The Federal Savings Bank Ratings & Reviews

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NMLS ID: 411500

The Federal Savings Bank

(3.2 of 5) 34 Reviews

62% of our customers would recommend this lender.

About The Federal Savings Bank

The Federal Savings Bank is a mortgage banker with access to loan programs and funds from various sources across the United States. Our centralized loan operation is the industry’s benchmark for efficient service. We control the entire loan process from...

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Loan Officers

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Gary Lind Naperville, IL
Erica Sinchak Naperville, IL
Ryan Sabouneh Scottsdale, AZ
Mary Cazares Chicago, IL
Michael Gulyas Chicago, IL
Kelly Sadler Overland Park, KS
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Customer Reviews

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34 Reviews

(3.2 of 5)
  • Lender Review
    from Pasadena, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Superstar Mortgage Banker = Irwin Recio!

    (2) (0)
    Superstar Mortgage Banker = Irwin Recio! I purchased a home in August of 2014 in Pasadena, CA, and I can tell you that the transaction was stress-free! Besides closing my loan in less than 30 days, Irwin always gave me updates on the loan process. A true genuine banker from start to finish! I highly recommend Irwin!

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  • Lender Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent service from Samantha Polancich

    (2) (0)
    Samantha Polancich was incredibly helpful in my home purchase. I would definitely recommend her to my friends!

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  • Lender Review
    from Charleston, SC
    (5 of 5)
    Recommended!
    Reviewed:

    Straight Shooter

    (2) (0)
    I recommend working with Tyler Iams. He'll give you timely advice, he keeps his word, and lays out the situation and a strategy up front.

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  • Lender Review
    from Mishawaka, IN
    (4 of 5)
    Recommended!
    Reviewed:

    Good service

    (2) (0)
    Good service

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  • Lender Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Wonderful Experience

    (2) (0)
    The Federal Savings Bank was wonderful to work with.

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  • Lender Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:

    First Time Home Buyers

    (2) (0)
    If you are looking for Mortgage Banker, look no further! Irwin Recio guided us through the home buying process and we could not be any more fortunate and grateful that he lead the way. As first time home buyers we had several questions, and Irwin made this a very easy process. Him and his team kept us informed of the status of our application from initiation to completion. He also made himself available 24/7, answering all our questions and concerns in a very timely manner. He even accompanied us on our closing, and made sure everything went as smooth as possible.We definitely recommend Irwin Recio and his team for all your mortgage needs... Read More

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  • Lender Review
    from Long Islande ,NY Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Date of Service:
    November 25, 2014

    stay away from this lender

    (8) (2)
    I requested a mortgage and was told that I qualified for a $336,000 mortgage and a credit of $3000 toward the closing costs. I needed a minimum of $310,000 after all closing costs.The bank sent a notary to my home to do the closing. After all the papers were signed I kept asking when I would have access to the money. They kept stalling. After three weeks they notified me that they had made a mistake and I was only qualified for a $296,000 mortgage and they would not honor the $3000 closing credit. I told the broker to have her supervisor call me but it never happened I found out later that with my income I would never qualify for a mortgage over $300,000. I did get a HELOC for over 310,000... Read More

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  • Lender Review
    from California.
    (1 of 5)
    Recommended!
    Reviewed:

    Worst refinance ever.

    (9) (5)
    Do not trust this company. I worked with Chase Kimsey and he said he would take care of all the paper work and refunds owed to me amounting to $6000. It's 3 months later and I haven't received a dime. Chase now says it's my responsibility to "chase" down the money he promised I would get after signing the paper work. Nothing but empty promises and stuck with a refinance that cost me an arm and a leg. Do not trust this company... Read More

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  • Lender Review
    from AK
    (5 of 5)
    Recommended!
    Reviewed:

    happy vet

    (7) (0)
    i worked with erica Sinchak and she was fantastic. her team got me into our dream home in 3.5 weeks. best rates and no lender fees since i am military. THANK YOU TFSB!!!

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  • Lender Review
    from Phoenix, Arizona
    (5 of 5)
    Recommended!
    Reviewed:

    refinance mortage

    (9) (2)
    I had the pleasure of working with Mr. Brian Joyce with The Federal Savings Bank, in Scottsdale AZ. Mr. Joyce was very knowledgeable, personal, and accommodating. He was great in assisting me through the whole loan process. Every person I had the pleasure of working with this during this process had these same characteristics.They all made it very painless going through this loan process. I would highly recommend The Federal Savings Bank to do business with... Read More

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The Federal Savings Bank is a mortgage banker with access to loan programs and funds from various sources across the United States. Our centralized loan operation is the industry’s benchmark for efficient service. We control the entire loan process from start to finish: origination, processing, underwriting, closing and funding. Our team of professional mortgage bankers and operations specialists understand the concerns inherent to the loan process and are dedicated to making that process seamless and worry-free.