Reliance First Capital, LLC Ratings & Reviews

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NMLS ID: 58775

Reliance First Capital, LLC

(4.9 of 5) 1215 Reviews

96% of our customers would recommend this lender.

About Reliance First Capital, LLC

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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Loan Officers

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Donna Titone Melville, NY
Tracy Sonney Charlotte, NC
Ryan Kearney Pittsburgh, PA
Daniel Montgomery Melville, NY
James Heisser Scottsdale, AZ
Leslie Nicolas Charlotte, NC
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Customer Reviews

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1215 Reviews

(4.9 of 5)
  • Lender Review
    from Springfield, VA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 2, 2018

    Good Experience Overall

    Overall, the experience was very positive. The process took longer than I anticipated (just around 5 weeks), but it was not atypical. Whitney Horne was responsive and with me every step of the way. I'm not 100% savvy on their final rates vs everyone else's, so I cannot comment. The only true negative I can say about the whole experience is the completion/wrap up. More specifically, I did not receive a personal call from my loan advisor (or anyone else in the company...minus a precanned email regarding loan pay out) expressing appreciation for my business. I'd been dealing with this company almost daily for five weeks, and then...nothing. Granted, from start to close everyone was very professional; however, the missing touch was the personal acknowledgement at the end. When I financed my initial loan (with another company), I remember the personal touch/appreciation in the end, the personalized gift (address stamp) and holiday cards that soon followed. Would I recommend this company to others...sure. Will I always return for my refinancing/mortgage needs...not sure. I value feeling like more than a number... Read More

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  • Lender Review
    from Chattanooga, TN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 14, 2018

    A pleasant experience

    My loan rep John Ryan was very professional and a pleasure to work with on my refi. He made me feel very comfortable during the process and made sure I understood all of my refi options and recommended the best scenario for my personal financial goals.

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  • Lender Review
    from Hurt, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 6, 2018

    Very pleased

    I applied for a refinance on my mortgage loan through lending tree and Reliance contacted me. The first time of talking with them they have been genuine and honest with every information given. They were very responsive and persistent on getting me the best help they could offer. They relaid many options that would benefit me financially. I’m very pleased with the outcome and the decisions made.... Read More

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  • Lender Review
    from Severn, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Reliance First Capital

    They walk you through the whole process and explain everything. They work for you not them. Thanks RELIANCE!

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  • Lender Review
    from Natick, MA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 21, 2018

    Refi investment property.

    Mary did a great job! She was very focused and responsive facilitating the process, good follow through. Thanks

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  • Lender Review
    from Arden, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 9, 2018

    Jean Murphy

    From the first voice mail message from Jean Murphy to now after my closing, I knew she was the one to help me. Jean is awesome, considerate, thoughtful, kind. Jean explained to me how to save money & pay off my house quicker. I am forever thankful to her. I am a night shifter and she found ways to communicate with me without interfering with my crazy work schedule. She is the best all round. 😊�... Read More

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  • Loan Officer Review
    from Strongsville, OH
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Ryan puts the "Rely" in "Reliance"

    I don't typically stop to do surveys or provide feedback, but I feel compelled to this time - it was just that good. My wife and I wanted to refinance our home, and after identifying Reliance based on their competitive rates, we were introduced over the phone to Ryan. I'll save you all of the details and detours of our journey, but Ryan was the most insightful and pragmatic loan officer I've ever had the chance to work with. He consistently looked out for our best interests, and leveraged his industry insights to assimilate the ideal composite of rate, duration, points, and other nuances to assure that my interests were never compromised in the quest to complete this transaction. The result was a genuinely collaborative experience from beginning to end, and if I was ever starting my own competing company he's the first person I'd hire, as Ryan is the kind of guy a firm could build an entire culture around - showcasing an ideal combination of head and heart to relate to clients and assure they receive the best financial solution possible... Read More

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  • Loan Officer Review
    from Lillington, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Top Notch Company and Teddy Ferrell is awesome

    Teddy Ferrell is awesome. No more words need to be written. Timely, thorough, responsive. Excellent service.

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  • Lender Review
    from Lillington, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 17, 2017
    Loan Closed On:
    February 9, 2018

    Top Notch Company and Teddy Ferrell is awesome

    We had a very unexpected time of transition in our family when I was laid off after 17+ years with my former employer. Needless to say we had to refinance and get into a lower mortgage as quickly as possible. Our POC is Teddy Ferrel. And I have to honestly say from the very first phone call I had a feeling that I was dealing with an honest, fair, and reputable person and company. We closed our refinance in about four weeks and the process was so smooth that we also refinanced a second investment property as well. We paid off almost $30,000 in debt with the whole process as well. I would definitely recommend Reliance and Teddy Ferrell to anyone considering a mortgage loan or refinance. I wish I had a third home because the top notch work and professionalism earned my trust and respect... Read More

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  • Lender Review
    from Fairhope, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Wonderful Staff

    I recently refinanced my home and purchased a beach house using Reliance First Capital. Working with such friendly, professional and hard working staff they processed my loans with amazing speed and made the entire process easy. This company had a wonderful staff that will make you feel like family!

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.