SmartPath Mortgage Ratings & Reviews

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NMLS ID: 72043

SmartPath Mortgage

(5 of 5) 29 Reviews

97% of our customers would recommend this lender.

About SmartPath Mortgage

Smartpath Mortgage is a dba of Atlantic Bay Mortgage Group.  Atlantic Bay is a Ginnie Mae and Fannie Mae/Freddie Mac Direct Seller/Servicer. Atlantic Bay also has FHA Direct Endorsement authority and is a VA lender for residential mortgages. We have...

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Loan Officers

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Thor Chitow Charlotte, NC
Skyler Fortune Charlotte, NC
Michael Fava Charlotte, NC
Michael Laffey Charlotte, NC
Andy Rochester Charlotte, NC
Phillip Ruzylo Charlotte, NC
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Customer Reviews

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29 Reviews

(5 of 5)
Review Breakdown
  • (30)
  • (0)
  • (0)
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  • Lender Review
    from Jacksonville, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Great!

    Great experience. Low rate. Closed on time. What more could you ask for. THank you to the whole team.

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  • Lender Review
    from Indian Trail, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Thank you so much

    We closed on our home in about 3 weeks. We started with a local lender and they weren't able to get past us paying our landlord cash. Mike told us it wasn't going to be a problem and we wouldn't have to push our closing back. We closed on time and with no questions asked. Couldn't be happier. Thank you so much to Mike, Jordan, and Linda! Great work!

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  • Loan Officer Review
    from Marion, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Anthony Ruzylo......the Best in the Business!!

    ANTHONY RUZYLO (as I know him) made the whole lending experience quick and painless. In fact he had my loan processed and ready to go before my sellers were even ready on their end. He was very professional but at the same time made me feel like family. He made himself readily available to answer any questions I had. Even when I was getting stressed due to issues with the seller, Anthony always found a way to keep me sane!! He goes above and beyond to make sure he provides you with the best service possible. He checks, and double checks, follows up and follows through!! He is a top of the line hard worker. I know I wasn't his only client, but he was very attentive and he made me feel like I was his only client!! If you decide to go with Smart Path-Atlantic Bay Mortgage, look him up he will give you 110% . Guaranteed!... Read More

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  • Lender Review
    from Marion, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Trust the Reviews....Top Notch Company & Staff!!

    My experience with Smart Path Mortgage - Atlantic Bay, was Fantastic from start to finish!! My lending crew was Anthony, Jordan, and Judy. Great team!! My Lending Officer ANTHONY RUZYLO is the reason for the 5 star rating! He was very knowledgeable and kept me informed throughout the whole process. Even during times when I felt stressed ANTHONY always found a way to put my mind at ease!! He was the absolute best through this whole process and made me feel super comfortable. He was very professional, but also treated me like family and made me laugh often!! The best experience I've ever had purchasing a home (this is my 4th) so I have some experience. Trust the reviews regarding this company. It is top notch. The whole process was VERY quick & painless!! In fact they were finished processing my loan before my sellers were ready to close!! If you decide to go with this company (which I highly recommend) and you can choose which Loan Officer to use..... Ask for ANTHONY RUZYLO! He will work his butt off for you! Guaranteed!... Read More

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  • Lender Review
    from Pittsburgh, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this lender

    Awesome service

    They know how to get things done. Dan, Linda, Jordan and the underwriters all work together so well which makes a difference. They communicate and are always reachable immediately. The experience was always positive and they make you feel like family . I highly recommend smart path !!!!

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  • Lender Review
    from Lancaster, SC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Fast and Easy

    These guys were great. Thor and Jordan are a great team on the front end. Linda was our processor and always responded to our calls and emails. At closing, everything was as discussed. We are in our new home, thanks to the Smartpath team.

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  • Lender Review
    from Walterboro, SC
    (5 of 5)
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Speechless, in a good way!

    After trying to purchase our home several times with no luck, we contacted Dan Webb with SmartPath Mortgage. From the first phone call to getting all the paperwork ready, he was there to help with the smallest of concerns. Even though we hit some bumps, we were reassured and kept moving along. I'd highly recommend Dan Webb to any first time home buyer! Thank you for all your help... Read More

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  • Lender Review
    from Abington, PA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    So Happy

    After hearing no from several lenders I spoke to Dan Webb and he immediately put me at ease. He told me exactly what to do and how to do it. He told me if you do this you can buy a house. After weeks of texting and emailing him, all of which were answered almost immediately, we followed his instructions and closed on our home. Words can't express how happy me and my family are. He told us that we did all the work but I told him that someone had to give us a chance to do it. If you ever need a mortgage stop what you are doing and call Dan... Read More

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  • Lender Review
    from Matthews, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Dan the Man

    Our Loan Officer Dan Webb was able to help us get our first home. As first time home buyers and business owner's Dan helped us throughout the process with his prompt responses to our many questions. He explained our options and really listened to us and addresses our needs. He will kill me for saying this but he really does answer questions sometimes over and over again at all hours. Couldn't be happier if I tried. Would recommend him to anyone that needs a mortgag... Read More

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  • Lender Review
    from Indian Trail, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    So thankful!

    I couldn't be happier with this experience. Our realtor told us to do a lot of research about an 'internet lender'. We searched online and saw mostly great reviews. We had everything done from start to finish in about 3 weeks. My realtor was so impressed. Thank you so much to CJ and Linda! You guys are an amazing team!

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Smartpath Mortgage is a dba of Atlantic Bay Mortgage Group.  Atlantic Bay is a Ginnie Mae and Fannie Mae/Freddie Mac Direct Seller/Servicer. Atlantic Bay also has FHA Direct Endorsement authority and is a VA lender for residential mortgages. We have every authority that big banks and other lenders have, without the limits they have. In addition, FHA as an automatic insuring authority, meaning that we do not need to go to FHA for approvals, delegate us. To date we have helped over 70,000 borrowers, some more than once. We are also a partner in the community, giving over $2 million to charities and participating in events that promote the passions of our customers, employees, and neighbors.