Sebonic Financial Ratings & Reviews

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NMLS ID: 66247

Sebonic Financial

(4.7 of 5) 611 Reviews

94% of our customers would recommend this lender.

About Sebonic Financial

Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved...

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Loan Officers

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Yll Burgija Charlotte, NC
Tamara Eastridge Rockville, MD
Michael Fienberg Rockville, MD
Nathan Cook Charlotte, NC
John Bennett Charlotte, NC
Deanna Collins Charlotte, NC
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Customer Reviews

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611 Reviews

(4.7 of 5)
  • Lender Review
    from Henderson, NV
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Save money and time. Go with Sebonic

    (0) (0)
    Sebonic was the best decision we made during the home buying process. The rate was fantastic and much lower than local lenders were offering. Communication was timely and they always took time to explain what was required and I never felt lost during what can be a difficult process.

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  • Lender Review
    from Berkeley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    the Best

    (0) (0)
    They are the best. I have had the opportunity to engage in numerous refinance situations throughout the years, and this was absolutely the best. Sebonic is professional, accessible, delivered on their promise, honest, and I felt very well cared for throughout the process.

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  • Loan Officer Review
    from Berkeley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Great Job!!

    (0) (0)
    I felt confident that Mr. Fienberg was going to do a good job for me almost immediately. And he certainly did. He is professional, easy to communicate with, knowledgeable, and I felt heard and well taken care of. He is the best!!

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  • Lender Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Would recommend

    (0) (0)
    My experience with Sebonic Financial was excellent! I would like to thank Victoria Palella for going above and beyond with assisting me through out the process. She has addressed all my concerns and needs

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  • Loan Officer Review
    from Miami, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Would recommend

    (0) (0)
    Very responsive and knowledgeable. Goes above and beyond with assistance; it was a great experience working with her

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  • Lender Review
    from Hayward, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great Service and Fast

    (0) (0)
    It took 2 weeks to get an estimate for a refinance till we close. Along the way we had good communications with everyone at Sebonic. Closing costs and fees were a little higher than what I was expecting before starting looking for a refinance. But after asking about all the fees it made sense. I would highly recommend to my friends.

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  • Lender Review
    from Modesto, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Professional and personal service

    (0) (0)
    Professional and personal service. The staff to the time to address my questions and were very knowledgeable. Closing costs were lower than expected and the process was quick and painless! Highly recommend.

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  • Loan Officer Review
    from Modesto, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Personal and professional service

    (0) (0)
    Profession and personal. Very helpful and knowledgeable with answering questions from the start of our refinance process. Thanks!

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  • Loan Officer Review
    from Union Grove, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Don is the bomb.

    (0) (0)
    Don was very helpful and willing to answer my questions even after normal business hours. The refinance was painless and smooth and the rate and costs were very competitive.

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  • Lender Review
    from Union Grove, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Smooth, Painless, Excellent Rate and Pricing

    (0) (0)
    Refinancing with Sebonic Financial was pretty painless and smooth. We were able to sign all the pre-closing disclosure paperwork electronically. The closing was held in our home and a notary traveled to complete that portion. Don Sozio was our loan officer and he was very helpful. A few details were left unexplained to me like the random amount for lender credit and some of the amounts on the Itemization of Amount Financed. Overall, I would recommend Sebonic for good customer service, a painless refinance process and very competitive rates and pricing... Read More

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Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration and the Department of Veteran Affairs/Veterans Administration with FHAs Direct Endorsement and VA Automatic Lender Authority.  Cardinal is an authorized lender for the USDA/Rural Housing Program, the Pennsylvania Housing Finance Agency and the New Jersey Mortgage Housing Finance Agency.   Cardinal is licensed by the Departments of Banking in many states, mainly in the eastern and southeastern United States.  Its retail and wholesale divisions originate first mortgage loans for qualified borrowers.