Sebonic Financial Ratings & Reviews

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NMLS ID: 66247

Sebonic Financial

(4.7 of 5) 616 Reviews

94% of our customers would recommend this lender.

About Sebonic Financial

Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved...

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Loan Officers

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Yll Burgija Charlotte, NC
Tamara Eastridge Rockville, MD
Michael Fienberg Rockville, MD
Deanna Collins Charlotte, NC
Nathan Cook Charlotte, NC
John Bennett Charlotte, NC
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Customer Reviews

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616 Reviews

(4.7 of 5)
  • Lender Review
    from Moreno Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    job well done

    (0) (0)
    they were very professional, everything was done on an expedient manner, the loan processor was very helpful and made sure that I was kept in the loop at all times

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  • Lender Review
    from Elk Grove, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Cardinal Financial - Tumbs up!

    (0) (0)
    My experience with Cardinal financial was great. Micheal Strickland treated me with courtesy. He was easy to get on phone and was very professional throughout. He delivered on all his promises. I will recommend Cardinal financial for all your refinance needs.

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  • Loan Officer Review
    from Pompano Beach, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Phenomenal Service

    (0) (0)
    Jason Lambert & Jaymie Brenes both were absolutely amazing!! Jason worked tirelessly even in the late evening hours to ensure my home buying process was convenient, smooth and memorable. Jaymie patiently answered all my questions in terms I could easily understand. She answered my numerous emails and returned all my calls promptly. Cardinal Financial provided my family with professional customer service and a great rate. I will forever be thankful! ... Read More

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  • Loan Officer Review
    from Sachse, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    Don Sozio - Great rates and helpful attitude

    (0) (0)
    I was looking for a Refinance and ended up getting in touch with Don Sozio who was working for Sebonic Financial. He was able to beat out all of the other lenders and did so with an informative and pleasant attitude. I would gladly work with Don again in the future. Thanks for all your help Don!

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  • Lender Review
    from Washington, DC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent! Very helpful!

    (0) (0)
    Sebonic Financial was wonderful! I had so many questions because this was my first home purchase and I was not using a real estate agent. I did it on my own!The team was patient with me and explained every step. I never had to wait or call back to get my questions or concerns answered. All deadlines were met on time and it was actually a pleasant experience! I was worried it would be complicated, but each team member knew their job and were very professional!... Read More

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  • Lender Review
    from Henderson, NV
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Save money and time. Go with Sebonic

    (0) (0)
    Sebonic was the best decision we made during the home buying process. The rate was fantastic and much lower than local lenders were offering. Communication was timely and they always took time to explain what was required and I never felt lost during what can be a difficult process.

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  • Lender Review
    from Berkeley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    the Best

    (0) (0)
    They are the best. I have had the opportunity to engage in numerous refinance situations throughout the years, and this was absolutely the best. Sebonic is professional, accessible, delivered on their promise, honest, and I felt very well cared for throughout the process.

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  • Loan Officer Review
    from Berkeley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great Job!!

    (0) (0)
    I felt confident that Mr. Fienberg was going to do a good job for me almost immediately. And he certainly did. He is professional, easy to communicate with, knowledgeable, and I felt heard and well taken care of. He is the best!!

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  • Lender Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Would recommend

    (0) (0)
    My experience with Sebonic Financial was excellent! I would like to thank Victoria Palella for going above and beyond with assisting me through out the process. She has addressed all my concerns and needs

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  • Loan Officer Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Would recommend

    (0) (0)
    Very responsive and knowledgeable. Goes above and beyond with assistance; it was a great experience working with her

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Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration and the Department of Veteran Affairs/Veterans Administration with FHAs Direct Endorsement and VA Automatic Lender Authority.  Cardinal is an authorized lender for the USDA/Rural Housing Program, the Pennsylvania Housing Finance Agency and the New Jersey Mortgage Housing Finance Agency.   Cardinal is licensed by the Departments of Banking in many states, mainly in the eastern and southeastern United States.  Its retail and wholesale divisions originate first mortgage loans for qualified borrowers.