rateGenius Ratings & Reviews

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NMLS ID: 1003417

rateGenius

(4.4 of 5) 594 Reviews

89% of our customers would recommend this lender.

About rateGenius

RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer,...

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Customer Reviews

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594 Reviews

(4.4 of 5)
  • Lender Review
    from Fresno, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    November 4, 2018
    Loan Closed On:
    November 15, 2018

    Outstanding service!

    Honestly, it was an outstanding experience. I am a real customer. They were prompt and very professional all the time.

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  • Lender Review
    from Raleigh, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 10, 2018

    Great customer service

    They were patient with me and helpful. I have an incredibly busy schedule this time of year, but they took the time to help me through the process.

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  • Lender Review
    from Bremen, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender

    low rate

    went through rate genius to refi car and get better rate plus lower payment and got both without any problems and was done within a short period.

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  • Lender Review
    from Page, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 18, 2018

    Excellent in all

    They were all around professional. Got me a great deal refinancing my vehicle and also getting me a cheaper good insurance. I recommend this to anybody that is in need of help. All around great response time and good customer service. So lucky to have found them. Thank you so much!!

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  • Lender Review
    from Lewisville, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 17, 2018

    GREAT CUSTOMER SERVICE

    Great customer service from the time i sent my request for my loan to the time my loan was approved. Thank you guys you Rock :)

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  • Lender Review
    from Burlington, IA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 28, 2018

    rateGenius, you're #1

    I used Lending Tree to find financing to buy out my auto lease and they provided me with several services to compare rates. I was contacted by Gearard at rateGenius and he not only had me pre-qualified with several lenders but he found me a rate and terms that fit exactly with my expectations and with a lender close by me here in southeast Iowa where i can also take advantage of other savings and financial opportunities long-term. I was totally impressed with the quick and thorough professionalism exercised in communications verbally and electronically which contributed to closing the loan on my timetable. Additionally, rateGenius was the only service which didn't require I pay any additional fees to secure my financing. I can wholeheartedly recommend rateGenius to anyone looking for new and better rate financing for whatever purpose they need... Read More

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  • Lender Review
    from Herndon, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 10, 2018
    Loan Closed On:
    October 31, 2018

    Refinanced an auto loan in 2 weeks.

    Three lenders I reached back. They were very courteous and no run around. Finally, I chose one and had great service and rate. Refinanced an auto loan in 2 weeks.

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  • Lender Review
    from Boca Raton, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 2, 2018
    Loan Closed On:
    October 31, 2018

    Great all around!

    I honestly only write reviews if something is exceptionally good, or exceptionally bad. In this case; exceptionally great! Educational, efficient, knowledgeable, friendly, timely, well-informed, and the cheapest/ best-funded/ least-expensive deal around! They literally gave me simple-to-follow instructions, and took care of every other complicated detail for me. Follow-through was also timely and impeccable!... Read More

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  • Lender Review
    from West Bloomfield, MI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 7, 2018

    Best rate, lowest fee

    They found me by far the best rate at the most reasonable fee ($99) of the brokers that replied through Lending Tree. The others never told me their fees, but the rateGenius rep said they'd be $400-500, which seems outrageous for a car loan. Rate was 1/4% higher than I could have gotten by dealing directly with the credit union rateGenius matched me with (with the fee rolled in it was 0.4% higher), but I would not have found the lender without rateGenius, and they deserve some income for providing such great service... Read More

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  • Lender Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 30, 2018

    Auto loan refinance

    Great and fast but costumer service need to improve are a little bit arrogantly and they don’t have patience with costumer they need to improve that.

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RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle.