rateGenius Ratings & Reviews

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NMLS ID: 1003417

rateGenius

(4.1 of 5) 287 Reviews

80% of our customers would recommend this lender.

About rateGenius

Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their...

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Customer Reviews

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287 Reviews

(4.1 of 5)
Review Breakdown
  • (177)
  • (54)
  • (11)
  • (9)
  • (36)
  • from Soddy Daisy, TN
    (5 of 5)
    Recommended!
    Reviewed:

    lower your auto payment

    (0) (0)
    Thank you Blake Jordan for reducing my auto payment from $317.00 to 231.99. Give Blake a Call . It's the best decision you can make. Thank You Rate Genius !!!

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  • from Clinton, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    March 31, 2016

    recommended

    (0) (0)
    Quick, easy and unforgettable. I was pleased with the service and quick response to calls and questions.

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  • from New Bloomfield, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    September 29, 2015
    Loan Closed On:
    October 6, 2015

    $$ Thank you rateGenius! $$

    (0) (0)
    I would have never guessed refinancing my auto could be so easy! Amazing rates and terms. Saved me lots of $$$!! Thank you rateGenius.

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  • from Hartland, VT Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    September 14, 2015

    Great service

    (0) (0)
    Awesome Advice and honesty. Very timely in responding to my request. Thx!

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  • from Riverside, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    August 21, 2015

    You have to give them a chance

    (1) (1)
    Great company they accomplish what they say and give you a decent rate as well. I would not make a decision until I see what this company has to offer. Thank you.

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  • from Random Lake, WI
    (1 of 5)
    Reviewed:

    Poor service

    (1) (0)
    Very poor service. It felt like we were in a continuous loop of sending documents and them asking for me. Finally after 3+ weeks of going back and forth daily they asked for a copy of my social security card. I just gave up because I doubt the deal would ever end. Very inexperienced people working there.

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  • from Canton, GA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    May 15, 2014

    Agressive

    (3) (2)
    The reason I would not recommend this company because they are to aggressive. I listed my email and cell number as a contact with lending tree. I received several phone calls on my home phone number which I did not provide or authorize as a contact option. Because of this tactic I could not consider them for my business.

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  • from Easton, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    July 3, 2015

    Wow

    (1) (1)
    The speed and responsiveness of the team was amazing. Would strongly recommend them.

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  • from Phoenix, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    July 2, 2015

    Quick and Painless

    (2) (1)
    After reading reviews here on LendingTree, I was skeptical that I would be able to work with a lender that had a level of professionalism I would expect. It turns out RateGenius was professional, efficient and prompt. Their loan application process is highly automated via the web. If you know how to take pictures with your phone, read and fill out documents, you will do well. I had one document which needed a notary, and hard copies to mail in. As part of their process, they provided a means of printing a UPS label from their site which made things easy. Within about two days, I was notified my loan would be funded and my old loan would be paid off. I wish I could have received a better APR, but in the end, I felt pretty good about what I got. I will definitely consider RateGenius again in the future... Read More

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  • from Cold Spring, Kentucky 41076
    (1 of 5)
    Reviewed:

    Car loan car loan refinance

    (3) (1)
    they told me they got me a better deal on my car loan, I had a interest rate of 19.0/0 percent....they found a lender credit union would lower my interest rate to 10/45, I said that was wonderful great, only stipulation for the line with the I have to buy the gap insurance, I said I did not want buy there gap insurance, I told the loan office already have my gap insurance with my regular Insurance Company, he told me if I didn't buy their cap Insurance the light will not be approved... Read More

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Based in Austin, Texas, rateGenius is the largest vehicle refinance services and solutions provider in the country. With a network of more than 200 competitive lenders, rateGenius can find customers the most competitive interest rates to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles. RateGenius does not charge any finance or document fees and our services come at no cost to you, the consumer. If you want to save the most on your vehicle refinance talk to a rateGenius Loan Specialist first.