SoFi Ratings & Reviews

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NMLS ID: 1121636

SoFi

(4.5 of 5) 79 Reviews

90% of our customers would recommend this lender.

About SoFi

SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more....

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Elena Catania Healdsburg, CA
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Customer Reviews

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79 Reviews

(4.5 of 5)
Review Breakdown
  • Lender Review
    from Wentzville, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great exeperience start to finish!

    (0) (0)
    The application process was convenient as a single mother, working full time, with limited time off. I had to call customer service one time to clarify some things on my paycheck stub. The rep was very courteous and even went through my entire application to see if anything else should be added to clarify anything for the next step in the approval process. The process was very quick. I was approved in 2 days and funding will take place in 3 business days. That is an amazing turn around on a unsecured personal loan... Read More

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  • Lender Review
    from Corpus Christi, TX
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    SoFi Is Amazing!

    (0) (0)
    SoFi is an amazing company. It took 4 days not business days but days to get funds in the bank. I started with filling out application on a Saturday and they worked throughout the weekend to help me with updates and constant communication when needed and by Tuesday funds were in the bank. NO fees great rate just totally unbelievable to find a company that just wants to help you get out of debt. It felt so good paying off high those credit card accounts and started saving money right away. I will do more business with them as they also have Mortgage financing and investment options available. Thank you SoFi!!... Read More

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  • Lender Review
    from Olympia, WA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    SoFi review

    (0) (0)
    I received a personal invite in the mail to apply for a SoFi to see if I qualified and I was skeptical as with most lending company solicitations. I decided however to take up SoFi's challenge and boy am I glad I did! Not only were they responsive and helpful from start to finish, the record time to which my personal loan closed with the absolute BEST rate once could receive even exceeded my own personal high standards for customer service. I am a professional business person and keep stellar records of all my most important documents year-round so for me personally, applying for a loan through SoFi was rather simple. This may not hold true for each individual borrower so I guess I would say to anyone looking to secure a loan of any kind, you can expect to get out, what you are willing to invest to ensure you receive the same professional and courteous service I received... Read More

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  • Lender Review
    from Lexington, SC Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 26, 2017

    Don't trust their "offer"

    (0) (0)
    They showed I was approved on Lending tree, with multiple loan offers. The rates looked competitive, so I choose one of their loan offers. The link took me to their account and they asked the same questions regarding my employment and income that are already in Lending Tree. I don't have bad credit, so I don't mind answering the questions again. Then they refused to give me any loan at all. Clearly they lie on Lending Tree, offering a good loan, but then refuse to actually give you any of those loans. That is a horrible way to do business... Read More

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  • Lender Review
    from Hollywood, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    SoFi Rocks!!

    (0) (0)
    Excellent!! sorry I did not start with them sooner. Highly recommend. Very Professional and very laid back at the same time. Love the personal interest they take in helping you once you are a SoFi member.

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  • Lender Review
    from Hayward, WI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Student Loan Refinance
    Services:
    Closed loan with this lender

    Student Loan ReFi

    (0) (0)
    Overall pretty great company. Customer service was amazing! super helpful with all of my questions and concerns. Some Advice for applicants: 1. Have an 800 credit score. I have applied with SoFi multiple times and until I had a higher credit score they did not want to touch me. 2. They are very particular on paperwork. Be sure your paystubs include your works addresses. Be sure to send the information exactly as requested. 3. If you are confused on anything or can't get certain information to them call customer service. They ROCK! I'm not sure on their other services but I would highly recommend them for student loan financing. They offer low interest rates for people with good credit history... Read More

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  • Lender Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Student Loan Refinance
    Services:
    Closed loan with this lender

    Mary Millette

    (0) (0)
    Sofi is an excellent option for those looking to save money on interest rates for student loans. I had two private loans and combines I was being charged over 15% interest. Sofi significantly decreased my interest rate to less than 7%! The customer service was excellent. The representative I talked to, (I think named Jovani) was wonderful. He gave me multiple option depending on many years I wanted to pay the loan off in & what the rate would be if I combined my private & federal together. I highly recommend anyone to use Sofi loans if you want to save money and use a trustworthy provider.... Read More

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  • Lender Review
    from Alexandria, KY
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Awesome!!

    (0) (0)
    Absolutely the quickest, easiest way to get a loan!! Just incredible!!

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  • Lender Review
    from Ashville, OH Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    March 10, 2017

    Don't waste your time

    (0) (0)
    Was pre-qualified. Wasted time filling out an application and getting a ding on my credit. In less than 30 seconds I was declined for things that was reflected in my credit score.The score that got me pre-qualified. For a personal loan was wanting all levels of education.

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  • Lender Review
    from Brookfield, WI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Great rates and simple to use site

    (0) (0)
    Very competitive rates and fast processing. The site and loan application are friendly and easy to use and customer service were very helpful.

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SoFi is reinventing consumer finance for the better as a leader in marketplace lending. SoFi helps ambitious professionals accelerate their success with student loan refinancing, mortgages, mortgage refinancing, personal loans, parent loans and more. Their nontraditional underwriting approach takes into account merit and employment history, among other factors, to provide financial products that can't be found elsewhere.