Top Flite Financial, Inc Ratings & Reviews

Write Review
NMLS ID: 4181

Top Flite Financial, Inc

(4.9 of 5) 28 Reviews

100% of our customers would recommend this lender.

About Top Flite Financial, Inc

Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar...

Read more

Loan Officers

View All
Lawrence Kavanagh St. Louis, MO
Todd Feager St. Louis, MO
Bryan Zimmermann St. Louis, MO
WARREN HUTTER St. Louis, MO
Kevin Engel St. Louis, MO
Douglas Muich St. Louis, MO
View all

Customer Reviews

Write Review

28 Reviews

(4.9 of 5)
Review Breakdown
  • Lender Review
    from Chesterfield, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Best loan officers in the biz

    (0) (0)
    As a first time home buyer I didn't know anything about the loan process. My Loan Officer Todd Feager was always available to answer all one million (plus) questions I had, he kept me updated frequently along the entire way and was very personable. The loan officers at Top Flite are friendly, experienced and extremely knowledgeable. And customer service is top notch. I felt like they actually cared and I wasn't just a "file." I recommend them to everyone!... Read More

    Was this review helpful?

  • Loan Officer Review
    from Chula Vista, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Others couldn't do it for us.

    (0) (0)
    Lawrence was the only loan officer who was able to offer us a great loan and made it possible for us get approved. He was patient in answering all my questions and explained everything to me in terms that I can understand. I will definitely recommend him to my family and friends!

    Was this review helpful?

  • Lender Review
    from Warrenton, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Thank You Warren

    (0) (0)
    Re: Referral for Warren Hutter On March 20, 2017, l met Warren Hutter on line. He provided me with the opportunity to open an account with Top Flite Financial Services within the next 24 hours. My situation was dire and complicated by the fact that I was conducting business on a property that was zoned agricultural and had a residence. I had tried repeatedly to get a cash-out refinancing to alleviate the credit card debt that I had accumulated during the construction of the business. The most encouraging thing about Warren was his candor when we assessed my financial condition. He stated that he would seek an underwriter and provide the underwriter the necessary information to assess the situation before I invested any money. He went to work. He was always available. In or out of the office, before the office opened or after it closed, even on weekends, he was always as close as my cell phone. Warren guided me as we reconstructed my credit card debt and paid a tax lien from the proceeds of the cash-out refinancing of my mixed use property and thus brought my debt-to-income ratio into acceptable limits. The result was a huge reduction in my monthly cash flow, reduced credit card debt, a paid lien, and an increased credit score. I have never had such dedicated assistance from a loan officer. He stepped in and made the situation workable where three other lending institutions had simply refused to work with me to use my considerable property equity to reduce high interest debt. Warren helped me realize my goal of having a retirement income on my own property. Thank you, Warren. ... Read More

    Was this review helpful?

  • Loan Officer Review
    from Warrenton, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Thank You Warren

    (0) (0)
    Re: Referral for Warren Hutter On March 20, 2017, l met Warren Hutter on line. He provided me with the opportunity to open an account with Top Flite Financial Services within the next 24 hours. My situation was dire and complicated by the fact that I was conducting business on a property that was zoned agricultural and had a residence. I had tried repeatedly to get a cash-out refinancing to alleviate the credit card debt that I had accumulated during the construction of the business. The most encouraging thing about Warren was his candor when we assessed my financial condition. He stated that he would seek an underwriter and provide the underwriter the necessary information to assess the situation before I invested any money. He went to work. He was always available. In or out of the office, before the office opened or after it closed, even on weekends, he was always as close as my cell phone. Warren guided me as we reconstructed my credit card debt and paid a tax lien from the proceeds of the cash-out refinancing of my mixed use property and thus brought my debt-to-income ratio into acceptable limits. The result was a huge reduction in my monthly cash flow, reduced credit card debt, a paid lien, and an increased credit score. I have never had such dedicated assistance from a loan officer. He stepped in and made the situation workable where three other lending institutions had simply refused to work with me to use my considerable property equity to reduce high interest debt. Warren helped me realize my goal of having a retirement income on my own property. Thank you, Warren. ... Read More

    Was this review helpful?

  • Lender Review
    from Rogers, MN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender

    Lawrence Kavanaugh is great!

    (0) (0)
    I worked with Lawrence Kavanaugh and he was fabulous to work with! I recommend him!

    Was this review helpful?

  • Loan Officer Review
    from Rogers, MN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this loan officer

    Lawrence Kavanaugh is great!

    (0) (0)
    Worked hard for me!

    Was this review helpful?

  • Lender Review
    from Saint Joseph, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this lender

    Fantastic!

    (0) (0)
    As a first time home buyer, I had tons of questions! I had no idea everything to went into buying a house! Brian Haley with Top Flite helped me every step of the way being so patient with all of the questions. I learned so much! I felt like my interests were top priority in the deal. Brian saw it through to the end and made sure that the closing costs were something could afford! I could not have asked for a better loan officer!... Read More

    Was this review helpful?

  • Lender Review
    from Tracy, CA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Equity Loan or Line of Credit
    Services:
    Closed loan with this lender

    Tracy home

    (0) (0)
    My agent Craig Jones was easy to deal with. He tried his best to answer all the questions I had at any time. He was patient with me at all times

    Was this review helpful?

  • Lender Review
    from O Fallon, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Loan Officer Kyle Gally

    (0) (0)
    This time I can definitely say that the loan refinance process was painless. Our loan officer, Kyle Gally, was professional, responsive and fully disclosed all information related to closing costs. Our rate lock-in was outstanding. Very impressed with the short timeframe between our application and fund disbursement. Less than three weeks! Thank you Kyle!

    Was this review helpful?

  • Loan Officer Review
    from O Fallon, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Outstanding customer service!

    (0) (0)
    Mr. Gally was professional, courteous and immediately responsive. He answered all questions and fully disclosed all costs. He fully explained the application process and what was required to complete the application. Our refinance was completed in a very short time frame - less than three weeks from application process to fund disbursement.

    Was this review helpful?

Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar Corporation. Top Flite Financial was built on Integrity, Ethics, Excellence and Dedication; we are committed to caring for our clients and building lifetime relations as a trusted financial advisor. We have an experienced staff offering expertise in every area of mortgage lending. **********Our lending specialists are dedicated to finding the right loan to meet our clients’ needs. We believe that our low-interest rates, experienced processing, 24 hour turn times and aggressive product line set us apart from the competition.**********We may not always have the lowest “advertised” rate but we are a lender that prides itself on delivering the terms we advertise to our clients and being transparent about the real numbers each customer qualifies for upfront is what has allowed us to build such a solid reputation in a tough industry.********** Being a smaller nationwide lender we feel that the Top Flite Difference will show in our attention to detail, integrity, experienced staff, and the speed in which we can get your loan to the closing table. We appreciate the opportunity to Earn your business!