Reliance First Capital, LLC Ratings & Reviews

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NMLS ID: 58775

Reliance First Capital, LLC

(4.9 of 5) 1365 Reviews

96% of our customers would recommend this lender.

About Reliance First Capital, LLC

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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Loan Officers

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Donna Titone Melville, NY
Ryan Kearney Pittsburgh, PA
Daniel Montgomery Melville, NY
Sean Barnhart Franklin, TN
Patrick Germovsek Independence, OH
Robert Metz Independence, OH
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Customer Reviews

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1365 Reviews

(4.9 of 5)
  • Lender Review
    from Cookeville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Work hard and fast

    They went above to help our family refinance and provide service to us. It was a smooth fast process.

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  • Loan Officer Review
    from Cookeville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Don’t give up!!

    After hitting several “bumps “ while trying to refinance with another agent, we was told no way at this and we was ready to give up. Chad Spencer found my information and tried several times to email and call me. Finally he called one evening and I figured it was time to let this gentleman know that he was wasting his time. Chad Spencer listened to me explain why it wasn’t possible (according to what I was told by another agent etc). He kindly asked for permission to run my information by his underwriter and he would call me back. I reluctantly said,sure! To my surprise Chad called back with in a few minutes and said he indeed COULD help me. Still reluctant, I provided the necessary information to get started with the refinance. Chad walked me through the entire process with patience. Within a few weeks, we was able to close on our deal with several thousand cash out and debts paid off, and being able to save hundreds every month to top it off!! Thank you so very much For working hard to complete this. Chad Spencer has been a huge blessing to our family. The Buck’s... Read More

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  • Loan Officer Review
    from Haymarket, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Superman!

    From our first message from Josh- it was an immediate yes! Josh is a no nonense, honest and reliable guy. He answered all of our questions open and honestly. We were in contact almost everyday and he provided guidance and information. He set up the initial refi really well and we were able to fine tune it quickly and easily. He was great to work with and built a trust immediately. Really happy with the product and especially working with Josh! He made it happen! He is awesome!... Read More

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  • Lender Review
    from Haymarket, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    September 3, 2018

    Excellence!

    After receiving many automated calls I received a really personalized message from Josh Krach. The message was in a tone of wanting to genuinely help without a pushy sales gimmick. From the beginning, Josh gained my trust, presented a great initial offer and actively worked with us in fine tuning our loan. I spoke with Josh almost on a daily basis and he answered our questions openly and honestly. He became our advocate for getting the loan approved quickly with all best options covered! We are extremely happy with his service!... Read More

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  • Lender Review
    from Montgomery, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Leslie

    This is a 5 star refinancing company which will not relax until the customer is sastisfied. They have the right people in place to accomdate your needs. Reliance serving you today for a better tomorrow.

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  • Loan Officer Review
    from Montgomery, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    The Queen

    WOW!!! Where do l start? I am convinced that Leslie is not from this world. I’m really not sure how to describe this experience but I’ll try hopefully l don’t sell her short on the amazing job she perform. Leslie is simply the best.....period. She is the total package, well-informed, brilliant, honest, funny, punctual (calls), and very thoughtful. I thank God for her she made something that would normally be painful to me...painless. I’m a combat veteran and Leslie showed fairy tales are real. She was the perfect person for this task. My bad....l fail to mention she is amazing. I knew l would probably mess this up. I recommend Leslie for future endeavors she is the future of refinancing. Take a bow....forever gratefu... Read More

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  • Loan Officer Review
    from Longwood, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Chad S is the man and did what other could not do

    Chad is very patient and does a great job. Very fast to respond and gets solutions to all problem/s that pop up.

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  • Lender Review
    from Longwood, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    January 28, 2016

    Reliance First makes it easy

    They have been able to do what other lenders could not. They were patient and helped guide us to get the refinancing done. Chad S has been awesome and I highly recommend him and the Reliance First bunch. They tell it like it is with no nonsense and that is the only way to do this effectively.

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  • Loan Officer Review
    from Cottontown, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Josh Carter

    Josh was great. I don't have a single complaint.

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  • Lender Review
    from Cottontown, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    June 7, 2018
    Loan Closed On:
    September 20, 2018

    Great Experience

    I have bought/sold/refinanced a few times and this really was the easiest. Josh and Michael answered any questions I had and were very professional. I'll use Reliance First Capital the next time I buy a home and wouldn't hesitate to recommend them to anyone.

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.