SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.5 of 5) 67 Reviews

91% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Loan Officers

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Ryan Mack Healdsburg, CA
Elena Catania Healdsburg, CA
JUSTIN JOHNSON Cottonwood Heights, UT
Elliott Grisham Healdsburg, CA
Lucas Parelius Healdsburg, CA
PATTY LOPEZ Healdsburg, CA
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Customer Reviews

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67 Reviews

(4.5 of 5)
Review Breakdown
  • Lender Review
    from Lincoln, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Fast and painless process, great customer service!

    (0) (0)
    5 STARS all the way across the board...... SoFi is the absolute BEST!!! You will be very pleased with SoFi, from start to finish. Their customer service is excellent. I started out researching some rates to consolidate some high credit card debt, between five high interest major credit cards. I applied online very late on a Saturday night, and I authorized SoFi to run my credit with a hard inquiry to proceed with my application, within just a day or two. SoFi approved me for my $45k loan request and had my loan funded within 2 weeks of finalizing my online application. That is remarkable. If I had applied with my major bank (which I have excellent long time banking and credit history with), I would probably still be waiting through the red tape, with a much higher interest rate. From applying online, submitting my pay stub, employment verification and birth certificate, I was approved and funded in less than 2 weeks, with an interest rate of nearly 1/2 of what I have been paying on my credit cards. I am saving about $900 per month, with my SoFi personal loan. (And my monthly loan payment is less than that).... Well worth it, and ultimately I will be the one to benefit, with another positive trade account, while maintaining zero balances on my credit cards at 18+% interest rates! Thumbs up for SoFi, this is a great new year!! ... Read More

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  • Lender Review
    from Phoenix, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    February 1, 2017

    Outstanding Custumer Service

    (0) (0)
    Excellent customer service with 5 star support.

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  • Lender Review
    from Kelly, LA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    July 22, 2016

    Quick

    (0) (0)
    Overall quick experience

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  • Lender Review
    from Edgerton, MN
    (5 of 5)
    Recommended!
    Reviewed:

    Great company and great products!

    (0) (0)
    The speed at which my loan was processed was amazing. I had to just upload documents, speak to a customer service representative, and then the money was deposited into my account. There were no closing costs or hassles by the company. I would highly recommend SoFi to family and friends. If I ever need to look at a loan again in the future, SoFi will be my first stop. Thank you SoFi... Read More

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  • Lender Review
    from Waltham, MA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 10, 2016
    Loan Closed On:
    October 17, 2016

    SoFi is the best you will find

    (0) (0)
    SoFi came through with quick processing and a competitive rate. Best service and easiest time you will have with any lender. They clearly look at a whole picture of someone and not just recent numbers or trends. After all was done, they also make you feel welcomed and that it is not just about a one-time exchange. Lots more to the SoFi experience than just a loan. I am glad to be on board.... Read More

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  • Lender Review
    from Richmond, VA
    (5 of 5)
    Recommended!
    Reviewed:

    So Far, So Good

    (0) (0)
    I had three separate loans through another lender with variable rates ranging from 5.75% to 10%. Even though I was overpaying on every loan on a monthly basis, my loan amounts magically started to increase by a couple of dollars each month even though the rates hadn't increased. After finally getting fed up with not making any progress on my loan payoffs, I checked out SoFi. The application process was extremely easy, just the uploading of a few screenshots. The loan was approved in 24 hrs and funded in 4 days. My loan was just funded so I couldn't give "excellent" ratings for the Responsiveness and Customer Service categories because I haven't had a need to investigate those areas yet. As for the Rates section, I was able to cut my APR down by approximately 3.5 points with a fixed rate. There were no fees or closing costs either. So far so good, glad to be with a lender who has a solid reputation... Read More

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  • Lender Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:

    SOFI is easy...do it!

    (0) (0)
    Easy application. Simple instructions with clear follow-ups. Easy electronic downloading of necessary ID docs. Quick response, fast funding. Can't ask for much more than that.

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  • Lender Review
    from Thousand Oaks, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing organization in terms of service

    (0) (0)
    When I received your promotional offer, I was very skeptical. I researched about you folks and then even while applying I thought it some sort of a scam. I even chatted with your online support folks to confirm if I should give my bank credentials. I was so surprised to see my loan approved so fast. I thought it will take several days, several documents back and forth and the amount requested might not be given. Holy cow, I was just, I don't know how to express it, completely flabbergasted. This is so amazing, in terms of processing time and also the online process simplification. I would request all the banks and financials institutions to learn from you folks. Thank you so much. Take care. Regards, Ramnath ... Read More

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  • Lender Review
    from Gainesville, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Best Online Process Ever!!

    (0) (0)
    From beginning to end the process was easy and the people great! Would highly recommend SoFi to anyone needing help paying for college!!

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  • Lender Review
    from Phenix City, AL
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (0) (0)
    Very quick and painless. Provide the necessary documentation and SOFI does the rest. I would highly recommend this company.

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.