Reliance First Capital, LLC Ratings & Reviews

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NMLS ID: 58775

Reliance First Capital, LLC

(4.9 of 5) 1215 Reviews

96% of our customers would recommend this lender.

About Reliance First Capital, LLC

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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Loan Officers

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Donna Titone Melville, NY
Tracy Sonney Charlotte, NC
Ryan Kearney Pittsburgh, PA
Daniel Montgomery Melville, NY
James Heisser Scottsdale, AZ
Leslie Nicolas Charlotte, NC
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Customer Reviews

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1215 Reviews

(4.9 of 5)
  • Loan Officer Review
    from Torrington, CT
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Comfortable process to refinance my home

    Trust was developed early on in the process. I truly felt as though Mr. Howell had my best interest in mind as he guided me through the steps needed to take to achieve my goal. Patient, knowledgeable and easy to talk to, all my questions were answered timely and in a way I could understand. I strongly recommend Mr. Howell as a great choice for your mortgage needs.

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  • Lender Review
    from Thorntown, IN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 6, 2018

    house refinace

    my loan officer teddy ferrel was one of the most stand up guys i have delt with in the buissnes. always was on time with emails always went to the max to explaine anythiung i needed him to. i would recomend anyone and everyone to him. couldnt be happier you guys rock

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  • Loan Officer Review
    from Orange, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    Reliance First Capital rocks!

    I’m thrilled to have just closed on a refinance and loan consolidation with Reliance First Capital, and have nothing but good things to say about the company and its team. I’d wanted to refinance for years, but was always put off by the hard-sell tactics of the companies that contacted me. I wouldn’t even talk to them. Then I had the good fortune to meet Ryan Kearney at Reliance First. Ryan and I clicked right away. He explained every step of the process to me in great detail, never pressured me, and talked me down whenever I was discouraged or had a bad day (it happens). Line by line, page by page, Ryan made sure I understood. I had no doubt I was in good hands. His colleague Shannon Knoebel was wonderful as well, and Shannon helped bring the ,process to a close. It was my first time doing this on my own, and Ryan and Shannon put me completely at ease. So, if you’re in the market, please consider Ryan and Shannon and the rock stars at Reliance First Capital. I promise you won’t regret it.... Read More

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  • Lender Review
    from Saint Paul, MN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 20, 2018

    Happy with my VA refinance

    If you want to get a deal done fast these are the guys to go to. I completed start to finish in two weeks doing a VA refinance. My long manager that outstanding job in communication and making sure I was happy with the product. I was able to get my funding the week after everything was signed making total time involve 3 weeks.

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  • Lender Review
    from Raeford, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    September 29, 2017

    Overall Excellent Experience!

    Overall it was a smooth and easy process. I worked with one individual, Joe Nagle most of the time until it went to under writing. I wasn't bounced back and forth between multiple people. Joe was excellent to work with. He answered all of my questions and worked out several scenarios when I asked. He was a tremendous help. I would recommend Reliance First Capital to anyone looking to refinance a home. Excellent service... Read More

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  • Lender Review
    from Mckeesport, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    great service

    Brad Goldman is excellent at his job. He answered all of my questions and looked into things that he didn't know right away.

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  • Lender Review
    from Brooklyn, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Highly recommended

    I had the pleasure of being serviced by Richard "Rick" Deberry from Reliance. What a great person. He showed integrity for the company he represents. They worked efficiently and hard. They handled my situation with ease. I am so happy I made the decision to go with Reliance. They truly are there for you every step of the way and I 100% would recommend them to anyone. They will work with any situation you encountered... Read More

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  • Loan Officer Review
    from Holbrook, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Extraordinary Customer Service

    Jim Heisser of Reliance Capital Trust was absolutely phenomenal to work with for the recent refinance of my home! He was extremely accommodating and kept in constant contact with me throughout the entire process. Despite my chaotic schedule, Jim provided me with daily updates as to where we were in the process, and readily made himself available to address my concerns. He patiently answered my unending questions and provided constant reassurance. Jim was honest and up-front about every aspect of the refinance of my home, and I am extremely grateful for all of his hard work and diligent attention to detail. He is extremely personable, knowledgeable, and was an absolute pleasure to work with. I highly recommend Jim and look forward to working with him for my future mortgage needs... Read More

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  • Lender Review
    from Holbrook, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    October 5, 2017
    Loan Closed On:
    December 14, 2017

    Jim Heisser's Extraordinary Customer Service

    Jim Heisser of Reliance Capital Trust was absolutely phenomenal to work with for the recent refinance of my home! He was extremely accommodating and kept in constant contact with me throughout the entire process. Despite my chaotic schedule, Jim provided me with daily updates as to where we were in the process and readily made himself available to address my concerns. He patiently answered my unending questions and provided constant reassurance. Jim was honest and up-front about every aspect of the refinance of my home, and I am extremely grateful for all of his hard work and diligent attention to detail. He is extremely personable, knowledgeable, and was an absolute pleasure to work with. I highly recommend Jim and look forward to working with him for my future mortgage needs... Read More

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  • Loan Officer Review
    from Brooklyn, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Outstanding service!

    Refinancing a 3-family house can be a frustrating, repetitious and crazy process; however Patrick Germovsek from Reliance First Capital provided me with outstanding service! He and his team, in their upbeat and reassuring way, were pros with assisting with subordinating my loan with a NYC lienholder. They are experienced, dedicated, professional and accommodating. Outstanding service! I already referred my neighbor! Thank you Patrick & team. ... Read More

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.