SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.5 of 5) 64 Reviews

91% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Loan Officers

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Ryan Mack Healdsburg, CA
Elena Catania Healdsburg, CA
Jennifer Smith Healdsburg, CA
Ken Miranda Healdsburg, CA
Gloria Dellepere Healdsburg, CA
JUSTIN JOHNSON Cottonwood Heights, UT
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Customer Reviews

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64 Reviews

(4.5 of 5)
Review Breakdown
  • Lender Review
    from Edgerton, MN
    (5 of 5)
    Recommended!
    Reviewed:

    Great company and great products!

    (0) (0)
    The speed at which my loan was processed was amazing. I had to just upload documents, speak to a customer service representative, and then the money was deposited into my account. There were no closing costs or hassles by the company. I would highly recommend SoFi to family and friends. If I ever need to look at a loan again in the future, SoFi will be my first stop. Thank you SoFi... Read More

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  • Lender Review
    from Waltham, MA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 10, 2016
    Loan Closed On:
    October 17, 2016

    SoFi is the best you will find

    (0) (0)
    SoFi came through with quick processing and a competitive rate. Best service and easiest time you will have with any lender. They clearly look at a whole picture of someone and not just recent numbers or trends. After all was done, they also make you feel welcomed and that it is not just about a one-time exchange. Lots more to the SoFi experience than just a loan. I am glad to be on board.... Read More

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  • Lender Review
    from Richmond, VA
    (5 of 5)
    Recommended!
    Reviewed:

    So Far, So Good

    (0) (0)
    I had three separate loans through another lender with variable rates ranging from 5.75% to 10%. Even though I was overpaying on every loan on a monthly basis, my loan amounts magically started to increase by a couple of dollars each month even though the rates hadn't increased. After finally getting fed up with not making any progress on my loan payoffs, I checked out SoFi. The application process was extremely easy, just the uploading of a few screenshots. The loan was approved in 24 hrs and funded in 4 days. My loan was just funded so I couldn't give "excellent" ratings for the Responsiveness and Customer Service categories because I haven't had a need to investigate those areas yet. As for the Rates section, I was able to cut my APR down by approximately 3.5 points with a fixed rate. There were no fees or closing costs either. So far so good, glad to be with a lender who has a solid reputation... Read More

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  • Lender Review
    from Charlotte, NC
    (5 of 5)
    Recommended!
    Reviewed:

    SOFI is easy...do it!

    (0) (0)
    Easy application. Simple instructions with clear follow-ups. Easy electronic downloading of necessary ID docs. Quick response, fast funding. Can't ask for much more than that.

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  • Lender Review
    from Thousand Oaks, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Amazing organization in terms of service

    (0) (0)
    When I received your promotional offer, I was very skeptical. I researched about you folks and then even while applying I thought it some sort of a scam. I even chatted with your online support folks to confirm if I should give my bank credentials. I was so surprised to see my loan approved so fast. I thought it will take several days, several documents back and forth and the amount requested might not be given. Holy cow, I was just, I don't know how to express it, completely flabbergasted. This is so amazing, in terms of processing time and also the online process simplification. I would request all the banks and financials institutions to learn from you folks. Thank you so much. Take care. Regards, Ramnath ... Read More

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  • Lender Review
    from Gainesville, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Best Online Process Ever!!

    (0) (0)
    From beginning to end the process was easy and the people great! Would highly recommend SoFi to anyone needing help paying for college!!

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  • Lender Review
    from Phenix City, AL
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (0) (0)
    Very quick and painless. Provide the necessary documentation and SOFI does the rest. I would highly recommend this company.

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  • Lender Review
    from Loveland, OH
    (5 of 5)
    Recommended!
    Reviewed:

    The Absolute Best Loan Provider By Far!!!

    (0) (0)
    SoFi is the best loan provider I have ever dealt with. I can't say a negative thing about anything in terms of my experience with SoFi. There process for loan approval is very painless and it was all done on line....nothing compares.

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  • Lender Review
    from Killeen, TX
    (5 of 5)
    Recommended!
    Reviewed:

    It's easy with SOFI

    (1) (0)
    I was looking for a personal loan to pay off some debts and to have some extra cash to add into my savings account and I found SOFI. I still amaze by the process to obtain my personal loan. It was fast and totally easy. I'm impress and I really recommend SOFI to anyone looking for a loan. The whole process took like a week: from submit my application, to have the money deposit into my checking account, even when I took my time to submit my papers; so it can be even faster if you have everything ready.... Read More

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  • Lender Review
    from Mc Alpin, FL
    (5 of 5)
    Recommended!
    Reviewed:

    SoFi Rocks!

    (0) (0)
    Very simple application process online. The review took a bit longer than was expected. The funding was fast. The rate was very reasonable and there was a .25 point savings with auto pay.

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.