Reliance First Capital, LLC Ratings & Reviews

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NMLS ID: 58775

Reliance First Capital, LLC

(4.8 of 5) 1398 Reviews

96% of our customers would recommend this lender.

About Reliance First Capital, LLC

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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Loan Officers

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James Heisser Scottsdale, AZ
Chad Spencer Independence, OH
Gary Sabshon Melville, NY
Harry Alvear Melville, NY
Lisa Margevicius Independence, OH
Thomas Cannarozzo Charlotte, NC
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Customer Reviews

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1398 Reviews

(4.8 of 5)
  • Lender Review
    from Dayton, OH
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great Company...

    You can really trust this Agency for all your needs of mortgages or refinancing! It is the 3d time that I have used their services! Their team is exceptionally kind and helpful!

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  • Loan Officer Review
    from Dayton, OH
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    A patient and honest person...

    Being a widow and raised in another country, to take a mortgage was something very unusual for me! Patrick had the patience to help me with every step! I recommend this nice young man to anyone trying to find a solution to their mortgage’s concerns.

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  • Loan Officer Review
    from Saint Albans, NY
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Reliance first capital

    HI this is Orlando .Donna Titone was very helpful she understood what I need and she explains everything to me .she is the best I thanks you .

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  • Lender Review
    from Blacklick, OH
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great company to work with!

    Extremely pleased with the process although my loan was sold to another company. I guess that’s part of the business but the refinance process and customer service through Reliance First Capital was top notch!

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  • Loan Officer Review
    from Blacklick, OH
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Best refinance experience I’ve had!

    I was extremely hesitant to refinance. I was dreading the barrage of phone calls and the headache. However, I received an email from Patrick that simply asked to give him a chance and to contact him if I was wiling. I read Patrick’s reviews and decide to give him a call. I’m very glad I did! Patrick was straight forward and asked what I was looking to do. Patrick stayed in contact with me throughout the entire process and if I had questions he made sure he was available 24/7 if needed. Patrick was extremely personable and easy to talk to. Patrick truly took the headache out of the entire process and made it seamless. I would use Patrick again without hesitation... Read More

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  • Loan Officer Review
    from Nashville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    Amazing experience

    Amazing person! Helpful, courteous, and so easy to deal with. My loan was processed so fast and he answered all my questions. Thank you so much for your help! This was my first loan experience and things couldn't have been easier!! Thank you so much for all your help!

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  • Lender Review
    from Nashville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Excellent service for first time experience!

    Amazing first experience with a loan. Steven Shatz was helpful, kind, courteous, knowledgeable, and so amazing to work with. He stayed with me through the whole process of the loan refinance, and when he couldn't be there because of meetings, or travel, he made sure I had other people to stay in contact about the process. He made sure I had all my questions answered and never pressured me to make a decision. The process was amazingly fast and easy! Thank you... Read More

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  • Loan Officer Review
    from Napa, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Professional, Courteous, Competent!!!

    First and foremost, we would like to say thank you to Jim. He delivered our refinance with better numbers than expected! He was in touch with us almost daily, informing us beforehand of every aspect of the process. Jim was professional, courteous, and patient. He worked around our schedule to get everything done. Jim is easy to talk to, his understanding of the refinance process translated into an easy and enjoyable endeavor. This refinance has changed our lives, Jim told us this from the very first phone conversation we had with him. Going forward, we will seek Jim out to handle our mortgage needs... Read More

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  • Lender Review
    from Napa, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    September 14, 2018
    Loan Closed On:
    October 23, 2018

    I can gladly recommend

    Very professional. Great experience

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  • Loan Officer Review
    from Quincy, MA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Exceptional Experience

    I would highly recommend “Reliance First Capital” to all those looking for a home mortgage or seeking to refinance an existing home loan. My experience with Reliance and in particular my loan originator, Joshua L. Krach was in one word – Exceptional! Josh was always available, professional, knowledgeable and an absolute pleasure to work with. Josh insured that the entire process was 100% hassle free with zero surprises. My refinance was not the usual refinance to say the least. Many factors contributed to this. Much to my surprise, Josh took care of everything. His knowledge and experience were second to none! Josh had solutions and answers to 99% of my questions and concerns. I had one question he had not come across, he quickly reached out to his team and was back to me in less than 1 hour with good news. Regardless if you have an easy loan process ahead of you or you have questions, concerns or fears about obtaining a mortgage / refinance. I urge you to talk with Joshua L. Krach at Reliance First Capital. I’m sure you will be pleasantly surprised at how easy things will proceed. Sincerely, James (New - Reliance First Capital - Very Happy Customer... Read More

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.