Top Flite Financial, Inc Ratings & Reviews

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NMLS ID: 4181

Top Flite Financial, Inc

(5 of 5) 353 Reviews

99% of our customers would recommend this lender.

About Top Flite Financial, Inc

Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar...

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Loan Officers

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Jerry Stros St. Louis, MO
Lawrence Kavanagh St. Louis, MO
Andrew Sheda St. Louis, MO
Christopher Piatchek St. Louis, MO
Lindsay Mortara St. Louis, MO
Joshua Behlmann Westlake Village, CA
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Customer Reviews

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353 Reviews

(5 of 5)
Review Breakdown
  • Lender Review
    from Rowland Heights, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great experience

    Christopher Piatchek was really great to work with, he kept us updated throughout the process. Everyone at Top Flite Financial we worked with was very professional. Would absolutely recommend to anyone considering refinancing.

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  • Loan Officer Review
    from Farmington, MO
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent

    Fast, friendly and very efficient. I will recommend him to everyone I know. He overcame hurdles to get this done and now I can breathe again. He took all of the stress out of our refinance.

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  • Lender Review
    from Orangevale, CA
    (2 of 5)
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Promises not delivered

    In November 2018 inquired about refinancing my primary home loan. My primary mortgage company was eager to help with the refi and promised a quick/easy process (close by the end of the year - no origination fee - no appraisal fee .. but FHA financing which included MPI fee). Wanting to see what other options were available I checked with Lending Tree and was contacted by Top Flite Financial. They assured a 30-day close - quoted me 5.125% with 1% origination fee and 1% discount point. They told me the 1st payment wouldn't be due for 60 days. WHAT ACTUALLY happened: It took 60 days to close the loan, at the last minute they required 2 discount points to keep the rate, informed me the 1st installment would be less than 30 days away - and must be on automatic EFT bi-monthly. I took the loan (versus starting all over with another lender - time was an issue) but this left a bad taste. Top Flite made assurances but did not deliver. I would not recommend Top Flite to my friends or family... Read More

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  • Loan Officer Review
    from Greenwood, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Refinance

    We recently closed on a refinance with Kevin Engel at TopFlite Financial. Kevin did an awesome job getting us into a VA product after we were told by other lenders that we could not. Great job Kevin and TopFlite!

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  • Lender Review
    from Greenwood, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Refinance

    We recently closed on a refinance with Kevin Engel at TopFlite Financial. Kevin did an awesome job getting us into a VA product after we were told by other lenders that we could not. Great job Kevin and TopFlite!

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  • Lender Review
    from Soledad, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender

    Great service

    Awesome customer service. Totally recommend this company for any of your financial needs

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  • Loan Officer Review
    from Soledad, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Awesome loan experience

    Josh was extremely efficient and thorough throughout the loan process. He made himself available at all times and answered all my questions almost instantly.

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  • Loan Officer Review
    from Spring Hill, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Choose Gary

    Very responsive and incredibly helpful. Was a pleasure to work with. If you get a choice on your loan officer choose Gary

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  • Lender Review
    from Spring Hill, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    December 24, 2018

    Top Flite is Top flight

    Staff very responsive and helpful. Everything done a timely fashion.

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  • Loan Officer Review
    from Port Richey, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Recommending Lindsay Mortara

    We would highly recommend Lindsay Mortara! She was very professional with all her dealings with us! She was very knowledgeable, courtesy and honest in explaining all loan information to us. You could see that she is an expert in handling mortgage home owners loans. We look forward to working with her again in the near future.

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Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar Corporation. Top Flite Financial was built on Integrity, Ethics, Excellence and Dedication; we are committed to caring for our clients and building lifetime relations as a trusted financial advisor. We have an experienced staff offering expertise in every area of mortgage lending. **********Our lending specialists are dedicated to finding the right loan to meet our clients’ needs. We believe that our low-interest rates, experienced processing, 24 hour turn times and aggressive product line set us apart from the competition.**********We may not always have the lowest “advertised” rate but we are a lender that prides itself on delivering the terms we advertise to our clients and being transparent about the real numbers each customer qualifies for upfront is what has allowed us to build such a solid reputation in a tough industry.********** Being a smaller nationwide lender we feel that the Top Flite Difference will show in our attention to detail, integrity, experienced staff, and the speed in which we can get your loan to the closing table. We appreciate the opportunity to Earn your business!