Sebonic Financial Ratings & Reviews

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NMLS ID: 66247

Sebonic Financial

(5 of 5) 694 Reviews

94% of our customers would recommend this lender.

About Sebonic Financial

Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved...

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Loan Officers

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Yll Burgija Charlotte, NC
Tamara Eastridge Rockville, MD
John Bennett Charlotte, NC
Deanna Collins Charlotte, NC
Donald Sozio Charlotte, NC
Faith Milot Charlotte, NC
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Customer Reviews

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694 Reviews

(5 of 5)
  • Lender Review
    from Huntsville, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great closing experience

    Simply a great experience closing with Cardinal. Very professional throughout and the online process was a must-have for us. It was very easy to get documents signed, ask questions, and everything was responsive overall.

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  • Loan Officer Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Pick Deanna

    Deanna is knowledgeable, attentive and kind. She is always great to work with. This is my second home purchase with her!

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  • Lender Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Easy Home Purchase

    My transaction with Cardinal Financial was easy and painless, they made my 1st solo home buying experience a great one. Shout out to Tenille Barnes who kicked but processing my loan and walking me through every step of the way!

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  • Lender Review
    from Norwalk, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great experience

    Is a great lender it has the lower rates and I am very satisfied

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  • Loan Officer Review
    from Wilmington, DE
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Very knowledgeable

    very knowledgeable, a pleasure to work with.

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  • Lender Review
    from Wilmington, DE
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Highly recommend Sebonic

    What I had perceived to be a long drawn out experience ended up being very quick, very informative, and concluded with a happy ending. Sebonic personnel were very professional, knowledgeable, and made the whole process a pleasant experience. Thank you one and all. Highly recommend !

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  • Loan Officer Review
    from Madison, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Wonderful!

    Great experience overall! Would recommend to anyone and would use again.

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  • Lender Review
    from Madison, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great experience! Seamless

    We had an excellent experience refinancing through Cardinal! John and HollyAnn were there for us through each step of the process, and often explained each step more than once since this was our first refinancing experience. I was very impressed with their professionalism and knowledge while maintaining a down-to-earth and approachable discussion of the refinancing process. Would definitely go through them again... Read More

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  • Lender Review
    from Madison, AL
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent Cash Out Option

    Cardinal Financial through "Sebonic" provided a speedy and efficient refinance. Our lending officer gave us many options and painted the whole picture to figure out the best option for our growing family. Our closing was a week late but that was on our title company not on Cardinal. Our team worked hard for us and we appreciate it.

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  • Lender Review
    from Fort Worth, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great experience

    Great rates, helpful loan staff and closed on time

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Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration and the Department of Veteran Affairs/Veterans Administration with FHAs Direct Endorsement and VA Automatic Lender Authority.  Cardinal is an authorized lender for the USDA/Rural Housing Program, the Pennsylvania Housing Finance Agency and the New Jersey Mortgage Housing Finance Agency.   Cardinal is licensed by the Departments of Banking in many states, mainly in the eastern and southeastern United States.  Its retail and wholesale divisions originate first mortgage loans for qualified borrowers.