SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.4 of 5) 109 Reviews

84% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Customer Reviews

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109 Reviews

(4.4 of 5)
Review Breakdown
  • Lender Review
    from Fort Myers, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    September 5, 2018
    Loan Closed On:
    September 7, 2018

    Helpful and friendly

    Prompt responses to questions. Friendly, helpful, courteous customer service.

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  • Lender Review
    from Santa Ana, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    December 14, 2017
    Loan Closed On:
    December 20, 2017

    Easy process

    The process was so easy.

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  • Lender Review
    from Moreno Valley, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    August 21, 2018

    Fantastic service!!!

    Thank you sooooo much for everything. Because of your great rate, I was able to consolidate my debts and payoff all my credit cards...in return, my credit score went u by over 60pts. I could not have done this without your service and thanks for the great customer care!

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  • Lender Review
    from Omaha, NE Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    May 3, 2017

    Incredibly Fast!

    Fantastic! SoFi exceeded all my expectations & so easy to work with. From application initiation, it was only 6 hours when there was a text stating fund's in my account - incredible!

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  • Lender Review
    from Marshalltown, IA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    May 31, 2018
    Loan Closed On:
    June 13, 2018

    SoFi

    Customer service was great regardless of it was on the phone or through click to chat.

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  • Lender Review
    from Ardmore, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 18, 2017

    Quick and Easy, very friendly

    I joined Sofi after shopping around for a 50k personal loan. What attracted me to them was their great rate and quick and easy process. I had to provide a few sources of information regarding my home/identity/income etc but after that I was approved for 50k within a day. The payment process has been transparent (auto-deducting from account) and Sofi has been very easy, even interesting to work with. They're constantly doing things to try to improve their community including seminars, events, giving away swag. It's my first experience with a modern finance company and it's entirely different from what I experienced when dealing with banks. I highly recommend giving them a shot... Read More

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  • Lender Review
    from Phoenix, AZ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Student Loan Refinance
    Services:
    Closed loan with this lender

    A Rare Breed: Selfless Lender!

    They seem to actually care about their customers, which is an experience I am not used to in dealing with lenders. They will be at the top of my list in the future.

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  • Lender Review
    from Royal Oak, MI Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    September 29, 2017

    Excellent product

    The entire Sofi experience feels very polished. I enjoyed how simple it was to submit a loan application, upload supporting documents, and receive funds. I knew what the status of my application was and what I needed to do at each step, and received funds in my bank account in about 48 hours from starting. Extremely convenient, competitive rates, and easy to use. What more could you want... Read More

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  • Lender Review
    from Batavia, OH Confirmed LendingTree Customer
    (5 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    December 28, 2016

    Loans made easy

    I have had several loans in the past and this was one of the fastest and easiest loan processes yet. Excellent follow up after the closing. A true pleasure. Future business with them is a definite.

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  • Lender Review
    from Cary, NC
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Easy, Fast, Simple

    The entire process was very easy to deal with. I did have one hiccup along the way but they were quick and prompt to sort it out and explain what happened. After everything was sorted the process was extremely smooth and there were no issues the entire rest of the way. The SoFi team was always available to answer any questions and gave me more than enough information in advance to let me know what was coming up next. I would highly recommend them to anyone... Read More

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.