Southern Funding Alliance Ratings & Reviews

NMLS ID: 310173

Southern Funding Alliance

4.7 of 5 16 Reviews


Who is Southern Funding Alliance?

NMLS 310173
Southern Funding Alliance is a growing Mortgage Banker located in Houston Texas. We are a FHA Full Eagle Lender with-in house processing and underwriting. As privately held lender, Southern Funding Alliance offers the low rates of a...

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94% of our customers would recommend this lender. (15 of 16)


Customer Reviews


  • (0) (0)

    It was a pleasure woking with Juan Salas!

    Yes, I recommend this lender

    It was wonderful working with Juan for my first home purchase. He was honest from beginning to end. Stayed on top of everything. Very responsive to all my questions. Most importantly he was very patient with the many questions I had and always had the answer I needed. Would I recommend Juan to my friends and family in the future? ABSOLUTELY!!!

    By:   (Cypress, Texas)Reviewed On:

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  • (0) (0)

    Great Job Juan!

    Yes, I recommend this lender

    Juan was great along the whole process. As a Top gent we need more loan officers that get it! We close on time in a seamless transaction. Keep the good work

    By:   (Cypress TX)Reviewed On:

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  • (0) (0)

    Good lender

    Yes, I recommend this lender

    They had helped me whenever I had questions and approved my loan within 2 weeks. On closing date, it took longer than usuall to get the loan approved and title office was about to be closed (which meant I will not get my house key on that day) but my loan officer Juan Salas made sure it is done asap when I contacted him.

    By:   (Houston, Tx)Reviewed On:

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  • (0) (0)

    Best Rate and Excellent Service

    Yes, I recommend this lender

    Southern Funding Alliance got us a great rate and offered to close early, but the seller was unable to do so. Everyone involved in the process was professional and prompt in answering our questions and making closing go very smoothly.

    By:   (Austin, TX)Reviewed On:

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  • (3) (0)

    A good team to take care of you

    Yes, I recommend this lender

    Tim Romine and the Southern Funding Alliance team really took care of me through every step of the loan process. I knew I could rely on them to let me know what my next step should be, which was exactly what I needed going through this process for the first time.

    By:   (Dallas, TX)Reviewed On:

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  • (3) (0)

    Tim Romine

    Yes, I recommend this lender

    Tim Romine was extremely helpful through the entire process. I am a first time home buyer and was quite intimidated. I was lucky to have someone as helpful and attentive as Tim.

    By:   (Dallas tx)Reviewed On:

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  • (8) (0)

    Easy overall transaction

    Yes, I recommend this lender

    I primarily worked with Tim Romine with Southern Funding Alliance (SFA). Overall, this was an easy and pleasant transaction. I shopped around before choosing SFA. While narrowing my options, Tim consistently checked in (perhaps more than one would like), and I appreciated his eagerness to secure our business. In comparing all my options, the fees, closing costs, and rates were roughly about the same after accounting for a deduction here but an increase there. So it really came down to who had the better customer service. I found Tim to be very straight-forward and easy to talk to, so I went with SFA. The documentation was simple and hassle-free; granted, we were probably very good/easy customers. There was a minor miscue that occurred when nearing the closing date -we had not been notified that everything was finalized- but that was resolved quickly enough. Also, a couple of the other people in the chain of the transaction sometimes did not answer my questions, but that was relatively minor. The bottom line is that Tim was great to work with and made the transaction relatively easy. I appreciated his eagerness and willingness to quickly respond to my questions and help out with our transaction.

    By:   (Fort Worth TX)Reviewed On:

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  • (5) (0)

    One stop shop, stress-free

    Yes, I recommend this lender

    I just closed on my first home and thanks to Southern Funding I got a great rate. They helped me from the beginning and referred me to a realtor who was a pleasure to work with. Southern Funding kept me updated on my loan process and was transparent throughout the whole process. Speak with Carter, he has resources all over the state and it really helps to have everyone on the same page.

    By:   (San Antonio)Reviewed On:

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  • (6) (0)

    Great Service

    Yes, I recommend this lender

    I spoke with several people before speaking with Carter at Southern Funding. No one could get the payments at what I wanted nor could they do the type of loan I needed. Carter examined my needs and offered a product that no one else did. He got the job done; I will refer them to my friends and family.

    By:   (Sulpher springs Tx)Reviewed On:

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  • (4) (0)

    Awesome mortgage lender experience.

    Yes, I recommend this lender

    Tim Romine and Southern Funding Alliance were very helpful with my home purchase. My family were still back home in another state and I needed to close early as I had already scheduled air travel to relocate them. Tim made sure I closed early so that I could be with my family and get them relocated to our new home. I was a first time home buyer and Tim was very thorough, making sure I understood each step of the process. He was even there at my closing to make sure it went smoothly.

    By:   (DFW)Reviewed On:

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NMLS 310173
Southern Funding Alliance is a growing Mortgage Banker located in Houston Texas. We are a FHA Full Eagle Lender with-in house processing and underwriting. As privately held lender, Southern Funding Alliance offers the low rates of a lender with the moderate fees of a bank with personal experience from your own mortgage banker who will be available from initial inquiry through final loan closing. Through the utilization of e-signature disclosures, we speed you to processing and underwriting. However, we believe that there is no substitute for one-on-one interaction with our clients. Our number one goal is to help our clients understand how their mortgage works and to provide them with the best option to set them on the right track to financial freedom.
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