Reliance First Capital, LLC Ratings & Reviews

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NMLS ID: 58775

Reliance First Capital, LLC

(4.9 of 5) 1076 Reviews

96% of our customers would recommend this lender.

About Reliance First Capital, LLC

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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Loan Officers

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Donna Titone Melville, NY
Tracy Sonney Charlotte, NC
Ryan Kearney Pittsburgh, PA
James Heisser Scottsdale, AZ
Daniel Montgomery Melville, NY
Leslie Nicolas Charlotte, NC
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Customer Reviews

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1076 Reviews

(4.9 of 5)
  • Lender Review
    from Charlotte, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    July 21, 2015

    Awesome experience!

    I was very hesitant to go to lending tree to find the right company to refinance my house; as we all know; it can be very overwhelming. As soon as I hit the send button, the calls starting coming in. Instead of answering them all I just let everyone leave a message. The following morning, I listened to a voicemail I received from Regan Rutledge at Reliance First Capital. He left a message that wasn't over the top "sales", he seemed down to earth and friendly so I decided he would be my first call back. Thankfully he said all the right things and explained everything to me in terms I could understand. Regan was never demanding and let me take my time making my decision. Once the process was started it was very easy with limited paperwork. He talked me through everything and offered more than one option to best fit my needs. I honestly can't say enough about Regan and all that he did. It was a very fast, easy and pleasant experience that I was truly dreading! I will definitely recommend Regan Rutledge to anyone looking for help with their mortgage.... Read More

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  • Lender Review
    from West Babylon, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Another satisfied customer

    I was very happy with the entire process. Their loan officer Ceren (Alex) Yimaz was the most professional, knowledgeable, honest and dedicated person that had the pleasure of dealing with. I would highly recommend this company and Alex for your Mortgage needs.

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  • Loan Officer Review
    from Deer Park, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Erick treated me like Family

    I was working with another mortgage company to refinance my house and my friend suggested I get a second opinion from Reliance. Once I spoke to Erick Cifuentes a mortgage analyst with Reliance I knew right away that I wanted to work with him. The way Erick explained things to me, took my hand and guided me through this whole process it felt more like a friend, a family member or even my parents helping me refinance my house. Erick from Reliance got me a better rate, more competitive and affordable closing costs. Most of the documents that needed to be signed were done electronically making the process easier, and when it was time to close, they came to my house. I would highly recommend them to anyone, as a matter of fact, I will be a preacher for Reliance from now on. I don't randomly give away my trust to anyone, you have to earn it. Purchasing or refinancing a home is a big commitment, you have to work with someone trustworthy as it feels that you are signing away your life. Erick earned my trust I can trust him with my life. Anyone who is looking into a mortgage or refinancing, or looking to add new member to Thanksgiving dinner, please speak to Erick at Reliance. Best customer service and rates of any company I've ever worked wit... Read More

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  • Lender Review
    from Deer Park, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    At Reliance they treated me like family!

    My experience with Reliance was better than eating my favorite meal at my favorite restaurant, better than a vacation in the Caribbean, in other words, it was excellent!! I was working with another mortgage company to refinance my house and my friend suggested I get a second opinion from Reliance. Once I spoke to Erick Cifuentes a mortgage analyst with Reliance I knew right away that I wanted to work with him. The way Erick explained things to me, took my hand and guided me through this whole process it felt more like a friend, a family member or even my parents helping me refinance my house. Erick from Reliance got me a better rate, more competitive and affordable closing costs. Most of the documents that needed to be signed were done electronically making the process easier, and when it was time to close, they came to my house. I would highly recommend them to anyone, as a matter of fact, I will be a preacher for Reliance from now on. I don't randomly give away my trust to anyone, you have to earn it. Purchasing or refinancing a home is a big commitment, you have to work with someone trustworthy as it feels that you are signing away your life. Erick earned my trust I can trust him with my life. Anyone who is looking into a mortgage or refinancing, or looking to add new member to Thanksgiving dinner, please speak to Erick at Reliance. Best customer service and rates of any company I've ever worked wit... Read More

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  • Lender Review
    from Bedford, NH Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    September 7, 2017

    Quick, easy, uncomplicated! Great experience!

    We were refinancing an existing variable rate mortgage to a fixed rate. We worked with Dave Jenkins. He was in contact every couple days keeping us in the loop, answering any questions we had, etc...From start to finish it was a little over a month before we closed. Everything was handled online which made it super easy...and they even sent someone to our house to do the closing. Great experience, I have already shared your info with a few people... Read More

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  • Loan Officer Review
    from Lakewood, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Use Donna Titone

    Donna explained all the steps of the process so that I was aware of everything that needed to be done. All paperwork that needed to be submitted was given to me at 1 time so I could get all the documents at once instead of piece-meal.

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  • Lender Review
    from Fort Mill, SC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    July 7, 2017
    Loan Closed On:
    September 27, 2017

    Reliance First Capital | Home Refinance

    Reliance First Capital was great to work with. This did not feel like a business transaction, but a friend guiding a friend through the refinance process. Michael answered every question I had and even showed me different finance options I would have never thought about. What a fantastic team to work with. I went in with a thought of trying to save monthly, but ended up moving from a 30yr to a 20yr loan with even greater long term savings... Read More

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  • Lender Review
    from Fredericksburg, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Strongly recommend this company

    First Capital Reliance was quick & easy ,they answered all of my questions with knowledge of knowing their job . I would strongly recommend them to anyone .

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  • Lender Review
    from Wethersfield, CT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Refinance

    I am happy with the experience of refinancing my home through Reliance First Capital. The mortgage specialist I worked with, Steven Howell, was very thoughtful and he kept me informed at every step in the process.

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  • Loan Officer Review
    from Wethersfield, CT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent service

    Steven was such a big help in refinancing my home. He was able to give me many options to consider and guided me through the entire process, keeping me informed almost daily of where things were. With his assistance, everything went through quickly and smoothly. I can't give him enough credit for the work he put into making this happen for me and my family. I highly recommend him. Thank you Steven for all you've done!... Read More

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.