rateGenius Ratings & Reviews

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NMLS ID: 1003417

rateGenius

(4.4 of 5) 497 Reviews

89% of our customers would recommend this lender.

About rateGenius

RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer,...

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Customer Reviews

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497 Reviews

(4.4 of 5)
  • Lender Review
    from Syracuse, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    August 26, 2015

    JPOWELL1965

    Fast, friendly service. Got my rate under 3%.

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  • Lender Review
    from Jackson, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 15, 2017

    GREAT SERVICE

    The service was fst and completed as stated. I would highly recommend.

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  • Lender Review
    from Hollywood, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 16, 2017

    Auto Loan Refinance

    They were fast and with very good attitude and responses on my car loan!!!!

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  • Lender Review
    from Corpus Christi, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    December 10, 2017

    Much appreciated

    I appreciate the quickness, friendliness and efficient service I received. From the time I applied until the time the check was sent, was a week, which made things so very easy.

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  • Lender Review
    from West Hartford, CT Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    November 28, 2017

    Great Staff

    Candi was fabulous assisting me through a car refinance. She was prompt and patient and stepped me through the whole process. She was also readily available for questions that I had after my loan process was completed. I initially started out with another agency that was a very bad experience, so I am glad that I was able to use rateGenius in the end.

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  • Lender Review
    from Anniston, AL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    November 6, 2017
    Loan Closed On:
    November 30, 2017

    Rategenius = Amazing

    This company has a spectacular staff that goes out of their way to help with your loan. They help not only to get you a great rate of on your loan but try and get you special offers to further increase the value of your deal. Your loan officer will answer any questions you have and keeps in contact with you without being overbearing. Not only did they help me with the refinancing of my Jeep but got me a factory warranty on my previously owned Jeep. Also shopped around for me and lower my insurance rate. Just flat out amazing... Read More

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  • Lender Review
    from Spring Hill, TN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    November 16, 2017
    Loan Closed On:
    November 30, 2017

    Rate Genius Delivered

    I wanted a lower rate at possibly slightly lower term or same term on brand new auto purchase. I fealt the dealers rate should’ve been better with my favorable credit scores. After putting Lending Tree on the job, I was instantly popular as my phone, email, and text was blown up with offers and contacts. I talked to several entities before deciding. I was called “Bro” and “Dude” in communications (not kidding) by some contact exchanges. Another had numbers and rates that didn’t quite add up, and tried to hard sell me on extra warranty coverage before we even had an agreement. I ultimately went with Chad Mikels at Rate Genius. All contacts with Rate Genius was very professional and straight forward and delivered upon. No hard upselling when I said no, and no frat boy buddy talk. Professionalism is what I want when doing business, and they made the whole process understandable and smooth.... Read More

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  • Lender Review
    from Arlington, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    November 22, 2017

    Look no further!

    Got my rate cut in half and was done in a timely and professional manner. Two thumbs up!

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  • Lender Review
    from Little Rock, AR Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    November 6, 2017
    Loan Closed On:
    November 22, 2017

    Car refinance

    There was a guy Named Eddie he was the best made it very simple for me so i could understand it he went above and beyond for me stayed in touch trough the whole process

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  • Lender Review
    from Canonsburg, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender

    when everyone calls you, call RateGenius

    I'll make it short your phone blows up when you register at lending tree Most lenders try to get you to pay for GAP insurance or car warranty Some offer you same amount or slightly less but increase your term by a year-not worth it. Some actually give you a higher rate and term- still scatching head. Go straight to rateGenius, it was a painful week until I met Michael Fisher he gave me a perfect deal, saved me $35 a month for same term, I just wish I met him sooner before the one lender did multiple credit pulls. I did have to join a credit union $10 but it was completely legit no issues, i was skeptical but now it's all complete, and everything worked out like we spoke. Thanks Michael Fisher Loan Officer RateGeniu... Read More

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RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle.