Sebonic Financial Ratings & Reviews

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NMLS ID: 66247

Sebonic Financial

(5 of 5) 644 Reviews

94% of our customers would recommend this lender.

About Sebonic Financial

Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved...

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Loan Officers

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Yll Burgija Charlotte, NC
Tamara Eastridge Rockville, MD
Michael Fienberg Rockville, MD
John Bennett Charlotte, NC
Deanna Collins Charlotte, NC
Donald Sozio Charlotte, NC
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Customer Reviews

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644 Reviews

(5 of 5)
  • Lender Review
    from Millersville, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    An absolute dream to work with!

    Jason Neumann rocks... when you call, ask for him, he is the most helpful person I've met of three different lenders I spoke to. Also, this company will review your situation with human eyes, not as if you are a list of numbers.. they are truly wonderful to work with.

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  • Lender Review
    from Euless, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great Service

    Great Service and very easy to communicate with. Of my 3 mortgages so far, this was the easiest.

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  • Loan Officer Review
    from Decatur, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Excellent Service

    Excellent service, always available for requests, etc. Would highly recommend to anyone looking for a loan.

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  • Lender Review
    from Decatur, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent Service!!!

    Excellent service and communication at a rate lower than expected.

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  • Lender Review
    from House Springs, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Fast

    Closed on a refi within 30 days of application. Staff was knowledgeable and responded in a timely manner

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  • Loan Officer Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Wonderful Experience

    Great, dependable and professional team, no concerns .. they handle things very quick and are on top on communications.

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  • Loan Officer Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Wonderful Experience

    Great, dependable and professional team, no concerns .. they handle things very quick and are on top on communications.

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  • Lender Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Wonderful Experience !!

    Great, dependable and professional team, no concerns .. they handle things very quick and are on top on communications.

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  • Lender Review
    from Bowling Green, KY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Give Sebonic a shot

    It was a difficult for me to decide to use an online lender instead of a local bank. I read Sebonic reviews and decided to give it a shot. I am not disappointed. The fees/closing costs were great. The professionals with whom I worked were responsive and knowledgeable. The online portal allowed me to upload necessary documentation with ease and convenience. This was a great experience. ... Read More

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  • Loan Officer Review
    from Levittown, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Knows his stuff!

    Justin was fantastic; I would use him again and would refer him to everyone I know! He was very patient while I asked the same questions several times, and he was very responsive whenever I contacted him.

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Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration and the Department of Veteran Affairs/Veterans Administration with FHAs Direct Endorsement and VA Automatic Lender Authority.  Cardinal is an authorized lender for the USDA/Rural Housing Program, the Pennsylvania Housing Finance Agency and the New Jersey Mortgage Housing Finance Agency.   Cardinal is licensed by the Departments of Banking in many states, mainly in the eastern and southeastern United States.  Its retail and wholesale divisions originate first mortgage loans for qualified borrowers.