RateWinner, LLC Ratings & Reviews

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RateWinner, LLC

(4.9 of 5) 43 Reviews

98% of our customers would recommend this lender.

About RateWinner, LLC

RateWinner Mortgage Company was established with one goal in mind; to provide the absolute lowest fees and rates without compromising great service. We are a local boutique-sized lender in Bensalem, PA without the extravagant overhead and fancy office...

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Customer Reviews

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43 Reviews

(4.9 of 5)
Review Breakdown
  • Lender Review
    from Jersey City, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Thank you Jeff

    (0) (0)
    Hi, I have worked with Jeff Lum on multiple loans in the past and his service has always been outstanding. He will always go the extra mile to provide exceptional customer service. He will always have me as a customer for any of my mortgage requirements. Thanks!

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  • Lender Review
    from Allentown, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Fordman

    (0) (0)
    Jeff provided great rates, delivered as promised in a timely fashion, just a great financing experience. Highly recommended!!

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  • Lender Review
    from Jersey City, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    RATEWINNER - EXCELLENT SERVICE

    (2) (0)
    As with all the reviews that I've read from this site, many make mention of how great a job that Jeff has done for them. The comment that I want to make is I am TOTALLY in agreement with everyone's praise for him. Recently, I refinanced my mortgage with Ratewinner and Jeff was the person who handled me. Through the whole process, he was very professional and "hand held" me through the entire process. He was always available to answer any questions that I had. He is very dedicated and works to meet the best of my interests. I work late and often read his emails late after work. He was always available to respond to my questions late at night or early the following morning. Unlike other lenders where they are pushy to get you to close, I did not experience this with Ratewinner. I know I will definitely recommend Ratewinner/Jeff to my friends and family. GREAT JOB JEFF! Thanks very getting me the best rate and shaving my mortgage a few years... Read More

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  • Lender Review
    from Middletown NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great rates, excellent service

    (2) (0)
    My experience with Jeff at RateWinner was superb. He was very knowledgeable and worked extremely hard to get the best deal possible for my refinance. He was very responsive to questions and timely with his follow ups. I would highly recommend.

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  • Lender Review
    from Princeton, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Getting a mortgage doesn't have to be a chore.....

    (3) (1)
    If you go with RateWinner you will be saving yourself a lot of time and hassle. These guys are experts at what they do and over and over again they have proven to me why they remain #1 on my list. Their team is professional, courteous, and knowledgeable and they are truly in the business to help their clients. RateWinner continues to find me the best rates available and I love that they have little to no fees and they are upfront about the total costs... Read More

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  • Lender Review
    from Southeastern PA (Delaware County)
    (5 of 5)
    Recommended!
    Reviewed:

    RateWinner: Outstanding Refi Customer Service!

    (1) (0)
    I contacted RateWinner in August 2013 via an online portal regarding home refinance rates, hoping to secure a better agreement than my former lender offered as a "streamline". I received an impressive matrix of 10, 15 and 30 year scenarios, followed by an email from Albert. We discussed my goals via telephone: shortening the mortgage life, lower interest rate, etc. From that point on, Albert was more like a friend than a vendor, working through telephone and email questions and challenges that I came up with, such as our preference for a no-appraisal loan, since I had minor repair work in progress. Thanks to Albert's diligence, we found a favorable lender, locked in on our target rate with no penalties, and went to a seamless settlement in early October. I have participated in six transactions involving homes or investment properties - this was the most seamless, easiest one. I recommend RateWinner and Albert to anyone seeking a loan or information in this area... Read More

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  • Lender Review
    from Wayne, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Thank You!!!

    (1) (0)
    I am dropping you a quick line to thank you for the prompt and professional service you provided. Your team was able to help our family out when we moved to a new town, bought a new home and needed a mortgage. We didn't know much about what we needed to do but after a few conversations with Jeff, we were well educated and comfortable moving forward. Your team worked fast to get everything in order for us, especially since the turnaround time we needed was shorter than normal. Thanks again Jeff and RateWinner for going above and beyond to help us. It truly means a lot... Read More

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  • Lender Review
    from Roanoke, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent experience with re-financing

    (2) (0)
    The wife and I were in the process of re-financing and so we started doing some of our research online to see what company we would go with. I found RateWinner and so my wife and I stated reading up on what you had to offer and we really were impressed with what we read. Of course we thought the rates and low fees were too good to be true but in reality they were not. We managed to re-finance and save even more $$$ than we expected. Thanks to Steve at RateWinner, my wife and I will be able to go on an extra vacation this year from the money we saved... Read More

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  • Lender Review
    from Mechanicsburg, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Best rates and customer service!

    (3) (0)
    My experience with Ratewinner has been the best to summarize it all. Going into refinancing I was scared of time commitment I had to make. And for that reason, I procrastinated and wasted an opportunity to get lowest rate (was around April 2013). I still thought I would give it a chance and researched various brokers starting September 2013. I was lucky to avoid some of the brokers who use scare tactics to win a customer. Luckily I have an eye for those kinds. My experience with RateWinner was nothing like that. Jeff made sure to give me enough time and space without forcing me into anything. Even after initiating the process with one of the lenders, Jeff was able to relock me on a lower rate!! My closing went very smoothly with no hiccups at all! I would highly recommend RateWinner to everyone... Read More

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  • Lender Review
    from Alexandria, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Lowest Rate Around Town

    (3) (0)
    I have to admit that I am a penny pincher and I always shop around. I do my fair of comparisons and am always certain to ask a lot of questions so I can ensure I am getting the best deal possible. Going with RateWinner was an easy choice and definitely the right choice for my family and I. I still feel today that the rate I was given was incredibly low. I must have shopped around with 10 different lenders and found RateWinner to have the lowest rate AND the friendliest people that answered my questions and concerns initially... Read More

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RateWinner Mortgage Company was established with one goal in mind; to provide the absolute lowest fees and rates without compromising great service. We are a local boutique-sized lender in Bensalem, PA without the extravagant overhead and fancy office space. Instead, we are very cost-conscious and also maintain a cost-effective overhead so that we are able to pass the savings on to our customers in the form of lower-than-market interest rates, and the highest lender credits towards your closing costs.  At RateWinner, we aren't sales people because our low rates speak for themselves. We simply provide transparent and honest information to facilitate our customers' understanding of the mortgage process, so that they can make an informed decision.