SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.4 of 5) 86 Reviews

87% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Elena Catania Healdsburg, CA
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Customer Reviews

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86 Reviews

(4.4 of 5)
Review Breakdown
  • Lender Review
    from Tulare, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Quick and Easy Loan Process

    (0) (0)
    The application process was one of the smoothest I've every experienced. The application itself took very little time to complete. The entire process, from when first submitting my application until my bank was funded with the approved loan, took only two days! I was amazed with the speed and also satisfied with the rates.

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  • Lender Review
    from Mechanicville, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great rates and even better service

    (0) (0)
    Quick and easy loan process! I was able to pay off a higher interest loan, reduce my payment and still get some extra cash out.

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  • Lender Review
    from Ferndale, MI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Good Option to lower loan rates

    (0) (0)
    Simple website, easy to use, quick response from them. Rate much less than my bank, lendingclub, or prosper, etc. Easiest process I have ever had to deal with.

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  • Lender Review
    from Peoria, AZ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    July 10, 2017

    why use leanding tree

    (0) (0)
    Like the others said Leading Tree was no use apply and was declined

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  • Lender Review
    from Jonesboro, GA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    June 17, 2017

    Confused and disappointed

    (0) (0)
    I was also approved through Lending Tree, yet declined with SoFi. Very confused as to how Leading Tree works or the benefits.

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  • Lender Review
    from Kingman, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    April 5, 2017
    Loan Closed On:
    April 10, 2017

    Hands down #1

    (0) (0)
    From online application tho funding my personal loan this was by far the simplest and fastest process. Customer service has been awesome (A+++) My rate was less than half my credit card interest and has freed up disposable income with less interest payments. Hands down this was the best decision for my financial well being.

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  • Lender Review
    from Palmdale, CA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    June 5, 2017

    Lending tree is irrelevant...

    (0) (0)
    I got approved through lending tree but than they transferred me to sofi website where I was declined so lending tree is irrelevant...

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  • Lender Review
    from Wentzville, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great exeperience start to finish!

    (0) (0)
    The application process was convenient as a single mother, working full time, with limited time off. I had to call customer service one time to clarify some things on my paycheck stub. The rep was very courteous and even went through my entire application to see if anything else should be added to clarify anything for the next step in the approval process. The process was very quick. I was approved in 2 days and funding will take place in 3 business days. That is an amazing turn around on a unsecured personal loan... Read More

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  • Lender Review
    from Corpus Christi, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    SoFi Is Amazing!

    (0) (0)
    SoFi is an amazing company. It took 4 days not business days but days to get funds in the bank. I started with filling out application on a Saturday and they worked throughout the weekend to help me with updates and constant communication when needed and by Tuesday funds were in the bank. NO fees great rate just totally unbelievable to find a company that just wants to help you get out of debt. It felt so good paying off high those credit card accounts and started saving money right away. I will do more business with them as they also have Mortgage financing and investment options available. Thank you SoFi!!... Read More

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  • Lender Review
    from Olympia, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    SoFi review

    (0) (0)
    I received a personal invite in the mail to apply for a SoFi to see if I qualified and I was skeptical as with most lending company solicitations. I decided however to take up SoFi's challenge and boy am I glad I did! Not only were they responsive and helpful from start to finish, the record time to which my personal loan closed with the absolute BEST rate once could receive even exceeded my own personal high standards for customer service. I am a professional business person and keep stellar records of all my most important documents year-round so for me personally, applying for a loan through SoFi was rather simple. This may not hold true for each individual borrower so I guess I would say to anyone looking to secure a loan of any kind, you can expect to get out, what you are willing to invest to ensure you receive the same professional and courteous service I received... Read More

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.