SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.4 of 5) 90 Reviews

87% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Loan Officers

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Elena Catania Healdsburg, CA
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Customer Reviews

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90 Reviews

(4.4 of 5)
Review Breakdown
  • Lender Review
    from Maryville, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Recently funded but so far very good experience.

    I took a very long time to compare options and decide what would be the best course of action for my situation and Sofi was the most straightforward and flexible and options of how much funding I could get at one of the best rates I could get for my situation. The only reason there were slowdowns in the process was of my own doing due to me making sure that I had the right combination of things before committing to an application process once I did that it was pretty quick and the customer service people were very helpful both on the front and the process during and the back end so far. I like their method of funding and the straightforwardness of what you are paying for and how much it's going to cost you. I have only had one customer service representative that felt a little pushy not bad but a little and interested in moving on from me to the next person but the rest have been very helpful and very kind. I've entered into a long-term agreement with so far so I am praying that they continue to be as good on the long-term as they have been in the funding and short-term... Read More

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  • Lender Review
    from Charlotte, TN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Easy to apply, fast process, and no fees!

    The application process with SoFi was simple and fast. I applied on a Wednesday and the loan was funded two days later, on Friday. I actually did not start the application process thorough LendingTree though. I received a letter in the mail from SoFi saying I was pre-approved and I could check my rate without impacting my credit. The rate I was quoted was lower than what other lenders had quoted so I decided to go ahead and complete the application. The rate I ended up with was the same as what I was quoted, there were no fees, and I was able to borrow a much larger amount through SoFi than I would've been able to get with other lenders. I'm very pleased with SoFi so far and will definitely consider them for future needs... Read More

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  • Lender Review
    from Atlanta, IN Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    August 7, 2017

    Waste of time

    Like many other reviews are stating, I was approved through Lending Tree but later declined through the SoFi website.

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  • Lender Review
    from Swedesboro, NJ
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great experience

    I can only say positive things about SoFi. The process was simple, and I received an excellent rate with no fees or closing costs. The customer service was fantastic, and the speed with which the company executed my refinancing request was incredible. This will be my first stop in the future.

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  • Lender Review
    from Tulare, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Quick and Easy Loan Process

    The application process was one of the smoothest I've every experienced. The application itself took very little time to complete. The entire process, from when first submitting my application until my bank was funded with the approved loan, took only two days! I was amazed with the speed and also satisfied with the rates.

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  • Lender Review
    from Mechanicville, NY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great rates and even better service

    Quick and easy loan process! I was able to pay off a higher interest loan, reduce my payment and still get some extra cash out.

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  • Lender Review
    from Ferndale, MI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender

    Good Option to lower loan rates

    Simple website, easy to use, quick response from them. Rate much less than my bank, lendingclub, or prosper, etc. Easiest process I have ever had to deal with.

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  • Lender Review
    from Peoria, AZ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    July 10, 2017

    why use leanding tree

    Like the others said Leading Tree was no use apply and was declined

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  • Lender Review
    from Jonesboro, GA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    June 17, 2017

    Confused and disappointed

    I was also approved through Lending Tree, yet declined with SoFi. Very confused as to how Leading Tree works or the benefits.

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  • Lender Review
    from Kingman, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    April 5, 2017
    Loan Closed On:
    April 10, 2017

    Hands down #1

    From online application tho funding my personal loan this was by far the simplest and fastest process. Customer service has been awesome (A+++) My rate was less than half my credit card interest and has freed up disposable income with less interest payments. Hands down this was the best decision for my financial well being.

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.