SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.5 of 5) 74 Reviews

91% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Loan Officers

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Ryan Mack Healdsburg, CA
Elena Catania Healdsburg, CA
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Customer Reviews

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74 Reviews

(4.5 of 5)
Review Breakdown
  • Lender Review
    from Hayward, WI
    (5 of 5)
    Recommended!
    Reviewed:

    Student Loan ReFi

    (0) (0)
    Overall pretty great company. Customer service was amazing! super helpful with all of my questions and concerns. Some Advice for applicants: 1. Have an 800 credit score. I have applied with SoFi multiple times and until I had a higher credit score they did not want to touch me. 2. They are very particular on paperwork. Be sure your paystubs include your works addresses. Be sure to send the information exactly as requested. 3. If you are confused on anything or can't get certain information to them call customer service. They ROCK! I'm not sure on their other services but I would highly recommend them for student loan financing. They offer low interest rates for people with good credit history... Read More

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  • Lender Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Mary Millette

    (0) (0)
    Sofi is an excellent option for those looking to save money on interest rates for student loans. I had two private loans and combines I was being charged over 15% interest. Sofi significantly decreased my interest rate to less than 7%! The customer service was excellent. The representative I talked to, (I think named Jovani) was wonderful. He gave me multiple option depending on many years I wanted to pay the loan off in & what the rate would be if I combined my private & federal together. I highly recommend anyone to use Sofi loans if you want to save money and use a trustworthy provider.... Read More

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  • Lender Review
    from Alexandria, KY
    (5 of 5)
    Recommended!
    Reviewed:

    Awesome!!

    (0) (0)
    Absolutely the quickest, easiest way to get a loan!! Just incredible!!

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  • Lender Review
    from Ashville, OH Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    March 10, 2017

    Don't waste your time

    (0) (0)
    Was pre-qualified. Wasted time filling out an application and getting a ding on my credit. In less than 30 seconds I was declined for things that was reflected in my credit score.The score that got me pre-qualified. For a personal loan was wanting all levels of education.

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  • Lender Review
    from Brookfield, WI
    (5 of 5)
    Recommended!
    Reviewed:

    Great rates and simple to use site

    (0) (0)
    Very competitive rates and fast processing. The site and loan application are friendly and easy to use and customer service were very helpful.

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  • Lender Review
    from Salt Lake City, UT
    (5 of 5)
    Recommended!
    Reviewed:

    SOFI Rocks

    (1) (0)
    The application was quick and easy. By FAR the best rate in the market for Personal Loans. Quick, great customer service. Awesome!

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  • Lender Review
    from Burnsville, MN Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 26, 2016

    Great customer support

    (0) (0)
    SoFi was very responsive and easy to work with. I'm self-employed, so income verification can be a challenge. The SoFi team worked with me to identify all the necessary documentation and everything went through smoothly.

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  • Lender Review
    from Lincoln, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Fast and painless process, great customer service!

    (0) (0)
    5 STARS all the way across the board...... SoFi is the absolute BEST!!! You will be very pleased with SoFi, from start to finish. Their customer service is excellent. I started out researching some rates to consolidate some high credit card debt, between five high interest major credit cards. I applied online very late on a Saturday night, and I authorized SoFi to run my credit with a hard inquiry to proceed with my application, within just a day or two. SoFi approved me for my $45k loan request and had my loan funded within 2 weeks of finalizing my online application. That is remarkable. If I had applied with my major bank (which I have excellent long time banking and credit history with), I would probably still be waiting through the red tape, with a much higher interest rate. From applying online, submitting my pay stub, employment verification and birth certificate, I was approved and funded in less than 2 weeks, with an interest rate of nearly 1/2 of what I have been paying on my credit cards. I am saving about $900 per month, with my SoFi personal loan. (And my monthly loan payment is less than that).... Well worth it, and ultimately I will be the one to benefit, with another positive trade account, while maintaining zero balances on my credit cards at 18+% interest rates! Thumbs up for SoFi, this is a great new year!! ... Read More

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  • Lender Review
    from Phoenix, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    February 1, 2017

    Outstanding Custumer Service

    (0) (0)
    Excellent customer service with 5 star support.

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  • Lender Review
    from Kelly, LA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    July 22, 2016

    Quick

    (0) (0)
    Overall quick experience

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.