Sebonic Financial Ratings & Reviews

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NMLS ID: 66247

Sebonic Financial

(4.7 of 5) 629 Reviews

94% of our customers would recommend this lender.

About Sebonic Financial

Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved...

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Loan Officers

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Yll Burgija Charlotte, NC
Tamara Eastridge Rockville, MD
Michael Fienberg Rockville, MD
John Bennett Charlotte, NC
Deanna Collins Charlotte, NC
Donald Sozio Charlotte, NC
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Customer Reviews

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629 Reviews

(4.7 of 5)
  • Lender Review
    from Soledad, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Cardinal/Sebonic Finance

    Fantastic company. Everything was completed in a timely manner (less than 3 weeks) and our rate was fantastic (15 year, 2.875). Andrew Booth was fantastic to work with as he had all the answers. Thank you, Cardinal Finance!

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  • Loan Officer Review
    from Rancho Cucamonga, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent

    excellent!

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  • Lender Review
    from Bellingham, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Excellent service and pricing

    I had an excellent experience with Sebonic Financial. They responded to every inquiry I had in a timely fashion, were very competitive with their pricing and even matched a new offer from a competitor's "customer retention" program after we had progressed a little ways into the loan process. I would highly recommend them.

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  • Loan Officer Review
    from Mission Viejo, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Professional and easy to work with

    Don was great to work with. He knew his stuff and delivered on what he quoted me.

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  • Lender Review
    from Mission Viejo, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great rate and easy process

    Their rate was great and all costs were exactly what was quoted to me in my initial call with them. The online process was simple and easy to track. I would definitely use them again.

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  • Lender Review
    from Moreno Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    job well done

    they were very professional, everything was done on an expedient manner, the loan processor was very helpful and made sure that I was kept in the loop at all times

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  • Loan Officer Review
    from Pompano Beach, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Phenomenal Service

    Jason Lambert & Jaymie Brenes both were absolutely amazing!! Jason worked tirelessly even in the late evening hours to ensure my home buying process was convenient, smooth and memorable. Jaymie patiently answered all my questions in terms I could easily understand. She answered my numerous emails and returned all my calls promptly. Cardinal Financial provided my family with professional customer service and a great rate. I will forever be thankful! ... Read More

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  • Lender Review
    from Elk Grove, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Cardinal Financial - Tumbs up!

    My experience with Cardinal financial was great. Micheal Strickland treated me with courtesy. He was easy to get on phone and was very professional throughout. He delivered on all his promises. I will recommend Cardinal financial for all your refinance needs.

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  • Loan Officer Review
    from Sachse, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    Don Sozio - Great rates and helpful attitude

    I was looking for a Refinance and ended up getting in touch with Don Sozio who was working for Sebonic Financial. He was able to beat out all of the other lenders and did so with an informative and pleasant attitude. I would gladly work with Don again in the future. Thanks for all your help Don!

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  • Lender Review
    from Washington, DC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Excellent! Very helpful!

    Sebonic Financial was wonderful! I had so many questions because this was my first home purchase and I was not using a real estate agent. I did it on my own!The team was patient with me and explained every step. I never had to wait or call back to get my questions or concerns answered. All deadlines were met on time and it was actually a pleasant experience! I was worried it would be complicated, but each team member knew their job and were very professional!... Read More

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Sebonic Financial is a division of Cardinal Financial Company, a full service mortgage banking firm in operation since 1987.  The company is an approved seller/servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Cardinal is also an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration and the Department of Veteran Affairs/Veterans Administration with FHAs Direct Endorsement and VA Automatic Lender Authority.  Cardinal is an authorized lender for the USDA/Rural Housing Program, the Pennsylvania Housing Finance Agency and the New Jersey Mortgage Housing Finance Agency.   Cardinal is licensed by the Departments of Banking in many states, mainly in the eastern and southeastern United States.  Its retail and wholesale divisions originate first mortgage loans for qualified borrowers.