Severn Savings Bank Ratings & Reviews

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NMLS ID: 643336

Severn Savings Bank

(4.7 of 5) 66 Reviews

95% of our customers would recommend this lender.

About Severn Savings Bank

Severn Bank has been proudly offering common sense mortgage solutions to customers for decades. We provide a wide variety of mortgage programs coupled with personalized, one-on-one service. Getting a home loan with Severn Bank is simple, fast, and convenient....

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Loan Officers

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Michael Bass Annapolis, MD
Andrew Galinsky Annapolis, MD
Kristopher Witten Annapolis, MD
Thomas Burke Annapolis, MD
Peter Colyn Annapolis, MD
Brian Harper Annapolis, MD
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Customer Reviews

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66 Reviews

(4.7 of 5)
Review Breakdown
  • Loan Officer Review
    from Washington, DC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Andrew's the best!

    Andrew is simply the best loan officer I have worked with. My loan was not an easy one and several lenders I had talked to prior to Andrew were unenthusiastic about going through the uncertain process. Andrew on the other hand was eager to help and explained everything to me thoroughly. He was patient, kind, knowledgable and always answered my questions, no matter how many times I asked. He would promptly return my calls and/or emails and was very professional throughout the process. I really felt he was rooting for me and with his help I got the loan!! ... Read More

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  • Loan Officer Review
    from Parkton, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Responsive & Courteous Local Lender w Great Rates

    Hi, although I have purchased several houses and refinanced numerous times, my best experiences have been with Andrew and he is the only lender I recommend to friends and family. He is extremely knowledgeable, professional, and responsive, and has the ability to explain both the simplest and most complicated home financing concepts to a variety of audience (from first time buyers to investment professionals). Andrew is able to anticipate needs and works very efficiently with his closing department (unlike what sometimes happens if you deal with a national bank) and title company, so everything will run smoothly and efficiently, sends and receives all my documents electronically to make things go quickly, and is extremely well-versed in advising me on available mortgage products that best suit my needs. I have done both a FHA purchase with Andrew and an investment property refinance with Andrew and intend to use him for any future transactions where I may need a lender. I highly recommend Andrew regardless of your financing need as he is the best I have worked since I made my first real estate purchase in 2002. If anyone reading this has ever gotten a major surprise during the course of your loan process from a lender, you will appreciate that there have never been any surprises with Andrew. No closing delays, no change to rate/points that quoted, no additional unexpected fees, no missed government recording charges, no issues at all. ... Read More

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  • Lender Review
    from Parkton, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Quick Closing and Low Cost

    Severn (Andrew Galinsky in particular) was great to work with, closed my loan quickly, on time, and with a great rate and overall extremely low closing costs given its relationships with local title companies that pass along savings to the borrower.

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  • Loan Officer Review
    from Edgewater, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Best Service To Date

    I've been through the mortgage/refinancing process multiple times in the past and this was by far the best experience I've ever had. Ms. Witten was a pleasure to work with and went out of her way to look for the best options for me. She definitely went above and beyond.

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  • Loan Officer Review
    from Bowie, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    A Wonderful Experience

    Chin was very thorough and extremely thoughtful in his approach to assisting us through our home refinance. He is extremely knowledgeable and ensured we finished the refinancing process felling good about our decision. I will certainly recommend Chin to friends.

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  • Loan Officer Review
    from Gas City, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent Customer service

    Mr. Burgamy was a pleasure to work with. He was very courteous and consistent with his work. Mr. Burgamy was very honest through the whole process and kept us up to date with anything we needed to know or any information we needed to gather to refinance our home. There were a few snags here and there, not to Mr. Burgamy's doing, but he was able to get us through them and he never once gave up on us and getting our home refinanced. We would recommend Mr. Burgamy to anyone who needs to do a refinance or any other type of loan because we know that he is the man to get the job done! Any financial institute should be very proud to have him as a loan officer. Mr. Burgamy provided excellent customer service... Read More

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  • Loan Officer Review
    from Bethesda, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Highly recommend

    Spencer truly stands out in the lending world. He is responsive, knowledgeable and extremely hardworking. There was never a time I didn't hear back on status or questions. We were working on a difficult file with a client with high DTI ratios and other items that made this loan not a straight-shot deal. Spencer had incredible patience, was able to get around the challenges and made the process look easy. My hat is off to him for such wonderful customer service along the way... Read More

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  • Lender Review
    from Phoenix, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender
    Date of Service:
    June 30, 2016

    Great Customer Service

    Andrew was the loan officer on my loan. He was very customer focused - always available to answer my questions, day or night. He explained each step of the process so it was easy to understand and did everything he could to ensure the loan process went smoothly.

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  • Loan Officer Review
    from Newark, DE
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    FIVE STARS for Spencer

    One of the only times I wish I could rate higher than FIVE STARS! Everyone involved in our (delayed and confusing) closing was amazed and impressed with Spencer. His professionalism and personalized service. His communication - including same day return calls (on the rare occasion he was unable to take a call). Our realtor, the seler's agent, inspectors, appraisers, even the seller's mortgage company didn't think that his kind of customer (although I never felt like just a "customer") service existed anymore! I would (and have) recommended Spencer to friends, family and strangers! I didn't think a real estate settlement could be this pain free!!! I really lucked out with Spencer and Severn! Thank you!!!... Read More

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  • Loan Officer Review
    from Rockville, MD
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Great Customer Service!!!

    I am extremely glad I worked with Mike Bass and Severn Bank. This is my third home (1st in MD) and by far this has been the most enjoyable experience to date. All home mortgage processes are difficult at times but when we hit our rough patch Mike was informative and calming during a trying time. In addition, he worked hard and we were able to close!! I would reccomend this company to any person looking to get a loan for a new purchase or any banking service needed. Its a small name with BIG game. Bravo Mike Bass and Bravo Severn Bank!!!... Read More

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Severn Bank has been proudly offering common sense mortgage solutions to customers for decades. We provide a wide variety of mortgage programs coupled with personalized, one-on-one service. Getting a home loan with Severn Bank is simple, fast, and convenient. Our flexible loan terms and ability to assist in unique circumstances makes the decision to work with Severn an easy one. You can count on Severn Bank and our tradition of exceptional service and unsurpassed expertise to help you get your loan closed quickly and at a great rate. We look forward to helping you!