, 2017

    Avg Company

    They handled the process very promptly but they did leave out a few details about my contract.

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  • Lender Review
    from Audubon, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 10, 2018
    Loan Closed On:
    March 21, 2018

    New Car Refinanced Quickly

    Refinanced a loan on a new vehicle purchase. I saved 2 points and had the loan closed before the first payment was due. They are easy to work with. Would recommend.

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  • Lender Review
    from Dallas, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 28, 2018

    Auto Refinance

    The representatives were very quick to respond to any questions i had and made the process very simple. They kept communication with me and regarding the status of my vehicle refinance and i would definitely recommend them to family and friends!

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  • Lender Review
    from Yorktown Heights, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 27, 2018

    Great Loan Broker!

    These guys are fantastic. Refinanced my car loan down to 2.89% Great people to deal with. Would highly recommend them....give them a try....they’re way ahead of the competition!

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  • Lender Review
    from Arlington, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    February 21, 2018

    Lower those rates in a flash.

    Good and quick service. Easy to communicate and really helped me bring my interest rate down. Good chain of connections with credit unions.

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  • Lender Review
    from Boynton Beach, FL Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 25, 2018

    Car refinance

    My apr was 8.89 percent LendingTree connected me with lenders. Reliable. I went with rate genius. They refinance my car for me took no more than 7 days. Now my apr is 3.44 percent. I appreciate LendingTree. You can save up to $90 dollars a month depending on the schematics. But apr is important to save on monthly. I waited until my credit improved and refinanced. Dont over pay with apr. refinance. I mailed out the paper work first class. Fees covered by rate genius. Heads up. Dont take the first offer rate genius offer. At first they offered 5.5 percent I Requested they keep searching with companies then they found a 3.4. Tell them that you will go with another lender. That offered you less. In my case it was true another lender offered me less. I just heard good things about rate genius. So don’t go with the first offer. LendingTree puts you in connect with world wide lenders so consider it. Be patient. . Dont let them rush you through the process. Ray brown helped me from rate genius. Hes a good guy. He works diligently. Good luck hope this help... Read More

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  • Lender Review
    from Euclid, OH Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 23, 2018

    Tim Brown rocks

    Tim Brown was my loan officer, very informative and inquisitive. Got back with me when I had concerns and questions throughout the entire loan process. I highly recommend him and only look forward to future loan opportunities. Thanks again Tim

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  • Lender Review
    from Redondo Beach, CA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 2, 2018

    Hurry Up and Don’t ask Any Questions

    I will not and cannot refer a company with this type of customer service and responsiveness. My loan officer was ALWAYS in a rush and got extremely short and frustrated when I asked any questions at all. At one point he made sure to tell me that he doesn’t get paid per loan but by volume so basically hurry up and make a choice. I’ve used LendingTree before for an auto loan but I may reconsider next time after being matched with RateGenius.... Read More

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    Brian, thank you for your feedback. Because we always strive to provide our customers with excellent service and communication, we are disappointed to hear that your experience with us was anything less than perfect. Though our loan officers are encouraged to meet engage with a high volume of customers, they are equally as encouraged to treat each customer as an individual, with respect, and with time and care. We certainly do not condone communicating frustration and impatience in any of our employees, and we will certainly address this matter internally to ensure that your experience is isolated. Thank you again for your review. We have certainly enjoyed working with you, and we hope to do so again in the future. Sincerely, rateGenius Management.
  • Lender Review
    from New Kensington, PA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 16, 2018
    Loan Closed On:
    February 23, 2018

    A Good Experience

    Rate Genius helped me obtain a refinance loan for my vehicle that substantially reduced the interest rate of the original loan. I am pleased with their service.

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RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle.